UPAS LC Quote For Importers 90 To 180 Day Terms Supplier Paid At Sight

UPAS LC Quote For Importers 90 To 180 Day Terms Supplier Paid At Sight

UPAS LC Quote For Importers 90 To 180 Day Terms Supplier Paid At Sight

Your supplier wants sight payment. You want working capital. A UPAS LC solves both. We arrange a documentary LC that pays the seller at presentation while you repay at 90, 120, or 180 days. No guessing. You get clear wording, a realistic timeline, and pricing bands before you commit.

Outcome: seller receives sight proceeds, you take time to pay under agreed usance tenor with clean, bankable LC wording.

When This Is The Right Move

Supplier demands sight funds
They want payment on compliant presentation, not after your receivables cycle.
You need tenor
90 to 180 day terms to match production, shipping, and customer collections.
Price tension on cash
Cash deposits hurt margin. UPAS shifts the cost to structured bank risk.
Time pressure
Ship window is close. You need a bank route that actually clears.

Indicative UPAS LC Terms

Parameter Structure
Payment to Seller At sight on compliant presentation under the LC
Importer Tenor 90, 120, or 180 days usance payable at sight (UPAS)
Confirmation Optional, based on supplier request and issuing-country appetite
Currencies USD, EUR, GBP; others case by case
Eligible Goods Finished goods and commodities with standard inspection and shipping docs

Pricing Elements You Should Expect

Component How It Is Charged What Drives It
Issuance Flat plus schedule per LC Bank, corridor, internal exposure limits
UPAS Cost Tenor-based spread over benchmark Tenor length, credit profile, issuing country
Confirmation (if added) Per quarter rate applied to LC amount Country risk, issuing bank rating, confirmer appetite
Amendments Flat per amendment; reconfirmation may add cost Quality of initial wording and shipment changes

Bank Route That Works In Practice

Issuing
Your bank issues UPAS LC with correct reimbursement and UPAS clause set.
Advising
Advising bank pre-clears presentation windows and document formats with the seller.
Confirmation
Added if the seller wants risk cover. We shortlist confirmers by corridor appetite.
Settlement
Seller is paid at sight. Importer pays at usance on the agreed maturity date.

Execution Timeline You Can Plan Around

Stage What We Do Typical Time
Intake Collect SPA or PO, pro forma invoice, shipment plan, KYC Same day
Wording and route UPAS clause redline, reimbursement, advising, optional confirmation 24–72 hours
Issuance Issuing bank releases LC to advising bank Bank-dependent
Presentation and payout Seller presents clean docs, seller paid at sight Per LC terms
Importer maturity Usance maturity at 90, 120, or 180 days On due date

Documents We Need To Issue Fast

  • Company KYC and sanctions questionnaire
  • Sales contract or purchase order with Incoterms and shipment window
  • Draft LC request including UPAS clause and tenor
  • Inspection and logistics requirements aligned to real port cutoffs
  • Beneficiary bank coordinates and advising bank preference

What You Get

  • UPAS LC wording that passes bank compliance
  • Named bank route for issuing, advising, and optional confirmation
  • Pricing elements and likely fee bands by corridor
  • Execution timeline synced to your shipment plan
  • Presentation checklist to avoid discrepancies

Client Reviews

★★★★★ "Supplier got sight funds. We took 120 days and hit our receivables cycle perfectly."

– CFO, Consumer Electronics Importer

★★★★★ "Their UPAS wording cleared without a single amendment and payout was prompt."

– CEO, Apparel Sourcing Company

★★★★★ "Clear costs, clean route, zero drama at presentation."

– Director, Industrial Supplies Importer

★★★★★ "We moved from cash advance to UPAS and freed real working capital."

– Head of Finance, Food Distributor

Request A UPAS LC Quote

Upload your PO or SPA, draft LC request, and shipment plan. We reply with wording, route, pricing elements, and a delivery timeline.

Start the Process

Information on this page is indicative. Any facility is subject to bank due diligence, independent credit approval, KYC and AML checks, and executed documentation. Terms vary by issuing bank, tenor, corridor, and market conditions.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

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Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

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