Lender Introductions and Term Sheet Auction

Good companies lose time and credibility when they collect non-binding interest emails, negotiate in circles, and learn late that the ask is not bankable at the requested size. Credit teams need a complete, defensible file and a clean process. You need signed options and a plan to close. This service replaces scattered outreach with a controlled introduction and a competitive term sheet auction that produces executable offers and a timeline everyone can meet.

Why the usual approach fails

• Unstructured outreach creates mixed messages and weak positioning.
• Vague interest notes hide gaps in the file until legal uncovers them.
• Terms are not comparable across providers, which slows decisions.
• KYC, liens, and reporting obligations are not clarified early.

Our solution

We prepare a lender-grade package, introduce your deal to a short list that fits ticket, sector, and tenor, and run a time-boxed auction. All Q&A is written. All offers are normalized in a matrix that management and counsel can evaluate quickly. The outcome is a signed term sheet you can execute and a closing schedule that aligns underwriting, legal, and operations.

Regulatory and market access

US distribution is available under SEC Rule 15a-6. Activity is conducted with a US registered broker-dealer that provides a chaperone arrangement. This enables outreach to US securities purchasers, including Qualified Institutional Buyers (QIBs) and accredited investors, subject to suitability and applicable laws.

What you receive in full

• Signed term sheets. Two to four executable offers from vetted providers that match your case.
• Comparable terms matrix. A single table that sets out rate, fees, covenants, collateral, reporting, and conditions precedent.
• Written Q&A log. A record of clarifications that reduces renegotiation later.
• Closing plan. Week-by-week schedule, condition tracking, required documents, and responsible parties.
• Negotiation support. Term refinement with counsel and confirmation calls to align execution steps.

Covered transaction types

Senior debt for operating companies. Asset-based revolvers with clean receivables and inventory. Equipment loans and sale-leasebacks with verifiable serials and appraisals. Bridge and commercial real estate including acquisition, rehabilitation, and owner-occupied facilities. Working capital loans tied to imports, exports, or receivables discounting. Structured solutions such as offtake-backed facilities, partial credit guarantees with defined coverage, and contracted cash flow projects including carbon offtake prepay or stream. Scope is finalized at intake.

Illustrative terms matrix

Final terms depend on credit approval, collateral quality, and documentation.

Timeline

1. Week 1 to 2. Sizing and package completion.
2. Week 1 to 3. Outreach, written Q&A, first offers.
3. Week 3 to 5. Final offers, selection, and locked conditions.
4. Week 5 to 7. Documentation and funding.

Legacy liens, missing reports, or enhanced KYC can extend timing. The closing plan will reflect that.

What we need to launch

• Two to three years financials and year-to-date package.
• Deal summary with sources and uses.
• Collateral details or contract support where relevant.
• Sponsor biographies and ownership chart.

Informational only. Any financing depends on lender approval, KYC and AML checks, documentation, and perfection of security interests. Access to US buyers is made available under SEC Rule 15a-6 through a chaperoned relationship with a US registered broker-dealer and is subject to suitability and applicable securities laws.