Trade Finance Structuring And Deal Underwriting

We raise capital for importers, exporters, and commodity firms that need clean trade lines fast. Our team structures the right instrument, underwrites the risks, and runs a disciplined term sheet auction so you get funded on bankable terms. Instruments include SBLCs, DLCs, UPAS LCs, confirmations, pre-export finance, borrowing bases, receivables discounting, inventory lines, and structured off balance sheet options with trade credit insurance or collateral management. Read this page to see how we package a fundable case and deliver commitments. For product depth, open our Structured Commodity Finance page. No em dashes are used in this document.

Table Of Contents

1. What We Deliver
2. Trade Finance Instruments We Arrange
3. Underwriting Standards That Clear Credit
4. Example Structures And When To Use Them
5. Process And Timeline To Commitment
6. Risk Mitigation, Security, And Insurance
7. Data Room Checklist
8. Pricing And Engagement
9. Get Funded
10. FAQ

What We Deliver

A lender grade package and a firm term sheet. We size the facility to your trade cycle, set covenants you can meet, and align collateral, guarantees, and insurance with policy. Our memo covers counterparties, tenor, pricing, margins, volatility, credit limits, sanctions screening, and reporting. After selection we coordinate with your counsel and lender counsel so conditions precedent clear on schedule and funds move when the shipment or offtake requires it.

Trade Finance Instruments We Arrange

Underwriting Standards That Clear Credit

We do not sell paper. We underwrite flows and counterparties. The memo answers who pays, when cash lands, what can go wrong, and how security and insurance respond. We stress price, FX, quality, counterparty, and logistics.

Example Structures And When To Use Them

Process And Timeline To Commitment

Practical range is three to five weeks. Pace depends on document turnaround and third party calendars. We keep the calendar fixed and clear blockers early.

Risk Mitigation, Security, And Insurance

• Trade Credit Insurance. Whole turnover or named debtor. Increases advance rate and supports eligibility matrices.
• Collateral Management Agreements. Independent control of inventory with inspections and release rules.
• Title And Proceeds Control. Warehouse receipts, tank warrants, LC proceeds assignment, or AR assignment.
• Hedging. Price and FX hedges tied to covenants and margining rules.
• Sanctions And KYC. Screening of buyers, suppliers, vessels, and routes. We avoid problem corridors.

Data Room Checklist

Corporate KYC and ownership chart. Last three years financials and year to date management accounts. AR and AP agings with concentrations. Inventory reports with locations and SKUs. Top ten buyer and supplier files with terms and Incoterms. Sample contracts, LCs, or offtakes. Hedge policy and positions. Litigation and tax status. Insurance policies. Facility requests with amount, tenor, collateral, and jurisdictions.

Pricing And Engagement

Retainer covers underwriting, offer design, distribution, and auction through commitment. Success fee applies on funded facilities at closing. Third party costs such as legal, insurance premiums, inspections, KYC vendors, and bank fees are for your account and paid directly to those providers. We do not promise a credit decision. We present a fundable case to decision makers on a fixed calendar.

FAQ

Financely structures, underwrites, and distributes opportunities to banks, funds, and insurers through regulated partners. Financely is not a broker dealer and does not issue securities or letters of credit. Nothing here is an offer or a commitment to lend. All transactions are subject to KYC, AML, and sanctions screening, verification of materials, third party approvals, and market conditions.