We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
GreenPower Motor Company disclosed that it received credit approval from CIBC for a $5 million financing package, and it also described standby letter of credit support as part of the broader facility discussion. The company specified a $450,000 letter of credit secured by cash collateral and a letter of credit facility of up to $2.5 million (subject to approval from another financial institution), alongside the operating facilities.
A few days later, GreenPower announced it closed the previously announced $5 million CIBC financing facilities (a revolving line and a term loan). The key point for trade finance readers is not the issuer, it is the structure: credit committee approval, defined limits, collateral, and conditions precedent.
| Component | Amount | What It Means In Practice |
|---|---|---|
| Revolving Line Of Credit | $3,000,000 | Working capital headroom, monitored like any other bank facility with covenants, reporting, and lender controls. |
| Term Loan | $2,000,000 | Amortizing or bullet repayment structure based on lender credit appetite and the borrower’s cash flow profile. |
| Cash-Collateralized Letter Of Credit | $450,000 | Credit support backed by restricted cash. This is common when the beneficiary wants bank risk, and the bank wants near-cash protection. |
| LC Facility (Described As SBLC Support) | Up to $2,500,000 | A defined issuance limit for LCs or standbys, typically subject to documentation, controls, and sometimes participation or a second bank’s approval. |
Banks treat standby exposure as credit exposure. Expect KYC, financial statements, debt schedule, covenant package, and a clear permitted use case tied to a contract or obligation.
Cash collateral and restricted deposits are normal, especially when the bank is not comfortable with unsecured contingent risk. Public filings often show restricted cash held as security for standby obligations.
If a facility is “subject to documentation” or “subject to another institution’s approval,” treat that as a real gating item. Until closing, it is not bankable in a transaction.
In legitimate transactions, the standby supports something specific (performance, payment, advance refund, customs, surety). If the pitch is “monetize and flip,” your risk is already elevated.
Financely operates as a transaction-led capital advisory desk. For standby-related needs, we focus on bankable use cases: contract support, performance security, advance payment support, and credit enhancement tied to real trade and project obligations. Where regulated execution is required, delivery is coordinated through appropriately licensed firms under their own approvals.
Submit your transaction details and supporting documents. If it is financeable, we will structure the file and pursue executable term sheets. If it is not, you will receive a written decline.
It is a pre-approved bank limit under which the bank can issue one or more standbys (or LCs) up to a cap, subject to documentation, controls, and ongoing reporting.
Because a standby is contingent debt. If the bank is not comfortable with unsecured contingent risk, it will require restricted cash, margin, or other security.
Most commercial standbys reference ISP98. Some reference UCP 600. The right choice depends on the use case and the expected presentation mechanics.
Verification should be handled through bank-to-bank confirmation steps and authenticated channels. Do not rely on forwarded PDFs, screenshots, or “MT message copies” sent by intermediaries.
Treat that framing as a red flag. A legitimate standby supports a commercial obligation. If the pitch is monetization without a real underlying obligation, you are in high-risk territory.
We underwrite the use case, package the diligence file, align terms with bank practice, and manage outreach to appropriate issuance and credit desks through to executable term sheets or written declines.
Financely does not issue bank instruments and does not act as a bank. Any reference to standby letters of credit or letters of credit is for commercial credit support contexts only. All services are best-efforts and subject to KYC and AML, sanctions screening, lender capacity, credit approvals, and legal documentation. Financely does not promise issuance, confirmation, monetization, or outcomes, and does not support “program” pitches, platform trading claims, or unsolicited instrument offers.
This news post is provided for general informational purposes for commercial counterparties. It is not legal advice, investment advice, or a promise of financing. Always obtain counsel for your jurisdiction and confirm bank documentation through appropriate channels.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
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request a quote
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book a paid telephone consultation.
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Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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