We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Bridge debt is built for transitional multifamily assets that need time to close, stabilize, renovate, lease up, refinance, or complete a defined business plan. Financely arranges multifamily bridge loans from US$5,000,000 and up for borrowers with a credible property story, a coherent exit, and a file that can survive real underwriting.
This is an indicative tear sheet, not a commitment. Actual leverage, spread, reserves, recourse, extension rights, and conditions will move with the asset, market, sponsorship, debt yield, and refinance path.
Minimum request size: US$5,000,000. Requests below this level are outside mandate size. For stronger execution, borrowers should come with a rent roll, trailing operating figures, purchase contract or refinance summary, sponsor background, and a clear capex or lease-up plan where relevant.
Acquisition close-outs, bridge-to-agency refinance, light to moderate value-add, lease-up, recapitalization, partnership buyout, cash-in refinance, and transitional assets where permanent debt today would be too restrictive or too early.
Experienced sponsorship, sensible basis, realistic renovation budget, credible takeout, acceptable market liquidity, clean title and entity structure, and enough liquidity to carry reserves, capex, and operating volatility during the bridge period.
| Item | Indicative Parameters |
|---|---|
| Facility Type | Senior multifamily bridge loan, typically floating-rate and interest-only, structured for acquisition, refinance, lease-up, repositioning, or bridge-to-agency execution. |
| Loan Amount | US$5,000,000 minimum through Financely. Lender-specific minimums may be higher depending on platform, market, and asset profile. |
| Eligible Assets | Conventional multifamily, workforce housing, garden, mid-rise, and other income-producing apartment assets. Transitional properties with a defined business plan are generally the best fit. |
| Geography | Primarily U.S. primary and secondary markets. Tertiary markets reviewed case by case. |
| Term | Usually 12 to 36 months, with extension options subject to lender approval, performance, and fee payment. |
| Amortization | Interest-only during the initial term in most bridge executions. |
| Pricing | Floating 30-day SOFR plus quoted spread. Stronger bridge-to-agency files may price from the high-300s basis points upward, while heavier business plans, weaker cash flow, or thinner markets price wider. |
| Leverage | Commonly sized off the lesser of as-is value, cost basis, and refinanceability at exit. Many bridge executions land around the mid-60s LTV range, while stronger files may stretch higher on a case-by-case basis. |
| Exit Underwriting | Loan sizing must support a believable permanent takeout. Debt yield, DSCR, projected stabilization, market rents, capex completion, and market depth all matter. |
| Rate Protection | Interest-rate cap may be required for floating-rate executions, especially where reserves and exit sensitivity are tighter. |
| Recourse | Often non-recourse, subject to standard bad-boy carve-outs. Completion support, environmental indemnity, or partial recourse may apply depending on structure. |
| Reserves And Escrows | Taxes, insurance, replacement reserves, repair escrows, capex holdbacks, and interest or operating reserves may be required depending on in-place coverage and business plan risk. |
| Upfront Due Diligence Fees | Application, underwriting, and diligence deposits commonly start around US$30,000 and may move higher depending on complexity, portfolio size, third-party reports, and counsel scope. These amounts are separate from lender compensation and borrower third-party costs. |
| Closing Fees | Lender origination or commitment fees commonly start around 1.00% of loan amount. Some executions also include exit fees, extension fees, or yield maintenance mechanics depending on lender and takeout strategy. |
| Third-Party Costs | Borrower pays appraisal, Phase I environmental, property condition, engineering, survey, zoning, flood, legal, organizational, UCC, and other out-of-pocket third-party costs as required. |
| Extension Fees | Commonly charged per extension period and tied to performance, updated underwriting, and reserve sufficiency. |
| Sponsor Requirements | Institutional-quality file, acceptable credit, sufficient liquidity, net worth support, and prior ownership or repositioning experience. SPE borrowing entity is usually required. |
| Indicative Intake Package | Rent roll, trailing-12 and current operating statement, purchase contract or debt summary, sources and uses, capex budget, borrower track record, organizational chart, and exit plan. |
| Closing Timeline | Execution speed depends on borrower responsiveness, property reports, legal work, and underwriting depth. Well-prepared files move faster. Weak documentation slows the process immediately. |
Reasonable basis, clean story, realistic renovation plan, sponsor liquidity, strong market fundamentals, and a documented path to agency, bank, insurance, or debt fund takeout.
Overleveraged requests, weak trailing cash flow with no reserve support, no capex discipline, sponsor inexperience, tertiary market exposure, unclear title or entity issues, and no believable refinance path.
If your request is US$5,000,000 or above, submit the property and sponsor details. We will review whether the deal is suitable for bridge execution and revert with next-step pricing and process.
Indicative only. Subject to underwriting, sponsor review, third-party reports, legal documentation, KYC and AML checks, sanctions screening, interest-rate environment, reserve requirements, and final lender approval. Financely acts as a structured debt advisory firm and may coordinate execution with lending and regulated partner channels where applicable.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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