We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Trade Finance
A controlled, chronological process for structuring, underwriting, and placing trade finance facilities for qualified clients.
Coverage includes Documentary Letters of Credit (at sight and UPAS), Standby Letters of Credit under ISP98, confirmations and reimbursements, receivables programs, SPV and trustee governance, gap financing, and securitization pathways.
The objective is predictable issuance, controlled settlement, and repeatable liquidity built on documented evidence and enforceable controls.
Many capable exporters, importers, and distributors face a financing gap: suppliers demand cash or confirmed instruments, buyers demand terms, and the document set often fails late due to inconsistencies, missing evidence, or settlement routing changes. This methodology reduces those failure points by producing a decision-grade file, fixing instrument wording early, and placing the facility in a sequence that protects issuance and settlement.
Documentary Letters of Credit at sight and UPAS, Standby Letters of Credit under ISP98, confirmations and reimbursements, receivables and supply chain programs, short-tenor bridges for operational gaps, and program migration to SPV structures where volumes and data quality support it.
Financely acts as advisor and arranger. Issuance and lending are performed by third-party capital providers and regulated banks, subject to their credit and compliance approvals. For recurring flows, controls are documented through eligibility rules, controlled accounts, and cash waterfalls managed by a trustee or collateral agent where appropriate.
Quality rule:
If an independent reviewer cannot reconstruct the transaction story and settlement path from the file, the facility will stall.
Underwriting produces a bankable package designed to minimize rework during allocation and documentation. The file typically covers: (i) corporate documentation and ownership, (ii) financials and working capital profile, (iii) trade-flow evidence and performance history, (iv) contracts, Incoterms, and counterparty deliverables, (v) logistics trail and inspection regime, (vi) insurance and endorsements aligned to the risk and document set, (vii) settlement routing and bank touchpoints, (viii) collateral and control structure, and (ix) reporting and covenant framework.
Corporate registry documents, authorized signatory evidence, audited or management financials, AR and AP aging, bank statements where relevant, trade contracts, pro forma invoices, logistics documents available to date, insurance documents, and proposed settlement instructions.
A structured credit and transaction narrative, draft instrument wording where applicable, a control map (accounts, assignments, reserves), a CP list, and an exceptions log that states what is missing and what evidence clears it.
Gap financing addresses near-term constraints that block issuance or scaling, including cash margin requirements imposed by issuing banks, pre-shipment costs before proceeds recycle, timing mismatches between payable cycles and receivable collections, and ramp-up periods where historical performance is limited.
Short-tenor private credit lines secured by assignment of proceeds and controlled accounts, receivables advance programs under eligibility rules, UPAS structures that deliver sight funds to suppliers while tenor sits with buyers, and junior capital at SPV or holding level where coverage supports it.
Controlled or blocked accounts, escrow waterfalls, inspection and presentation tests, concentration limits, reserve sizing, trustee or collateral agent oversight, and documented enforcement rights. The objective is first access to cash flows and reduced leakage.
For recurring flows and predictable volumes, the structure can migrate from transaction-by-transaction execution into a program. Receivables may be transferred to an SPV under documented sale mechanics where legally supportable. A professional trustee or collateral agent can hold security, enforce eligibility rules, manage controlled accounts, and administer the cash waterfall.
Where scale and reporting support it, senior and subordinated notes may be issued against a receivables pool with defined triggers, reserves, and performance tests. The program must specify eligibility, concentration limits, dilution and dispute reserves, servicer duties, reporting cadence, and replacement events.
Distribution is targeted to issuers and lenders that fit ticket size, tenor, commodity or sector, jurisdiction, and control requirements. Indications are collected on a comparable template capturing rates, fees, collateral, reporting, covenants, CPs, and operational constraints. A file is bankable when counterparties are verified, performance history or mitigants are credible, the document set is coherent, insurance is enforceable, settlement routing is acceptable, and controls are documented without ambiguity.
Retainers fund underwriting, document review, draft wording coordination, issuer and lender engagement, data room build, timetable control, and recorded decisions. Bank, legal, diligence, and third-party costs are paid at cost against estimates. Success fees, if any, are payable on issuance or funding as defined in the mandate. Retainers are not refundable once underwriting begins.
No. Financely is not a bank. Issuance is performed by regulated banks and other approved third-party providers, subject to their approvals and compliance screening.
No. Messages, drafts, and allocations follow underwriting, cleared wording, and defined conditions precedent. Anything else creates compliance risk and increases execution failure.
Yes. A single transaction can be used to validate counterparties, document coherence, and settlement controls. If performance and data quality support it, the structure can be expanded into a repeat program.
No. Lenders apply issuer and wording tests and then apply a haircut. The workable advance is determined by policy, jurisdiction, tenor, and enforceability of the draw mechanics.
Incomplete data rooms, unverified counterparties, late changes to settlement instructions, insurance that does not match the required wording, and discrepancies across the document set.
No. Outcomes depend on credit quality, structure, documentation, compliance clearance, and market capacity. We operate on a best-efforts basis and proceed where a defendable file can be produced.
DLC. Documentary Letter of Credit issued under UCP 600 with defined presentation requirements.
UPAS. Usance Payable At Sight structure where the supplier receives sight funds and the buyer pays at tenor.
SBLC. Standby Letter of Credit commonly issued under ISP98 with defined draw events and draw documents.
Advising Bank. Bank that authenticates and advises an LC or SBLC to the beneficiary.
Confirming Bank. Bank that adds its undertaking to the LC, subject to its terms and confirmation agreement.
Assignment Of Proceeds. Direction of proceeds to a controlled account to support repayment and reduce leakage.
Eligibility Criteria. Rules defining which receivables or transactions qualify for funding in a program.
Waterfall. Priority order for cash application to fees, interest, principal, reserves, and releases.
SPV. Special purpose vehicle used to hold assets, issue notes, and support controlled governance.
Disclaimer: This methodology is provided for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker-dealer, and not a direct lender. All services are performed on a best-efforts basis as an arranger and advisor through third-party capital providers and, where required, regulated execution partners. No financing outcome is guaranteed. Any terms are subject to diligence, lender and issuer approvals, definitive documentation, and compliance screening, including KYC, AML, and sanctions.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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