Equipment Leasing And Finance Matchmaker Services
We secure competitive leases and asset backed loans for construction, medical, manufacturing, and energy equipment. You get a lender grade file, a clear auction to term sheets, and one team to push legal and collateral to first funding. No em dashes are used in this document.
Snapshot:
New or used equipment from 500,000 to 50,000,000 USD. Operating leases, finance leases, sale leasebacks, and asset backed term loans. Collateral includes yellow iron, fleets, CNC, medical imaging, packaging lines, distributed energy assets, and data center kit.
Table Of Contents
- What We Deliver
- Lease And Loan Structures
- Pricing Ranges And Fees
- Underwriting Standards
- Process And Timeline
- Data Room Checklist
- Mistakes That Kill Deals
- Request A Lease Or Loan
- FAQ
What We Deliver
A complete credit pack, competitive term sheets, and a path to funding that holds up in legal. We size tenor and residuals to match asset life and cash flow, set covenants you can keep, and coordinate appraisals, filings, and insurance. We manage the calendar so equipment ships or is released on time.
Lease And Loan Structures
| Structure |
Best For |
Tenor |
Key Notes |
| Operating Lease
|
Assets with strong residual value or rapid tech change |
36 to 84 months |
Lower payments, FMV purchase options, mileage or usage caps |
| Finance Lease
|
Assets you expect to own long term |
36 to 96 months |
Fixed purchase price or nominal buyout at end |
| Sale Leaseback
|
Unlock cash from owned equipment |
24 to 84 months |
Independent appraisal, LTV sets proceeds |
| Asset Backed Term Loan
|
Mixed fleets or multi asset pools |
24 to 60 months |
Blanket lien, amortization matches asset life |
Pricing Ranges And Fees
Pricing tracks asset class, LTV, credit strength, and jurisdiction. Expect market ranges. We do not promise teaser rates.
| Item |
Typical Range |
Notes |
| Rate |
SOFR plus 300 to 900 bps or fixed 8 to 16 percent |
Lower for strong credits and low LTV |
| Advance Rate |
60 to 85 percent of appraised value or invoice |
Higher for liquid assets with strong resale |
| Upfront Fees |
1 to 3 percent to lenders, plus third party costs |
Appraisals, filings, and insurance billed at cost |
Our Fees
| Fee |
Amount |
Notes |
| Retainer |
USD 20,000 to 59,500 non refundable at mandate |
Covers underwriting memo, lender pack, auction |
| Success Fee |
2.5 percent of funded amount |
Due at first funding or instrument issuance |
| Monthly Management |
USD 5,000 to 15,000 optional |
For portfolio reporting and covenant tracking |
Underwriting Standards
Decisions clear when asset value, cash flow, and control line up. We build a cash flow that works at stress and a security stack the lender can enforce.
| Area |
What Lenders Look For |
Typical Tests |
| Asset Value |
Independent appraisal and resale market depth |
LTV limits, remarketing assumptions |
| Cash Flow |
DSCR and payback inside useful life |
Base and downside cases, sensitivity table |
| Security |
Perfection steps and control of proceeds |
Filings, blocked accounts, insurance endorsements |
| Covenants |
Simple rules the borrower can keep |
Leverage caps, interest cover, reporting calendar |
Process And Timeline
| Week |
What Happens |
| Week 1 |
KYC, mandate signed, equipment list locked, data room opened, underwriting memo drafted |
| Week 2 |
Auction to lenders through regulated partners, Q and A window, soft terms collected |
| Week 3 |
Best and final, select preferred lender, heads of terms signed, appraisals ordered |
| Week 4 |
Docs, filings, insurance, CP list agreed, closing scheduled |
Three to five weeks to first funding is common when files are complete and appraisals move fast.
Data Room Checklist
Company KYC and group chart. Last three years financials and year to date management accounts. Equipment list with serials and invoices or quotes. Appraisals if available. Insurance policies. Existing debt schedule. Cash flow model and source of repayment. Jurisdictions, tax, and lien history. Proposed covenants and reporting readiness.
Mistakes That Kill Deals
- Unclear title or liens not released before closing.
- Cash flow models that only work at perfect uptime.
- Insurance without lender loss payee endorsements.
- Complex covenants that the borrower cannot report against.
- Late appraisals or missing serial numbers.
Request A Lease Or Loan
Send your equipment list and financials. We will underwrite and run a fast auction to a firm term sheet.
Contact Us
FAQ
What ticket sizes do you target
From 500,000 to 50,000,000 USD. Larger programs can be syndicated.
Do you arrange vendor programs
Yes. We set simple terms and fast approvals so dealers can move inventory without waiting on bank lines.
Can you refinance existing equipment
Yes. Sale leasebacks and term loans can improve liquidity if appraised values support the ask.
Do you work with captives and banks
Yes. We run parallel options and let you pick the best total cost and covenant set.
We structure, underwrite, and distribute through regulated partners. We are not a broker dealer and do not issue securities. Nothing here is a commitment to lend. All transactions are subject to KYC, AML, sanctions screening, verification of materials, third party approvals, and market conditions.