Many executives still receive proposals claiming access to “KTT,” “Server-to-Server,” “IPIP,” “IPID,” or “screen-to-screen transfers.” None of these exist in the global banking system. They are fake concepts promoted by fraudsters who use technical jargon to extract upfront fees or mislead investors. This page clarifies why these so-called transfers are not banking transactions and how to respond professionally.
| Valid Channels | Description |
|---|---|
| SWIFT MT and ISO 20022 | Used by all regulated banks for international value transfers (MT103, MT202, pacs.008, etc.). |
| Central Bank RTGS | Fedwire, CHAPS, TARGET2, CHIPS, and SEPA settle in central bank money. |
| Domestic Clearing Systems | ACH, FPS, NPP, CNAPS and other licensed systems move real funds between accounts. |
| Audited Ledger Entries | All balances appear in the sender and recipient bank’s core ledger, not in screenshots or shared folders. |
| Claim | Reality |
|---|---|
| “KTT is an interbank transfer faster than SWIFT.” | KTT (Key Tested Telex) was retired decades ago. No bank uses it for settlement. |
| “S2S or IPIP sends value directly between servers.” | No regulated payment system recognises these codes. They are fictional. |
| “Screenshots prove the balance.” | Only authenticated ledger entries and SWIFT confirmations are proof of funds. |
| “Activation or unlock fee required.” | Classic advance-fee fraud. Real transfers never require prepayment to activate. |
| “Private banking platform will release value after demo.” | Demonstrations, server logins, or dashboards do not settle real funds. |
Real capital raising relies on structured private debt, equity, or credit enhancement facilities—never on fabricated “transfer methods.” Financely arranges capital through verified banks, funds, and credit partners with proper documentation and underwriting. If you need working capital, project finance, or acquisition funding, engage through a compliant channel instead of chasing unverified schemes.
Financely arranges legitimate private debt and equity funding for qualified businesses, projects, and developers. If you have been offered fake KTT, IPIP, or IPID transfers, stop wasting time and raise capital properly.
Request Capital Raising SupportFinancely operates as an advisory and placement firm. We do not process unverified or unregulated funds. All submissions are reviewed for compliance, documentation, and counterparty legitimacy. Any claim referencing KTT, S2S, IPIP, IPID, or other non-existent rails is categorically rejected.
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