We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Commercial Real Estate Finance
Commercial real estate financing is won on documentation, controls, and credible execution pacing. A lender does not fund a story. A lender funds a file that underwrites cleanly.
Financely runs a term-sheet-first process for U.S. commercial real estate acquisitions with a minimum transaction size of USD 1,500,000. Fees are disclosed upfront. No free consultations.
Submit your deal here: Submit Your Deal. For process context, see How It Works.
A commercial real estate acquisition loan is capital raised to purchase an income-producing property and fund closing costs, and in some cases approved capital expenditures. Lenders size proceeds against net operating income, collateral value, tenant quality, market depth, and sponsor strength.
How we operate: You submit a deal. We issue indicative terms with all fees disclosed. You sign the term sheet, upload your data room, and we start execution to close.
RFQ, Term Sheet, Closing, Funding. This is a transaction-led process designed to produce written outcomes.
Submit the property and borrower file for review. We screen for financeability, execution risk, and the fastest credible path to a lender decision.
We issue indicative financing terms with pricing and fees, conditions, and a closing procedure. If a bridge, gap, or capex tranche is required, it is disclosed in the same term sheet.
After you sign the term sheet and pay the upfront fees, you upload the full data room. We package the lender-ready file, manage underwriting, diligence Q and A, and drive term sheets into executable documentation.
The loan funds at closing subject to conditions precedent and definitive documents. If lenders decline, you receive written decline reasons and next-best structure options if applicable.
We disclose fees before execution begins. We do not start execution work without a signed term sheet, cleared payments, and a complete data room.
USD 9,500 to USD 59,500, payable upon acceptance of indicative terms. This covers structuring, lender-ready packaging, underwriting memo preparation, data room indexing, submission strategy, and managed lender decisioning.
Legal documentation is priced separately and paid to counsel. Typical range is USD 7,500 to USD 35,000 depending on facility type, speed, and complexity. Lender legal and borrower counsel costs may both apply.
2.5% to 4% of the funded loan amount, payable at closing. The rate depends on facility size, asset profile, sponsor strength, and structure.
Borrowers should budget for appraisal, environmental reports, engineering, title, insurance, background, and filing costs payable to third parties.
Closing is an execution workflow with an owner for each condition precedent. We manage the process so the lender credit team can clear items without delays or version conflicts.
You sign the term sheet, pay the upfront fees, and upload the lender-ready file. We set one definitive version for each document and control updates through a tracked checklist.
We coordinate lender underwriting requests and third-party reports, route diligence questions, and keep responses tight and consistent across memo, model, rent roll, and purchase documents.
Counsel drafts and negotiates definitive loan documents. We manage the closing checklist, conditions precedent, insurance, title, entity documents, and any cash management or reserve requirements.
Funds are disbursed at closing once conditions are satisfied. Post-close, the lender’s reporting and covenant framework is implemented to keep the facility in good standing.
The term sheet below is illustrative. Final terms depend on underwriting, diligence, lender approvals, and definitive documents.
| Term | Indicative Position |
|---|---|
| Transaction Type | U.S. commercial real estate acquisition financing |
| Minimum Transaction Size | USD 1,500,000 |
| Asset Types | Multi-family, industrial, logistics, retail, office, mixed-use, hospitality, self-storage, and other income-producing assets, deal dependent |
| Facility Type | Acquisition mortgage, bridge loan, value-add facility, or stabilized permanent loan, depending on profile |
| Use of Proceeds | Purchase price, closing costs, lender reserves, and approved capex if applicable |
| Tenor | 12 to 36 months typical for bridge; 3 to 10 years typical for permanent, deal dependent |
| Pricing | Risk-adjusted market pricing, quoted per transaction |
| Leverage and Equity | Sized against DSCR and or LTV, tenant profile, property condition, market depth, and sponsor strength |
| Security | First mortgage lien on property, assignment of rents and leases, and related security as required |
| Reserves and Cash Management | Taxes and insurance reserves as required. Capex, tenant improvement, leasing commissions, or interest reserves for value-add deals where applicable |
| Covenants and Reporting | Reporting cadence and covenant framework aligned to asset profile, including DSCR and liquidity requirements where applicable |
| Optional Bridge, Gap, or Capex Tranche | Available where needed to solve timing, capex, or equity gaps. Separate pricing and fees. Requires a credible take-out plan |
| Upfront Due Diligence and Underwriting Fees | USD 9,500 to USD 59,500, payable on acceptance of the term sheet |
| Legal Documentation Fees | Paid separately to counsel. Typical range USD 7,500 to USD 35,000, deal dependent |
| Fee on Funded Loans at Closing | 2.5% to 4% of the funded loan amount, payable at closing |
| Validity | Indicative terms valid 7 to 10 business days from issuance, unless updated for material changes |
| Conditions Precedent | Underwriting, diligence, KYC and AML, sanctions screening, legal documentation, third-party reports, and lender approvals |
| Outcome Standard | Executable lender term sheet or written decline with reasons |
No. We issue terms first. If you want financing terms and a closing procedure, submit a deal and we will revert with indicative terms and next steps.
No. Financing is subject to independent lender underwriting, diligence, and approvals. Financely does not promise approvals or funding.
At minimum: purchase agreement or LOI, property address, rent roll, trailing twelve month operating statement, borrower profile, sources and uses, equity amount and source, and closing timeline.
Upfront due diligence and underwriting fees are paid after you accept the term sheet. Legal documentation fees are paid separately to counsel. The 2.5% to 4% fee is paid only at closing when the loan funds.
Submit your commercial real estate acquisition. If the transaction fits, we will issue an indicative term sheet with the full fee schedule and closing procedure. Once you sign the term sheet and pay the upfront due diligence and underwriting fees, you will upload the complete data room and we will start execution toward closing and funding.
Commercial real estate financing is an execution discipline problem disguised as a rate discussion. If the rent roll, operating statements, sponsor profile, and purchase terms align, lenders can move.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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