If you're a small or mid-sized business in the U.S. trying to finance trade deals, you’ve probably heard the same thing from your bank: “Come back when you’re bigger.” But that doesn’t help you close the contract, pay the supplier, or ship the goods. The reality is, more and more SMEs are funding deals through non-bank trade finance—because private capital moves faster, underwrites smarter, and doesn’t require you to mortgage the company to get a facility.
Banks want perfect paperwork, long operating histories, and low-risk profiles. But most U.S. small and mid-sized companies don’t have that luxury. They’re growing, expanding, testing new suppliers and customers. And in a global trade environment moving at full speed, delays cost real money.
Private trade finance funds step in where banks pull back. They underwrite specific deals—inventory shipments, export contracts, supplier orders—not just your general credit score.
At Financely, we structure and place trade finance deals for growing U.S. businesses every week. Some of the most effective private funding options include:
- Purchase Order Financing: Capital to pay suppliers directly before receiving buyer payment.
- Receivables Financing: Turn outstanding invoices into cash without waiting 30, 60, or 90 days.
- Inventory Finance: Fund goods in storage or transit secured by bills of lading or warehouse receipts.
- Contract-Based Finance: Fund shipment or production based on a signed buyer agreement.
None of these require full cash collateral. All of them focus on the trade deal itself—not just your company balance sheet.
You don’t need audited financials or a Fortune 500 buyer. You need a real deal. Most trade finance desks will approve deals if you provide:
- A clean purchase order or contract with shipment terms
- A known supplier or buyer with verifiable track record
- Shipment or delivery documentation (or production schedule)
- Clarity on exit terms: invoice payment, delivery, or buyer acceptance
If your deal has documentation, timing, and money flow that can be traced, we can get it in front of real capital sources.
Submit your deal to Financely. We'll review the structure, clean up what’s missing, and match it with private trade finance investors ready to fund U.S.-based small and mid-sized businesses today.
Submit Your Deal Book a ConsultationPrivate trade finance options are especially valuable for:
- U.S. manufacturers expanding into export markets
- Importers purchasing inventory from Asia, LATAM, or Europe
- Wholesalers supplying big-box or B2B clients
- Amazon and e-commerce sellers scaling inventory volumes
- Distributors needing liquidity while waiting for buyer payments
Deal sizes from $250K to $10M+ are being funded now based on contract structure and counterparty risk—not just size.
If your business has real customers, real products, and real momentum—but banks are holding you back—there are private capital options that actually get deals funded. Financely structures and places non-bank trade finance transactions for U.S. small and mid-sized businesses every week. Bring us the deal. We’ll bring you a way to fund it.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
exempt foreign private adviser pursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Click
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