We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
The new framework relaxes the earlier 90-day restriction on suppliers’/buyers’ credit and the usance period under letters of credit for imports of gold. In plain English: longer deferred payment structures can be permitted, subject to bank policy and the underlying contract.
Advance remittance for import of gold and silver is still not permitted under the new framework. That forces importers back into bank-intermediated settlement tools such as documentary credits and structured trade credit.
A usance letter of credit (often called a deferred payment LC) is a documentary credit where the beneficiary gets paid at a future maturity date after compliant documents are presented. The buyer gets time to sell, process, or distribute the goods before cash leaves its account. The cost is higher bank exposure over the usance period.
If you want a clean refresher on structures, see our internal explainer: Difference Between Usance And Acceptance LC.
| Stakeholder | Likely Benefit | Credit Committee Pushback |
|---|---|---|
| Gold Importers | More room to match payment with inventory turnover and wholesale settlement cycles | Higher cash margin, tighter document conditions, stricter shipment and valuation controls |
| Exporters / Suppliers | More flexibility to offer deferred terms to win volume, especially when combined with discounting | Reliance on issuing bank quality and document strictness stays non-negotiable |
| Banks | More product room: deferred payment LC, acceptance, discounting, UPAS variants | Tenor risk, price risk, fraud risk, and KYC burden rise with maturity extension |
| Confirming / Discounting Banks | Expanded opportunity to discount compliant usance obligations for the beneficiary | Needs clean document flow, strong issuing bank, clear reimbursement path, and sanctions comfort |
Many exporters do not want to wait 90 to 180 days for cash. In practice, the market often bridges this through discounting structures where the exporter is paid earlier (sometimes “at sight”) while the importer keeps deferred payment terms. This is where pricing, bank appetite, and document discipline decide everything.
We align the commercial contract, incoterms, documents, and payment mechanics so the LC reads like a credit file, not a wish list.
We map issuing bank options, confirmation logic where needed, and the control points that reduce fraud and settlement risk.
Where regulated execution is required, delivery is coordinated through appropriately licensed firms operating under their own approvals.
We run a transaction-led process: executable lender terms or a written decline. No endless “consulting” loops.
This post is general information for commercial participants and is not legal, tax, or investment advice. Regulatory interpretation depends on your facts, authorised dealer policies, and final documentation. Financely does not lend and does not guarantee outcomes. Any financing, confirmation, discounting, or documentary credit issuance is subject to KYC, AML, sanctions screening, diligence, and independent bank approval. Where regulated execution is required, delivery is coordinated through appropriately licensed firms operating under their own approvals.
Submit your trade flow, counterparties, contract, and target LC terms. We will assess financeability and pursue executable term sheets or issue a written decline.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
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Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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