We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Leveraged Finance
The choice is not just price. The wrong layer creates covenant stress, refinance risk, or a documentation mess that slows closing. The right layer matches your cash flow profile, collateral, and business risk.
If you want a term sheet process, start with Request A Quote.
| Layer | What it is | When it fits |
|---|---|---|
| Senior secured | First lien debt with strong security and covenant protection. | Stable cash flow, clean collateral, desire for lowest cost capital. |
| Unitranche | Single tranche that blends senior and junior economics under one facility. | Need speed, higher leverage, and a simpler lender group. |
| Second lien | Junior lien behind first lien, often used to increase leverage. | When a first lien lender caps leverage but the business can handle more debt. |
| Mezzanine | Contractually subordinated capital, sometimes with warrants or PIK features. | Equity gap fills, sponsor structures, or situations where collateral is limited. |
Pricing is the output of risk, controls, and leverage, not a menu. The biggest drivers are cash flow volatility, customer concentration, collateral coverage, and sponsor support.
Senior debt focuses on first lien security, maintenance covenants, and tighter baskets. Unitranche often trades some strictness for speed and a cleaner execution path. Second lien and mezzanine introduce intercreditor and subordination terms that must be negotiated carefully.
Reality check: many deals do not fail on price. They fail on a covenant package that the business cannot live with.
We structure the stack, run lender outreach, and manage the term sheet process. Start with How It Works or contact us via Contact Us.
Share your latest financials, your transaction goal, and your current debt terms. We revert with a structure recommendation and a term sheet path.
Often, yes, because there are fewer decision makers. Speed still depends on data quality, legal readiness, and diligence scope.
When collateral can support a junior lien and the business can handle higher leverage without heavy equity like economics.
PIK means payment in kind, where interest accrues to principal. It can preserve cash but increases refinance risk if leverage rises too much.
Yes. The mix varies. Some are maintenance covenant based, others are incurrence style, but lenders still require strong protections.
Control rights and remedies. Who can accelerate, who controls enforcement, and how proceeds are shared are the points that can drag a process.
If the plan needs add on acquisitions, capex, or earnings volatility tolerance, flexibility can be worth more than a slightly lower spread.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank and does not custody client funds. All outcomes are subject to diligence, compliance screening including KYC, AML, and sanctions, counterparty approvals, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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