We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
AI Lender Match helps business owners, investors, and sponsors identify lenders that fit their deal profile without wasting weeks on cold outreach. Get a smarter starting point for acquisitions, commercial real estate, trade finance, and structured debt transactions.
Asset based lending is built for one thing: funding a business against assets lenders can monitor, control, and liquidate. If your revenues are real but cash flow is uneven, or you need liquidity for inventory, receivables, or trade cycles, a borrowing base facility can be a clean path. If you need structured support, see our asset based lending arrangement and underwriting page.
Asset based lending (ABL) is a secured facility where borrowing capacity is linked to a borrowing base, typically formed from eligible accounts receivable and eligible inventory, and sometimes equipment or other hard assets. The lender cares less about narratives and more about collateral quality, reporting, and control mechanics.
Operational reality: If you are searching “asset based lending facility requirements” or “borrowing base certificate example,” you are usually trying to solve the same constraint: liquidity is trapped in working capital.
Growing sales, longer customer payment terms, and larger inventory purchases often justify a revolving borrowing base facility.
ABL can sit alongside trade structures when collateral and controls are clear, especially where inventory and receivables are verifiable.
ABL can refinance or fund post-close working capital when the target has strong receivables and inventory discipline.
If collateral is strong and reporting is clean, ABL can replace higher-cost short-term funding and reduce cash pressure.
The borrowing base is a formula. The lender starts with gross receivables and inventory, removes ineligible items, applies advance rates, then subtracts reserves. Availability moves as your collateral moves. That is why the reporting cadence matters.
| Collateral Type | Typical Lender Focus |
|---|---|
| Accounts receivable | Debtor quality, concentration, dilution, disputes, offsets, aging, contract terms, and payment history. |
| Inventory | Turn, obsolescence, valuation method, SKU controls, warehouse discipline, shrink, and liquidation channels. |
| Equipment | Appraisal quality, condition, title, lien position, and resale market depth. |
| Commodities or finished goods | Traceability, inspection, storage controls, third-party verification, and clear liquidation route. |
ABL is not only a facility, it is an operating discipline. Lenders expect visibility and control to reduce the chance that collateral disappears or becomes uncollectible.
Practical warning: If your receivables have heavy disputes, unclear contract acceptance, frequent offsets, or weak aging discipline, lenders will either decline or haircut availability.
ABL underwriting is evidence-driven. A lender will test whether collateral is collectible, saleable, and monitorable, and whether your reporting supports ongoing risk management. The process typically includes a data room review, collateral audit, legal documentation, and operational setup for controls.
If you want a lender-ready ABL package and a disciplined closing process, start with our structured service flow. We underwrite what lenders care about, package the story with the data, and push for term sheets or written declines. Review our asset based lending arrangement and underwriting process.
It is a secured facility sized against eligible collateral, usually receivables and inventory, with availability calculated under a borrowing base and supported by reporting and controls.
A periodic calculation of availability that applies eligibility rules, advance rates, and reserves, supported by schedules and lender verification rights.
Receivables financing can be part of ABL. ABL is broader and often includes inventory and additional controls, with a single facility governed by a borrowing base.
Weak collateral quality, high disputes and dilution, heavy concentration, poor inventory discipline, missing documentation, and an inability to support lender monitoring requirements.
It can support post-close working capital when the target has bankable receivables and inventory discipline. It is not a substitute for acquisition equity.
No. Outcomes depend on collateral, documentation, and lender credit decisioning. Our role is to underwrite, structure, and present a lender-ready package on a best-efforts basis.
Disclaimer: This page is informational and not legal, financial, or investment advice. Financely does not guarantee facilities or approvals. Any engagement is best-efforts and subject to diligence, KYC and AML, sanctions screening, and lender credit committee decisions.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
Click
here to download our brochure. Email
supportdesk@financely-group.com for general enquiries.
Click here to view the complete regulatory disclaimer.
