Acquisition Bridge Capital
Bridge Loans To Close Business Acquisitions
Many business acquisitions fail not because the buyer is unqualified, but because permanent financing does not line up with closing deadlines.
Bridge loans provide short-term capital that allows buyers to close, stabilize the business, and refinance into longer-term debt.
Financely provides bridge loan advisory and debt placement for business acquisitions where speed and certainty matter.
What An Acquisition Bridge Loan Is
An acquisition bridge loan is short-term senior or subordinated debt used to fund all or part of a purchase price until permanent financing is arranged.
Core idea:
bridge capital buys time. It does not fix bad deals.
When Bridge Loans Make Sense
Permanent Lender Not Ready
- SBA or bank credit committee timeline too slow
- Final diligence still in progress
Seller Requires Fast Closing
- Competitive auction
- Distressed or time-sensitive sale
Capital Stack Gap
- Senior lender sizes lower than needed
- Equity shortfall
Refinance-Oriented Strategy
- Stabilize operations
- Refinance into cheaper debt
Typical Bridge Loan Structures
Senior Bridge
- First lien
- Lower rate than mezz
Junior / Mezz Bridge
- Behind senior lender
- Higher rate
Unitranche Bridge
- Single lender
- Blended pricing
Bridge + Earnout
- Reduces upfront cash
- Aligns seller incentives
What Bridge Lenders Underwrite
Target Cash Flow
- Historical EBITDA
- Stability
Exit Plan
- Bank or SBA takeout
- Refinance path
How Financely Places Acquisition Bridge Loans
Financely operates as a transaction-led capital advisory desk. We package and route acquisition bridge transactions to matching lenders.
1) Feasibility Review
- Deal structure
- Cash flow
- Exit path
2) Lender-Ready Package
- Underwriting memo
- Sources and uses
- Risk summary
3) Placement And Closing
- Lender routing
- Term sheet negotiation
Who This Service Is For
- Independent sponsors
- Search funds
- Strategic buyers
- Owner-operators
Submit An Acquisition Bridge Loan Request
If you have a signed LOI or PSA and financials, submit your deal for bridge financing review.
Submit Your Deal
FAQ
Do you guarantee bridge loan approvals?
No. Lenders decide. Financely structures and routes.
How fast can a bridge loan close?
Some bridge lenders can close in 10 to 20 business days with complete documentation.
Are bridge loans expensive?
Yes relative to bank debt. They are priced for speed and risk.
Do you work on success fee only?
No. Packaging and placement require paid engagement.
Important:
This page is for general information only and does not constitute legal, tax, or investment advice.
Financely is not a lender and does not guarantee outcomes.