Lender relies on the property’s cash flow and collateral. Sponsor liability is limited to standard carve-outs for things like fraud or waste. Construction may include completion support until milestones.
We size proceeds, frame covenants and reserves, prepare the lender-grade memo, and run targeted placement to senior lenders, conduit desks, agencies, mezzanine, and preferred equity providers.
Stabilized and transitional. Typical leverage 55% to 70% LTV. Rate guide SOFR + 250 to 550 bps. Interest-only available. Terms 2 to 5 years with extensions.
Senior 55% to 65% LTC, interest reserve sized to schedule. Non-recourse post-stabilization with standard carve-outs. Completion support may apply until CO.
Non-recourse programs with DSCR and LTV by product. Defeasance or yield maintenance can apply. Agency available for multifamily where eligible.
Extends proceeds behind senior to 75% to 80% total capitalization where DSCR allows. Pricing 9% to 13% plus fees, subject to intercreditor.
Targets 11% to 18% with cash controls. Often used to reach 80% to 85% of cost or value with senior and mezzanine.
Lockbox, springing reserves, and sweep mechanics to support DSCR and business plan milestones.
Multifamily, industrial, self-storage, medical office, hospitality with flagged management, grocery-anchored retail, select office with strong tenancy and WALE.
Acquisition, refinance, recapitalization, construction, bridge to stabilization, bridge to sale or agency takeout, partner buyout.
Jurisdictions: United States, United Kingdom, European Union, United Arab Emirates, Singapore, and Hong Kong. Others case by case, subject to compliance.
| Instrument | Guide |
|---|---|
| Senior or Bridge | 55% to 70% LTV. DSCR 1.25x+ stabilized. SOFR + 250 to 550 bps. Interest-only available. 2 to 5 year terms with extensions. |
| Construction Senior | 55% to 65% LTC senior. Floating rate with interest reserve. Underwritten to exit DSCR and cap rate. Completion support until milestones. |
| Mezzanine | To 75% to 80% total capitalization where DSCR allows. Pricing 9% to 13% plus fees. Intercreditor required. |
| Preferred Equity | Targets 11% to 18% with cash sweep and control mechanics. Often paired with senior to reach 80% to 85% of cost or value. |
| CMBS or Agency | Non-recourse with carve-outs. DSCR and LTV by program. Prepayment may require defeasance or yield maintenance. |
Ranges are indicative. Final terms depend on cash flow quality, tenancy, leverage, sponsor strength, market, and third-party findings.
PSA or refinance summary, rent roll, T-12 and T-3, bank statements, model and business plan, capex schedule, leases and amendments, org chart and entity docs, sponsor resume and track record, personal financial statement and liquidity, REO schedule, third-party reports if available.
DSCR and debt yield, LTV or LTC, WALE and rollover, tenancy quality, market comps, cap rate sensitivity, exit feasibility, reserve sizing, cash management and covenant framework.
Intake, checklist, data room launch. Preliminary sizing and lender list. Management call scheduled.
Underwriting memo, model review, targeted outreach. Indications and clarifications.
Term negotiation, credit committee, third-party reports ordered, draft loan documents, intercreditor where applicable.
Final approvals, documents, escrow and funding. Routine files reach firm indications in 20 to 45 days from full data room access.
| Engagement | Retainer due at mandate to launch underwriting and outreach. Credited against the success fee at funding. Third-party costs for client. |
| Success fee | 2.5% of total capital placed, payable at funding. |
| Regulatory | Best-efforts arranging via regulated partners. Subject to KYC, AML, sanctions screening, and lender or investor approvals. We are not a bank and do not take deposits or provide custody. |
Send your PSA or refinance summary, rent roll, T-12 and T-3, model, and business plan. We will revert with sizing, a lender list, and the document schedule to open underwriting.
Request Indicative TermsFinancely acts as advisor and arranger on a best-efforts basis. All transactions are subject to underwriting, due diligence, KYC, AML, sanctions screening, third-party reports, and approvals by counterparties. Nothing here is a commitment to lend or an offer of securities. Terms depend on asset quality, jurisdiction, and documentary integrity.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
exempt foreign private adviser pursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Click
here to download our brochure.
