Structured Commodity Finance
Top 10 Traded Energy Commodities
Energy trade is still one of the largest pools of physical commodity flow in global commerce. If your company buys, stores, ships, or sells these products, financing is usually the difference between growing volume and getting squeezed by payment timing. This page shows the products that dominate cross-border trade value, then explains how to make those transactions financeable.
Moving energy products is capital intensive by default: supplier prepayment, logistics, storage, insurance, margin calls, and delayed receivables all hit at once. If you want a realistic workflow for term sheets and execution, start with How It Works
and review our advisory scope in What We Do.
Top 10 By Global Trade Value
Ranking below is ordered by 2024 global trade value using standard product classification references.
| Rank |
Commodity |
HS Code |
2024 Trade Value (USD) |
Why It Matters For Finance |
| 1 |
Crude Petroleum |
2709 |
$1.31T |
Large cargo values, short settlement windows, heavy compliance and sanctions screening. |
| 2 |
Refined Petroleum |
2710 |
$890B |
Multi-buyer distribution, blending/spec risk, and frequent inventory turns need tight controls. |
| 3 |
Petroleum Gas (LNG/LPG and related) |
2711 |
$489B |
Contract complexity, terminal logistics, and price volatility require disciplined structuring. |
| 4 |
Coal Briquettes and Related Coal Products |
2701 |
$178B |
Bulk freight exposure and quality disputes make inspection protocol a core underwriting item. |
| 5 |
Electricity |
2716 |
$62.7B |
Cross-border power trade depends on offtake strength and settlement certainty. |
| 6 |
Coal Tar Oil |
2707 |
$33.4B |
Industrial feedstock flow where counterparty quality and contract wording drive credit appetite. |
| 7 |
Petroleum Coke |
2713 |
$25.7B |
Used across cement and metallurgy value chains with concentrated buyer pools. |
| 8 |
Biodiesel and Blends |
3826 |
$21.9B |
Policy-linked demand and certification requirements shape borrower and offtaker risk. |
| 9 |
Fuel Wood |
4401 |
$14.2B |
Regional trade with variable quality and fragmented supply requiring practical collateral design. |
| 10 |
Petroleum Bitumen |
271320 |
$13.9B |
Project-linked demand and delivery timing often require short-tenor working capital support. |
Commercial reality:
top-traded products are not automatically easy to finance. Lenders back transaction control, not commodity hype. If title, cash flow waterfall, and repayment path are weak, the file stalls.
Why Energy Deals Fail At Credit Committee
1) Incomplete Transaction Chain
The file does not connect SPA, logistics, insurance, inspection, and repayment into one coherent route. Credit teams reject files when they cannot map risk handoff step by step.
2) Weak Counterparty Stack
Traders focus on headline margins but ignore buyer strength, sanctions exposure, and payment discipline. One weak counterparty can invalidate the full structure.
3) Collateral Control Gaps
No proven control over title documents, warehouse release, or collection accounts. Without control rights, expected recovery value is theoretical.
4) Timing Mismatch
Cash outflow starts now, cash inflow arrives later, and no bridge layer is in place. This is where many profitable deals collapse before first draw.
How Financely Structures Energy Commodity Finance
We work on lender-grade case construction for trade flows tied to real contracts and verifiable operations. We do not pitch magic funding. We structure files so regulated lenders and private credit desks can assess them under actual risk criteria.
Our typical mandate covers deal mapping, documentary architecture, counterparty and compliance framing, collateral logic, and a realistic capital stack route. If you need a technical primer before submission, this page on trade finance loans in international operations
lays out how repayment mechanics are evaluated in practice.
Transaction Design
Facility type selection (borrowing base, inventory line, receivables line, instrument-backed structure) based on physical flow and control points.
Risk Packaging
Clear definitions for performance risk, payment risk, fraud risk, logistics risk, and legal enforceability before lender circulation.
Execution Readiness
Submission quality, data room logic, and covenant practicality to reduce back-and-forth and improve term sheet conversion odds.
Capital Path
Senior debt first where feasible, then targeted supplemental layers only when needed to close timing or margin gaps.
Important:
no advisor can ethically guarantee approvals, funding dates, or draw certainty before underwriting, compliance review, legal checks, and final credit sign-off.
Who This Page Is For
This is written for trading companies, independent sponsors, procurement desks, and commercial operators managing real energy flows with clear contracts and accountable counterparties. If your objective is a bankable facility path, not a vague funding promise, you are in the right workflow.
Need A Structured Finance Path For An Energy Cargo?
Submit a transaction file and receive an initial commercial assessment. If the deal is financeable, we issue a scoped pathway with fees, deliverables, and execution steps.
FAQ
Do you fund only crude oil deals?
No. We support structured cases across multiple energy products when the trade chain, counterparties, and controls are coherent.
Can first-time traders get financed?
It can happen, but the bar is higher. First-time teams usually need stronger counterparties, tighter controls, and a cleaner execution plan.
What matters most to lenders?
Repayment visibility, enforceable controls, reliable counterparties, and documentary consistency from contract to settlement.
Do you guarantee approval?
No. Outcomes depend on underwriting and credit decisions by financing institutions and credit funds.