We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Fleet operators do not fail because demand is missing. They fail because capital is mismatched to operations. Vehicles sit idle, repairs stack up, insurance renewals hit, or growth outpaces cashflow. This page covers what funding can look like for rideshare fleets and small-to-mid trucking operators, and how Financely helps you get lender-ready.
Financely is not a bank. We underwrite your file, tighten the story, package the documents to lender standards, then introduce you to third-party lenders and equipment finance partners that fund fleets.
Operators managing multiple vehicles, multiple drivers, and a consistent weekly revenue profile who need capital to add cars, refinance existing vehicles, or stabilize cashflow through maintenance cycles.
Truck owners and dispatch fleets seeking equipment finance for tractors, trailers, or replacement units, including growth plans tied to lanes, contracts, or dispatch performance.
The lenders that move quickly still expect basics: clean entity structure, bank statements, insurance, vehicle lists, and a credible operating model.
If you want to add units, you need a lender narrative that stands up: utilization, driver model, maintenance plan, and loss controls.
| Use Case | Typical Structure | What Lenders Focus On |
|---|---|---|
| Buy Vehicles | Equipment finance loan or lease for cars, vans, tractors, or trailers. | Borrower strength, down payment, vehicle age/mileage, title, insurance, and repayment capacity. |
| Refinance Existing Units | Refi of financed vehicles to lower payment or extend term, subject to collateral value. | Lien position, payoff statement, collateral valuation, payment history, and current cashflow. |
| Working Capital | Receipts-based facilities or revolving working capital lines where available. | Bank statements, volatility, chargebacks, seasonality, operating expenses, and controls. |
| Maintenance And Repairs | Short-term working capital or structured reserve plan tied to fleet utilization. | Maintenance records, downtime management, insurance claims history, and unit economics. |
| Growth Plan | Staged funding linked to verified performance and fleet metrics. | How you recruit and retain drivers, utilization, churn, loss controls, and operational discipline. |
Most fleet requests get rejected for preventable reasons: missing documents, unclear entity structure, messy statements, or claims that cannot be supported. Our job is to clean this up before you go to market.
We review the file like a lender would. If the numbers do not support the ask, you find out early, not after weeks of dead-end calls.
We build a lender-ready package: vehicle schedule, cashflow narrative, sources and uses, and a clean data room that reduces friction.
We match your use case to the right capital providers: equipment finance, fleet lenders, and working capital groups that actually fund this profile.
We coordinate follow-up questions, diligence items, and closing steps so approvals do not collapse at the finish line.
Sometimes, but the terms are stricter and documentation matters more. Most lenders want operating proof or a strong sponsor profile with clear cash support.
Yes. The lender box depends on unit type, age, mileage, jurisdiction, insurance, and the borrower’s repayment profile.
No. Real lenders require documentation. If someone claims to fund fleets with no underwriting, assume it is a trap or an overpriced product.
No. Financely is not the lender. We increase your probability of approval by underwriting the file, packaging it properly, and matching you to lenders that fit your profile.
A short summary of your fleet, bank statements, vehicle list, insurance details, and the exact funding objective. If you have invoices or purchase agreements, include them.
If you are scaling an Uber fleet or adding trucks, submit your file for underwriting. We will revert with next steps and lender fit based on your fleet, operating profile, and funding objective.
Request A QuoteDisclaimer: This page is for general information only. It does not constitute legal, tax, regulatory, investment, or credit advice and it is not an offer or commitment by Financely or any third party to provide any financing. Financely is not a bank or lender. Any financing is provided solely by third-party lenders under their own policies, approvals, and definitive documentation. All matters are subject to underwriting, borrower eligibility, KYC and AML review, sanctions screening, insurance requirements, collateral valuation, lien perfection, and closing conditions.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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