We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
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An SBLC carries four distinct cost components: the issuing bank's annual commission on the face amount, confirmation fees where required, an arranger retainer for structuring and placement work, and third-party margin facility pricing where a collateral gap exists. Each component is set by a different party and priced independently. Understanding the full picture before you apply prevents the most common source of deal delays: discovering costs mid-mandate that were not budgeted.
Financely's fixed fee at mandate. Covers structuring, documentation, issuer placement, and compliance coordination. Credited in full against the success fee on close. Confirmed in writing before any work begins.
Annualised rate on the face amount, pro-rated to the instrument tenor. Set by the issuing bank based on applicant credit, jurisdiction, and collateral. Paid directly to the issuing bank.
Where the beneficiary requires confirmation by a second bank, the confirming institution charges an additional annualised fee priced to issuer risk and country risk. Not always required.
Where the applicant has a collateral gap, Financely can in some cases structure a third-party margin facility under documented control terms. This is a separate credit facility with independent underwriting and disclosed pricing. Not a complimentary service.
The bank's annual commission is the largest recurring cost and varies significantly by transaction profile. The table below shows indicative ranges based on the main pricing drivers. These are not guaranteed rates. Actual pricing is set by the issuing bank after full underwriting.
| Factor | Lower Rate | Higher Rate |
|---|---|---|
| Applicant Credit Strength | Strong balance sheet, audited financials, investment-grade profile | Weak financials, limited trading history, or no audited accounts |
| Jurisdiction | OECD or investment-grade country of incorporation | Emerging market, higher-risk, or non-OECD jurisdiction |
| Collateral Quality | Full cash or Treasury Bill margin posted | Partial margin, real assets, or third-party collateral arrangement |
| Instrument Tenor | Under 12 months | Multi-year or auto-extending instrument |
| Confirmation Required | No confirmation needed | Confirmation by a rated correspondent bank required by beneficiary |
| Face Amount | Larger amounts with strong credit can attract keener rates | Smaller amounts below bank minimums may attract fixed charge floors |
Financely charges a retainer from the mandate stage, credited against a success fee on close. The retainer reflects the structuring and placement work required before a bank will consider the transaction. Larger collateral gaps, more complex structures, and higher-risk jurisdictions require more work and are priced accordingly.
| Fee Component | Amount | When Payable | Notes |
|---|---|---|---|
| Arranger Retainer | From $7,500 | At mandate | Credited in full against the success fee on close. Confirmed in writing before work begins. |
| Success Fee | Linked to instrument size and complexity | On issuance or confirmation | Confirmed in the signed mandate letter. Retainer is deducted from this amount. |
| Third-Party Margin Raise | Priced to risk | At margin close and through tenor | Separate credit facility. Independent underwriting, disclosed pricing. Not included in the retainer. |
All fees confirmed in writing before work starts. The retainer and success fee are set out in a signed mandate letter. No work is commissioned and no costs are incurred before you have seen and agreed the full fee schedule.
Use the tool below to estimate your required margin, identify any collateral gap, and see which path applies to your transaction before submitting a mandate.
If someone is quoting you a flat low rate with no underwriting: real SBLC issuance requires credit review, KYC, documentation, and collateral. Any party offering same-day issuance at a fixed percentage without those steps is not describing a regulated process. See SBLC monetisation: reality versus scams.
The total cost depends on the transaction profile. As a guide: the arranger retainer starts from $7,500; the issuing bank's annual commission typically runs between 0.5% and 3% of the face amount pro-rated to the tenor; confirmation fees are additional where required; and third-party margin pricing applies where a collateral gap exists. All components are confirmed in writing before any work begins.
The retainer covers structuring, documentation, issuer placement, and compliance coordination from mandate to issuance. It is credited in full against the success fee when the instrument closes. The retainer reflects work completed before the bank reviews the deal, not a deposit held against future charges.
No. The arranger retainer covers Financely's structuring and placement work only. The issuing bank's annual commission, confirmation fees, and any third-party margin facility pricing are set by the relevant institutions and paid directly to them. All are disclosed in the mandate letter before work begins.
The primary factors are applicant credit strength and financial profile, jurisdiction and country risk, the quality and form of collateral posted, instrument tenor, face amount, and whether confirmation by a second bank is required. Strong applicants in OECD jurisdictions with full cash collateral attract the lowest rates. Weaker profiles or emerging market jurisdictions price higher.
Submit your transaction details and we will respond with a full fee schedule covering the arranger retainer, indicative bank commission range, and any confirmation or margin requirements. All confirmed in writing before any work starts.
Request a QuoteFinancely acts as arranger and advisor. We are not a bank and do not issue standby letters of credit or guarantees. All instruments are issued by regulated banking counterparties under their own licences, credit decisions, and documentation. Commission rates and fee ranges stated on this page are indicative only and do not constitute a binding offer. All mandates are subject to KYC, AML, and sanctions screening. The arranger retainer is non-refundable once structuring and placement work has commenced.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
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Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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