Commercial Proof Of Funds (POF) Services

Commercial Proof Of Funds (POF) Services

Commercial Proof Of Funds Services

Bottom line: we arrange real, bank-authenticated proof of funds. That means SWIFT bank-to-bank MT199/MT799 messages, Bank Comfort Letters on letterhead, balance confirmations, and a signed Soft Probe Authorization so counterparties can verify funds. No screens, no screenshots, no stories.
Standards & Controls
  • SWIFT FIN MT199 and MT799
  • Bank Comfort Letter on letterhead
  • Soft Probe Authorization (SPA)
  • KYC, AML, sanctions screening
Use Cases
  • Trade and commodity deals
  • Vendor or tender pre-qualification
  • Real estate and escrow comfort
  • Project sponsors and EPC checks
Pricing
  • Starts at USD 10,000 advisory
  • Plus bank SWIFT/message fees
  • Fee letter issued before work

Check POF Route, Authentication, And Fees

Answer a few questions. We map the message type, authentication path, required documents, and indicative fees.

Step 1 of 14

What We Do

We coordinate with your bank of record to send authenticated messages or letters that confirm funds. The receiving party can be your counterparty’s bank via SWIFT, or a named corporate via bank domain email if agreed. We prepare wording, obtain your bank’s compliance sign-off, and control the path so the message lands where it should. No third party accounts and no off-book “screens.”

SWIFT Messaging
  • MT199 free-format confirmation
  • MT799 RWA or pre-advice
  • Bank-to-bank only, no relays
Letters On Letterhead
  • Bank Comfort Letter (BCL)
  • Balance/Account status confirmation
  • Officer signature with callback
Soft Probe Authorization
  • Signed SPA allowing checks
  • Vendor bank contacts our bank
  • Scope limited to stated amount

Proof Options And When To Use Each

Method Use Case
MT199 General confirmation from issuing bank to beneficiary bank. Used for quick POF where free-format is acceptable and counterpart policy allows it.
MT799 Structured RWA/pre-advice used in trade procedures before LC/SBLC. Suited to counterparties that specify MT799 in their procedures.
Bank Comfort Letter On bank letterhead confirming relationship and funds. Used for tenders, escrow comfort, or vendor onboarding when SWIFT is not required.
Balance Confirmation Officer-signed letter confirming balance on a given date. Used by auditors, landlords, and escrow agents.
Soft Probe Authorization Your signed authorization letting the vendor bank verify funds with your bank. Often paired with MT199 or a BCL.

How We Run The POF Process

  1. Intake. Confirm use case, recipient, and the exact policy text they require.
  2. Wording. Draft the message or letter and pre-clear with your bank officer.
  3. Compliance. Submit KYC pack and sanction checks. Funds on deposit verified.
  4. Routing. Bank-to-bank SWIFT or bank domain email with callback.
  5. Confirmation. Recipient acknowledges receipt. We provide reference details.

What You Receive

  • Draft MT199 or MT799 text, or letter wording
  • Soft Probe Authorization template
  • Bank routing and contact protocol
  • Compliance checklist and officer sign-off plan
  • Delivery proof and reference details
No exceptions: we do not arrange fake balances, screenshots, rented accounts, off-ledger “screens,” unauthorized MT messages, or blocked funds theatrics. If a counterparty demands those, walk away.

Client Feedback

★★★★★

Vendor insisted on MT799. Wording was approved, SWIFT sent bank to bank, deal moved forward the same week.

COO, Metals Distributor
★★★★★

BCL plus a soft probe did the job for a government tender. Clean, fast, no drama.

Director, EPC Contractor
★★★★★

They killed the fake POF nonsense early and set a compliant route our bank accepted.

Treasurer, Real Estate SPV

FAQ

Does POF mean cash is reserved or blocked
No. POF confirms funds exist and are available subject to standard conditions. If a hold or pledge is required, that is a separate process with bank documentation.
Which is better, MT199 or MT799
Use what the recipient’s policy accepts. MT199 works for general confirmations. MT799 is typical for trade procedures tied to an LC or SBLC step.
Can you send SWIFT without my bank
No. SWIFT messages are sent by your bank officer. We prepare wording and coordinate delivery. Anything else is a red flag.
What drives fees
Amount band, message type, recipient bank country risk, and speed. Advisory starts at USD 10,000. Your bank may charge per SWIFT or per letter.
What documents are needed
Corporate KYC, source of funds, last statement showing on-deposit balance, officer contact details, recipient details, and the exact policy text they require.

Ready To Prove Funds The Right Way

Send the intended recipient, amount, and your bank officer contact. We will confirm the route, wording, and fees.

Request A Term Sheet

Corporate services only. Nothing here is a commitment to lend or a promise to issue SWIFT. All services depend on funds on deposit, KYC, AML, sanctions, and bank approvals. We refuse any request involving rented accounts or fabricated balances.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

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Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

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Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.