Trade Finance Gap Financing Solutions | CLOSE

Trade Finance Gap Financing Solutions | CLOSE

Trade Finance Gap Financing Solutions

Close defined shortfalls in letters of credit, confirmations, receivables, and inventory cycles. Submit one file through CLOSE to receive a lender-grade memo, a term sheet comparison from qualified counterparties, and a dated plan to funding.

The Problem

Bank limits, country ceilings, and collateral frictions create funding gaps that delay shipments and strain suppliers. Common triggers are LC margin deficits, confirmation charges, usance tenor mismatches, and working capital spikes across storage and transit.

The Impact If You Wait

Missed laycans, downgraded supplier terms, higher landed costs, and delivery slippage. Cash conversion lengthens, covenant headroom narrows, and bank appetite weakens on the next cycle.

Solve It Through CLOSE

CLOSE matches qualified sponsors to capital that fills the shortfall with instruments that align to receivables, inventory, and shipment cadence. Intake and document classification are AI assisted with human credit sign off. Execution runs through regulated counterparties. Where required, transactions are conducted under a broker dealer chaperone.

Contract Evidence

Purchase orders or sales contracts with shipment dates, tolerances, Incoterms, and payment terms. Named obligors with concentrations disclosed.

Cash Conversion Map

DSO, DIO, and DPO by counterparty. Usance and grace matched to cash cycle. Borrowing base rules documented and tested.

Security And Controls

Title, warehouse receipts, AR assignments, collateral audits, and insurance. Clear verification rights and step in mechanics.

Capital Options To Close The Gap

Instrument Use Case Tenor Security And Enhancements Typical Sizing
Contract Linked Working Capital Inventory and receivables tied to named buyers and shipment plan 12 to 24 months revolving Warehouse receipts, AR assignment, eligibility and concentrations Up to 80 to 90 percent of eligible base
Mezzanine Behind Existing Facilities LC margin top ups and confirmation costs 12 to 36 months Intercreditor, covenants, junior security or unsecured with tests 5 to 20 percent of program size
Short Dated Bridge Receivable or LC draw proceeds as takeout 3 to 9 months Assignment of proceeds, trust account, step in rights Event linked sizing against proceeds
Preferred Equity Equity shortfall to activate bank programs 2 to 4 years Distribution waterfall, control protections, covenants 10 to 25 percent of need

Terms are indicative and depend on jurisdiction, obligor profile, collateral strength, and market conditions.

Risk And Bankability Signals

Risk Theme Relevance Lender Takeaway
Obligor Quality Buyer ratings and payment history drive eligibility Named obligor lists and concentration limits are credit positive
Title And Possession Transfer points across storage and transit impact enforceability Independent collateral audits and clean warehouse receipts strengthen security
FX And Price Basis Mismatches create volatility in coverage Hedging policy and indexed pricing stabilize DSCR
Sanctions And Trade Controls Jurisdiction and routing can limit capacity Clear routing, compliance checks, and insurance improve bankability

Coverage Metrics And Sizing

Metric Definition Typical Threshold
Borrowing Base Eligible AR and inventory after haircuts and reserves Advance rates up to 80 to 90 percent subject to concentrations
Dilution And Disputes Credit notes, returns, and claims as percent of sales Low single digits with documented controls
Days In Stock And Sales DIO and DSO by product and buyer Aligned to facility limits and tenor
Coverage Ratios Cash flows to obligations including confirmations and fees Base case at or above 1.20x with downside tolerance

Execution Workflow

1. Screening And Fit

Summary, buyer list, shipment plan, collateral map, and sponsor profile. Binary read in three business days from a complete file.

2. Indicative Terms

Structure, advance rates, tenor, pricing, covenants, and conditions precedent with a dated timetable.

3. Diligence And Credit

KYC and AML, collateral audits, legal checks, insurance, and intercreditor where relevant. Approvals tracked in the portal.

4. Documentation

Facility, security, assignments, accounts, and reporting schedules. E signature and checklist completion.

5. Funding Mechanics

Conditions precedent met. Draw mechanics aligned to shipments and receivables. Funds flow under counterparty procedures.

6. Monitoring

Borrowing base tests, covenant reporting, shipment tracking, and quarterly reviews inside CLOSE.

Submit Your Trade File On CLOSE

Provide sponsor details, contract evidence, shipment calendar, collateral, and target timetable. Receive indicative terms and a dated plan to funding.

Submit Your Deal on CLOSE

Financely Group provides advisory and arrangement services for professional counterparties through regulated partners. We are not a lender and we do not receive, hold, or transmit client funds. Participation is limited to accredited or professional counterparties where applicable. Transactions are executed through regulated institutions and, where required, under a broker dealer chaperone. All mandates are best efforts and subject to KYC, AML, sanctions, verification of materials, third party approvals, and market conditions. Minimum preferred transaction size is USD 10 million.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

Submit a Request

For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.