Warehouse Receipt Financing

Warehouse Receipt Financing – Secured Funding for Stored Commodities and Inventory

Warehouse Receipt Financing – Secured Funding for Stored Commodities and Inventory

Financely structures warehouse receipt financing facilities for traders, processors, and distributors holding commodities or finished goods in approved storage. These transactions provide immediate liquidity while goods remain in place, secured under a warehouse operator’s custody and covered by bank-accepted receipts.

Outcome: funding secured against verified warehouse receipts with clear advance rates, fixed pricing, and defined release conditions.

When warehouse receipt financing is used

  • Commodities stored pending export, shipment, or seasonal sale.
  • Inventory in bonded or free zone facilities awaiting buyer payment.
  • Metals, fuels, grains, or industrial products with verified market liquidity.
  • Stock refinancing to release capital for other transactions.
  • Structured repo arrangements for short-term liquidity.

Key facility terms

Parameter Details
Facility Size USD 2M to USD 100M+, scalable via syndication
Advance Rate 60% to 85% of independently verified market value
Eligible Commodities Base and precious metals, grains, refined fuels, petrochemicals, bulk industrial products
Storage Requirements Bonded warehouses, LME/ICE approved facilities, or accredited free zone operators
Repayment Single repayment at sale or amortising tied to staged release of goods

Our process

1) Receipt Verification
Confirm title, storage location, and commodity quality with warehouse and inspection agents.
2) Valuation
Independent market valuation to establish loan-to-value and margining terms.
3) Facility Structuring
Define advance rate, interest, release conditions, and monitoring requirements.
4) Funding & Control
Disbursement against pledged receipts with control over title transfer until repayment.

Why clients select Financely

  • Direct access to commodity-focused lenders and private credit desks.
  • Experience arranging metals repo, structured fuel storage finance, and agricultural stock facilities.
  • Advance rates and terms aligned to the liquidity profile of each commodity.
  • Independent placement ensuring competitive offers from multiple sources.

Request a warehouse receipt financing proposal

Provide your warehouse receipts, commodity details, and facility requirements. We will return a term sheet and indicative pricing.

Start the Process

Financing is subject to credit approval, KYC/AML compliance, and executed collateral agreements. Eligible commodities, minimum facility sizes, and approved storage operators apply.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.