Vessel Acquisition Financing – Ship Purchase & Leasing Options

Vessel Acquisition Financing – Ship Purchase & Leasing Options

Vessel Acquisition Financing

Acquiring a vessel requires significant upfront capital, tight lender scrutiny, and structured repayment that matches charter income. We arrange vessel acquisition financing for shipowners, operators, and investors seeking to purchase tankers, bulk carriers, container ships, offshore vessels, and specialized tonnage. Financing is underwritten on asset value, charter contracts, and operator track record.

Outcome: A debt or lease facility tied to vessel value and charter revenues, with repayment terms aligned to cash flows, and lender protections satisfied.

Who We Finance

Shipowners & Operators
Expanding fleets with newbuilds or second-hand acquisitions.
Charter-backed Sponsors
Those with time-charters or bareboat charters in place.
Private Equity & Funds
Investors acquiring vessels for long-term deployment or resale.
Offshore Operators
Securing finance for supply vessels, tugs, dredgers, and jack-ups.

Financing Structures

Senior Secured Debt
Loans secured on the vessel mortgage, with DSCR covenants and cash sweep terms.
Sale & Leaseback
Vessel sold to a financier and leased back under bareboat or time-charter arrangements.
Export Credit & Syndicated Loans
Structured for newbuilds with shipyard financing support and multi-bank participation.
Bridge & Mezzanine
Short-term acquisition finance pending refinancing with senior lenders.

Lender Controls

Control Why it matters
First preferred mortgage Ensures lender priority over the vessel in case of enforcement.
Charter assignment Cash flows directed to controlled accounts to cover debt service.
Insurance assignment Hull & machinery, P&I, and war risk policies pledged to lenders.
Covenants Minimum equity, DSCR tests, and restrictions on vessel disposal.

Pricing and Terms Snapshot

Product Typical leverage Tenor
Senior loan 60%–75% LTV 5–10 years
Sale & leaseback Up to 100% of asset cost 5–12 years
Bridge / mezzanine Short-term up to 70% 12–36 months

Process to Approval

1) Submit
Provide vessel specs, purchase MOU, charter contracts, and company KYC.
2) Review
We underwrite asset value, operator capacity, and income streams.
3) Terms
Receive indicative terms, covenants, and lender appetite.
4) Close
Mandate execution, facility agreement, mortgage registration, disbursement.

Documents Required

Document Purpose
Vessel details & appraisal Establishes value and LTV basis
MOU / Purchase agreement Defines acquisition price and deadlines
Charter contracts / LOIs Demonstrates revenue support
Company KYC and UBO docs Compliance clearance
Financials and projections Debt service and covenant support

Apply for Vessel Acquisition Financing

Send vessel specs, purchase terms, and charter contracts. We will assess your file and return indicative terms.

Start the Process

Financing is subject to underwriting, lender approval, and compliance checks. Minimum facility size applies. Terms depend on vessel type, flag, operator history, and charter strength. We do not arrange speculative financing without commercial support.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.