We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
| Sequence | What Happened |
|---|---|
| 1 | Dr. sc. Denis Bednyagin contacted us regarding trade finance and a gold flow. |
| 2 | We replied with screening questions and explained scope: underwriting preparation, structuring, documentation review, and presentation to independent capital providers under written terms and fees. |
| 3 | Once fees were mentioned, he alleged our paid consultation and deal review “looks like an African scam.” |
| 4 | He escalated to “fee-for-no-service fraud,” threatened to post in scam alert networks, and added personal insults. |
| 5 | He also attacked an early-stage token concept as “a scam” based on assumptions, despite no product launch and no funds being accepted. |
The proposed flow was described as follows.
| Item | As Presented |
|---|---|
| Origin | Ghana |
| Quantity | 100 kg per week |
| Pricing | LBMA minus 5% (including intermediaries fees) |
| End Buyer | Well established licensed gold refinery in India |
| Shipment Size | About USD 16.1 million per 100 kg |
| Payment | Bank wire within 2 to 3 days upon delivery and assay verification |
The accusations began once it was clear that our work is paid professional advisory, not free “quick answers” on a multi-million dollar structure.
“Your offer of paid consultation & documents review looks more like an ‘African scam’ rather than a legit business.”
The next message escalated further into a fraud allegation and a threat of public posting.
“This project is a fee-for-no-service fraud. I will put a notice in scam alert networks.”
We see a recurring internet pattern in commodity outreach: a benchmark-minus discount narrative, fast settlement promises, and a suggestion that the only missing piece is “a financier.” It is framed as low-risk arbitrage. Real underwriting does not work like that.
We have documented why these “risk free” gold stories waste time and fail screening in this analysis.
“LBMA minus X” is not collateral. Lenders require enforceable controls: title, custody, export rights, compliance posture, and settlement proofs.
“Wire in 2 to 3 days” is not risk elimination. Underwriting requires written offtake terms, intake confirmations, payment history, and legal enforceability.
Weekly volume claims mean nothing without verifiable documentation. Bankable files are boring: contracts, KYC, routing, custody, insurance, and settlement evidence.
When a prospect jumps to insults and publication threats, it becomes a conduct issue, not a transaction discussion.
In the same interaction, Dr. sc. Denis Bednyagin alleged that our Trade Finance Token initiative was a scam because it was described as anonymous at an early stage.
If you have actual experience evaluating blockchain products, you know what matters: smart contract audits, treasury controls, transparent reporting, and clear disclosures. These are objective checks. They beat posturing. They also beat the fake “I can spot scams by vibes” routine.
We charge for professional time. That time produces concrete outputs. We do not sell fantasies. We do not sell guaranteed funding. We sell underwriting-grade work product.
| Workstream | Typical Output |
|---|---|
| Deal Review | Document checklist, gaps, red flags, feasibility view, next-step path to lender-grade packaging |
| Structuring | Risk allocation, custody and control plan, settlement flow, conditions and protections |
| Underwriting Preparation | KYC pack, counterparty mapping, compliance narrative, source and use of funds logic |
| Distribution Support | Targeted presentation, Q&A coordination, iteration toward indicative terms |
We preserve the full record: emails, timestamps, and context. We do not debate via insults.
If threats of publication continue, we issue a formal notice and require retraction. We also require evidence preservation.
Correspondence stays private by default. If false allegations are published, we reserve the right to correct the public record with limited excerpts needed for context, consistent with our Privacy Policy.
We pursue takedowns and lawful remedies where publication occurs and where harm is suffered. We do not “negotiate” with threats.
If your deal is genuine, it should stand up to underwriting. Start with a proper submission and documentation.
Submit Your DealNo. Defined professional services with defined scope are normal. The red flag is vague “unlock” fees tied to fantasies or guaranteed outcomes.
No. A deal review is analysis and packaging. Funding decisions are made by independent capital providers.
Because lenders require enforceable controls: documented title transfer, custody, compliance, insurance, and settlement evidence, not stories.
We preserve evidence, issue formal notice, pursue takedowns where appropriate, and reserve a right of response to correct the record.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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