We Arrange SBLCs, Bank Guarantees, DLCs, and UPAS LCs for Real Trade Finance Deals
We Arrange SBLCs, Bank Guarantees, DLCs, and UPAS LCs for Real Trade Finance Deals
Need bank paper for a live shipment or project? We arrange standby letters of credit, bank guarantees, documentary letters of credit, and UPAS LCs for counterparties who can pass underwriting. Wording is bank-friendly, rule-set compliant, and mapped to clean SWIFT messaging. No games. No broker chains.
If you can fund diligence, provide full documents, and accept standard banking process, we’ll set up the instrument and get it issued or confirmed. If you want “no upfront fees” or “lease an SBLC,” stop here.
Instruments we arrange
| Instrument | Rule set | SWIFT | What it covers |
|---|---|---|---|
| Standby Letter of Credit (SBLC) | ISP98 (or UCP 600) | MT760 / MT799 pre-advice | Payment/performance undertakings; draw on default or documentary demand |
| Bank Guarantee (Demand) | URDG 758 | MT760 | Advance payment, performance, warranty, bid guarantees |
| Documentary LC (DLC) | UCP 600 / eUCP 2.0 | MT700 + amendments | Payment against documents for goods; sight or usance |
| UPAS LC (Usance Payable at Sight) | UCP 600 + bank-to-bank terms | MT700 + reimbursement | Buyer pays later; seller gets paid at sight via discounting |
| Confirmations & Discounts | As per base instrument | MT707 / MT742 / MT754 | Add confirming bank risk or accelerate cash on presentation |
Where this is used (clean examples)
| Sector | Deal type | Instrument | Notes |
|---|---|---|---|
| Metals & Minerals | FOB copper cathodes with WR control | DLC (sight) + confirmation | Brand/warehouse named; hedge and inspection set |
| Agriculture | Cocoa shipments, seasonal line | UPAS LC | Seller paid at sight; buyer takes tenor |
| Energy | Gasoil cargoes | DLC (usance) + discount | Specs, tankage, and inspection baked into wording |
| EPC / Solar | Advance and performance cover | URDG BG + SBLC | LDs, milestones, and expiry triggers defined |
| Project & CRE | Completion/lease security | SBLC or BG | Local-law wording coordinated with counsel |
Standards and digital handling
| Item | What we support | Benefit |
|---|---|---|
| Rule sets | ISP98, URDG 758, UCP 600, eUCP 2.0 | Bank-accepted language; fewer disputes |
| Presentation | Electronic where allowed; clear checklists | Faster exams; less back-and-forth |
| Messaging | MT7xx with clean fields; mapping to ISO 20022 where available | Straight-through posting inside banks |
Process & timeline
| Step | What we do | Output | Typical timing |
|---|---|---|---|
| 1) Screening | Check counterparties, contracts, and jurisdiction | Go/No-Go + document list | 2–5 business days |
| 2) Drafting | Set wording against rule set and deal mechanics | Draft instrument + conditions | 3–7 business days |
| 3) Bank workflow | KYC/AML, approvals, fee grid | Issuing bank or confirmer locked | 1–2 weeks |
| 4) Issuance/Confirmation | Final checks; SWIFT sent; test keys where needed | MT sent; counters informed | 1–3 business days |
Timelines depend on data quality, jurisdiction, sanctions checks, and bank capacity.
Who we work with (eligibility)
| Topic | Baseline |
|---|---|
| Counterparty | Post-revenue, decision-makers engaged, clean governance |
| Commercial trail | Signed contracts/POs, specs, shipment plan, Incoterms |
| Funding | Retainer and third-party costs funded up front |
| Risk controls (where relevant) | Warehouse operator/warrants, inspection, hedging or TCI |
Documents we ask for first
| Category | Examples |
|---|---|
| Corporate & KYC | UBO IDs, registry, group chart, sanctions questionnaire |
| Commercial | Sales/purchase contracts, specs, delivery terms, price basis |
| Logistics | Warehouse/tankage letters, WR samples, inspection plan |
| Banking | Issuing/confirming bank preferences, draft wording (if any) |
Engagement & fees
| Item | When | Covers |
|---|---|---|
| Non-refundable retainer | At mandate | Underwriting, drafting, bank engagement, data room |
| Third-party costs | As incurred | Bank fees, counsel, inspection, operator letters, couriers |
| Success fee | At issuance/confirmation | % of instrument amount, sized to deal complexity |
Red flags we decline
| Ask | Why it dies |
|---|---|
| “No upfront fees; pay from proceeds.” | Legal, compliance, SWIFT, and counsel cost money before issuance |
| “Lease an SBLC/BG.” | Banks don’t lease guarantees. Not a thing |
| “Issue pre-advice/RWA so we can shop.” | Comfort follows underwriting; not a marketing prop |
| “Release warehouse title before payment.” | No title without money or drawable bank paper |
Ready to arrange an SBLC, BG, DLC, or UPAS LC the right way? Send your contract summary, delivery plan, and bank preferences. We’ll screen fast and move to drafting.
Request an InstrumentFinancely Group is an advisor and arranger. We are not a bank and do not issue instruments. All work is subject to KYC/AML, sanctions screening, and a signed engagement. Wording is aligned to ISP98, URDG 758, UCP 600/eUCP where applicable. Outcomes depend on underwriting and counterparty performance. No guarantees are offered.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
