Bridge debt is for speed and certainty when the timeline is tight and the capital stack is not ready for permanent financing. Financely acts as a broker for commercial mortgage bridge loans, packaging the file, positioning the story, and placing the request with lenders that actually fund.
This page targets the phrase “Commercial Mortage Bridge Loans” because that is how many borrowers search. The instrument itself is commercial mortgage bridge financing: short-term, asset-secured debt used to close fast and transition into a longer-term takeout.
Fast close financing for buyers with a signed PSA and a credible equity plan. Works best when the borrower has a defined takeout route and a clean execution timeline.
Replaces maturities, rescues timing pressure, or funds stabilization prior to permanent debt. Useful when the asset is improving but not yet in bank box.
| Term Sheet Item | Common Market Range |
|---|---|
| Loan size | Commonly USD 2,000,000 to USD 100,000,000+, subject to asset, sponsor, and geography |
| Tenor | 6 to 36 months, often with extension options subject to conditions and fees |
| Leverage | Commonly 60% to 75% LTV depending on asset quality and exit strength |
| Pricing | Risk-based, set by sponsor profile, leverage, liquidity, asset type, and market conditions |
| Payments | Often interest-only during the term, subject to lender underwriting |
| Recourse | Non-recourse or limited recourse structures may be available, deal-dependent |
| Exit | Sale, refinance takeout, stabilization and bank refi, or recapitalization |
Bridge lenders are paid to take execution risk, not to fund uncertainty. If the exit is weak or the borrower cannot demonstrate control over the business plan, pricing rises or the deal dies.
Financely is a broker, not a direct lender. We package the file to lender standards, place it to appropriate capital sources, and manage the process through term sheet, diligence, and closing.
| Stage | What Happens |
|---|---|
| 1) Intake | Borrower submits the deal, property details, and financing objective through our application page |
| 2) Packaging | We structure the request, tighten the narrative, and assemble lender-ready documentation |
| 3) Placement | We approach relevant bridge lenders based on asset type, leverage, geography, and timeline |
| 4) Term sheet and diligence | We coordinate lender questions, third-party reports, and closing conditions |
| 5) Closing | Loan documents executed, conditions satisfied, funds disbursed per closing statement |
If you want speed, do not arrive with half a file. Bridge lenders move fast when the story is clean and the documents are complete.
Submit your property details and financing request through our real estate financing page. If the deal is financeable, we will move it into lender placement with clear next steps.
Apply HereWe are a broker. Financely packages and places bridge loan requests with third-party lenders. Credit decisions are made by the lenders, not by Financely.
Speed depends on file readiness, third-party reports, and lender capacity. Clean files close faster. Weak documentation creates delays and re-trades.
Often yes, in the form of future funding or controlled draws tied to a capex plan. Lenders want a measurable scope, budget, and oversight plan.
Yes. The exit is the deal. Sale, refinance takeout, stabilization into bank debt, or recapitalization must be specific and realistic.
Vague exits and thin sponsor liquidity. A bridge lender can tolerate transitional cash flow. It will not tolerate an unclear path to repayment.
We can broker requests for qualified borrowers, subject to lender criteria, property jurisdiction, and standard compliance screening.
Disclaimer: Financely Group acts as a broker and advisor and is not a bank or a direct lender. Any financing is subject to lender underwriting, approvals, due diligence, legal documentation, and compliance checks including KYC and AML where applicable. Nothing on this page constitutes a commitment to lend or an offer of credit.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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