Warehouse Receipt Financing – Secured Funding for Stored Commodities and Inventory
Financely structures warehouse receipt financing facilities for traders, processors, and distributors holding commodities or finished goods in approved storage. These transactions provide immediate liquidity while goods remain in place, secured under a warehouse operator’s custody and covered by bank-accepted receipts.
Outcome:
funding secured against verified warehouse receipts with clear advance rates, fixed pricing, and defined release conditions.
When warehouse receipt financing is used
- Commodities stored pending export, shipment, or seasonal sale.
- Inventory in bonded or free zone facilities awaiting buyer payment.
- Metals, fuels, grains, or industrial products with verified market liquidity.
- Stock refinancing to release capital for other transactions.
- Structured repo arrangements for short-term liquidity.
Key facility terms
| Parameter |
Details |
| Facility Size |
USD 2M to USD 100M+, scalable via syndication |
| Advance Rate |
60% to 85% of independently verified market value |
| Eligible Commodities |
Base and precious metals, grains, refined fuels, petrochemicals, bulk industrial products |
| Storage Requirements |
Bonded warehouses, LME/ICE approved facilities, or accredited free zone operators |
| Repayment |
Single repayment at sale or amortising tied to staged release of goods |
Our process
1) Receipt Verification
Confirm title, storage location, and commodity quality with warehouse and inspection agents.
2) Valuation
Independent market valuation to establish loan-to-value and margining terms.
3) Facility Structuring
Define advance rate, interest, release conditions, and monitoring requirements.
4) Funding & Control
Disbursement against pledged receipts with control over title transfer until repayment.
Why clients select Financely
- Direct access to commodity-focused lenders and private credit desks.
- Experience arranging metals repo, structured fuel storage finance, and agricultural stock facilities.
- Advance rates and terms aligned to the liquidity profile of each commodity.
- Independent placement ensuring competitive offers from multiple sources.
Request a warehouse receipt financing proposal
Provide your warehouse receipts, commodity details, and facility requirements. We will return a term sheet and indicative pricing.
Start the Process
Financing is subject to credit approval, KYC/AML compliance, and executed collateral agreements. Eligible commodities, minimum facility sizes, and approved storage operators apply.