Trade Finance Bridge Loans

Trade Finance Bridge Loans

Trade Finance Bridge Loans

Cargo is ready, deadlines are fixed, and cash needs to move. Trade finance bridge loans provide short-term liquidity to cover pre-shipment, prepayment, margin calls, or timing gaps between LC issuance, confirmation, discounting, and final settlement. Financely structures and places bridge facilities for qualified exporters, importers, and traders with enforceable collateral, escrowed flows, and daily control.

“They funded a bridge against confirmed LCs and warehouse receipts. We shipped on time and closed the season without strain.”

★★★★★
- CFO, Global Agri Trader

Service Snapshot

Eligible clients Exporters, importers, traders with audited financials and verifiable flows
Facility size USD 10 million to USD 300 million+
Tenor 30 to 180 days, matched to shipment and LC timelines
Advance rate Up to 85% against eligible collateral and assigned proceeds
Pricing SOFR or EURIBOR plus fixed spread, upfront fees agreed at mandate
Security package Warehouse receipts, title docs, CMA/SMA, assignment of LC or receivable proceeds, escrow, cargo insurance with loss payee
Use cases Pre-shipment cash, supplier deposits, gap to LC confirmation or discounting, hedging margin top-ups
Retainer From USD 35,000, non-refundable
Success fee 1.5% to 2.0% of funded amount
Timeline 21 to 45 days from complete data room and approvals

Where a Bridge Makes the Difference

  • Goods are in storage and buyer LC is issued, but confirmation or discounting is still pending
  • Supplier demands a deposit before shipment, importer relies on UPAS or usance terms
  • Cargo is ready and a fixed laycan window must be met
  • Hedging margin calls spike during volatility and need short-term cash cover

Market Roadblocks vs Our Execution

Roadblocks
  • Banks unwilling to move until confirmation, insurance, or CPs are satisfied
  • Discrepancy risk on documents delays payment
  • Country and counterparty risk blocks issuance or discounting
  • Supplier requires cash in advance before vessel nomination
Our execution
  • Bridge sized to assigned proceeds from LCs or receivables with escrowed flows
  • CMA/SMA and title control to secure goods at all times
  • Credit insurance or PRI when risk needs to be wrapped
  • Document wording review to cut discrepancy rates

Our Process

1) Intake
Review contracts, LC drafts, cargo specs, and storage docs. NDA and KYC completed.
2) Structuring
Set advance rate and tenor. Define security, escrow, insurance, and collateral manager scope.
3) Placement
Introduce to trade lenders and funds active in bridging. Align with confirming or discounting banks.
4) Closing
Execute loan docs, appoint CMA/SMA, open escrow, and fund against collateral and CP checklist.

What We Need To Start

  • Corporate KYC, audited financials, UBO chart
  • Sales contracts and LC drafts or receivable schedules
  • Warehouse receipts, collateral manager details, insurance covers
  • Shipment calendar and cash flow model

Request a Term Sheet for a Trade Bridge

Share your contracts, LC status, collateral and timeline. We will return proposed sizing, pricing, and controls for a bridge facility.

Request a Term Sheet

Financely is a placement and advisory firm. We are not a bank. All bridge facilities are subject to lender approval, KYC and AML, sanctions screening, and enforceable collateral and assignment of proceeds. Any securities-related work is conducted through a licensed chaperone, Member FINRA/SIPC. This page is informational and not a public offer of credit.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

Submit a Request

For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.