This page is supporting context for investors who want to understand how we think about trade finance as a private credit strategy and how we source and filter transactions before capital is deployed. If you are looking for indicative fund details, you can review our investment vehicle page. This article focuses on the logic behind the strategy and the discipline behind our deal selection.
Trade finance sits close to real cash conversion. Goods are shipped, title and warehousing documentation is tracked, invoices mature, and repayment is expected within short windows. This creates a structure where credit risk can be assessed with a tighter link to the underlying commercial flow.
For investors, the appeal is not only yield. It is the ability to pair returns with defined collateral and documentation controls that can be tested before funding and monitored throughout the life of the exposure.
We access trade finance opportunities through two primary channels. First, we run highly targeted PPC campaigns that attract active, time-sensitive borrowers with clear funding needs. This channel is useful for breadth and constant market temperature checks.
Second, we receive referred or bank-linked dealflow. We place particular weight on this pipeline. Bank-originated or bank-adjacent opportunities often arrive with stronger baseline documentation, more consistent counterparty histories, and clearer compliance expectations. That does not mean every bank-related file is financeable. It means the starting line is usually better.
Trade finance demand is not limited to small and early-stage companies. Middle market operators also require structured credit for inventory, purchase cycles, seasonal volume spikes, and cross-border settlement timing gaps.
This matters for portfolio quality. Middle market borrowers with established operating histories and repeat logistics can offer more predictable performance data. Our approach keeps room for these transactions, alongside smaller borrowers where collateral controls and documentation standards are strong.
We apply a layered decision process designed to separate viable, well-controlled trades from transactions that look attractive on paper but fail under underwriting pressure. The goal is to avoid soft collateral structures and to maintain strict discipline around the documentation chain.
| Stage | What We Check | Why It Matters |
|---|---|---|
| 1. Intake Fit | Commodity, tenor, jurisdiction, borrower profile, transaction purpose | Filters out exposures outside our risk lane early |
| 2. Counterparty Review | Track record, financial capacity, ownership clarity, sanctions screening | Confirms that repayment risk is rooted in real operating strength |
| 3. Collateral Mapping | Eligible documents, control rights, insurance where applicable, valuation logic | Tests whether collateral is enforceable, not theoretical |
| 4. Bank And Document Logic | LC structures where used, issuer quality, documentary triggers, fraud controls | Protects the fund from weak instrument reliance |
| 5. Structure And Advance Rate | Conservative LTV, volatility haircuts, liquidity risk adjustments | Creates cushion against price and execution shocks |
| 6. Portfolio Limits | Hard caps by borrower, commodity, port, and bank exposure | Reduces single-node damage risk |
| 7. Investment Committee | Final risk summary, documentation readiness, exit path | Ensures consistent, auditable decisions |
| 8. Monitoring | Document tracking, repayment milestones, exception reporting | Maintains control during the life of the exposure |
This fund is intended for accredited investors and professional allocators. If you are evaluating an allocation and want the official fund summary and access pathway, use the link below.
View The Investment VehicleNo. This page is for general information only and does not constitute an offer to sell or a solicitation of an offer to buy any security. Any offering will be made only through confidential offering documents to eligible investors in compliance with applicable law.
Bank-linked opportunities often start with stronger documentation discipline, clearer commercial narratives, and more consistent compliance baselines. This can improve the efficiency of early-stage screening. We still apply the same underwriting filters and can decline these files where controls are insufficient.
No. We also consider middle market borrowers with established track records, repeat trade patterns, and disciplined reporting. The focus is not on company size alone. The focus is on documentation strength, collateral quality, and cash conversion logic.
The strategy prioritizes short-tenor trade exposures. The precise duration and liquidity terms for any vehicle are set out in final offering documents.
We apply hard exposure caps across borrower, commodity, port, and bank-related risk categories at the portfolio level. This is designed to avoid single-point impairment.
Eligible investors can request the Private Placement Memorandum, limited partnership documents, due diligence materials, and sample reporting through our Investor Relations process outlined on the investment vehicle page.
Disclaimer: This page is for general information only and does not constitute legal, tax, investment, financial, or regulatory advice. Nothing on this page is an offer to sell or a solicitation of an offer to buy any security. Any interests in any fund or investment vehicle will be offered only pursuant to confidential offering documents and only to eligible investors in compliance with applicable law. Past performance is not indicative of future results. Target returns and risk metrics, if referenced elsewhere, are illustrative and not guaranteed. Investments involve risk, including the possible loss of capital.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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