Effective date: 25 April 2022
These Surety Bond Content, Consulting And Introductions Terms Of Service (the “Surety Services Terms”) govern your access to and use of Financely’s surety-related content and services. They do not govern bond issuance.
“Financely,” “we,” “us,” or “our” means the entity operating this website and providing the services described here.
“Client,” “you,” or “your” means any person or entity accessing our surety-related content or purchasing our surety-related services.
“Surety Services” means our surety-related content, consulting, preliminary review, deal file preparation for early market testing, and introductions to third-party surety companies, brokers, or agents.
“Third-Party Surety Provider” means any independent surety company, broker, agent, or other external provider to whom we may introduce you.
The main Terms of Service at https://www.financely-group.com/terms-of-service are incorporated into these Surety Services Terms by reference.
These Surety Services Terms apply only to Surety Services. All other website and service use remains governed by the main Terms.
We are an independent content publisher and consulting business. We may introduce Clients to Third-Party Surety Providers.
We are not a surety company, insurer, or bank. We do not issue bonds. We do not have authority to bind any surety. We do not act as your agent for issuance without a separate written agreement stating otherwise.
Depending on your request, the Surety Services may include:
The final scope of any paid engagement is limited to what is stated in your invoice, proposal, or written confirmation from us.
We do not guarantee quotes, pricing, limits, approval, issuance, timing, or claims outcomes. Any preliminary indication is non-binding and may be revised by a Third-Party Surety Provider after deeper underwriting.
Our fees are consulting fees for introduction, preliminary underwriting support, deal file preparation for early market testing, and early-stage coordination. Our fees are not contingent upon bond issuance.
You acknowledge that our fees represent fair value for time spent reviewing your request, organizing a preliminary file, conducting outreach, and arranging introductions that can reduce trial-and-error and shorten your path to a valid underwriting conversation.
All consulting fees are non-refundable once paid. This includes fees related to introductions, preliminary review, analyst work, outreach, and documentation organization.
Third-Party Surety Providers may revise initial quotes or requirements after deeper review.
We may engage external analysts, researchers, or outreach professionals to support parts of the Surety Services. This may include market research, document review assistance, and initial provider outreach.
You agree that such contractors do not represent you and do not have authority to bind any Third-Party Surety Provider or to make commitments on our behalf beyond the assigned scope.
You agree to provide accurate, complete, and current information relevant to your request, including financial statements, project details, bond forms, entity documents, and ownership information where requested.
You agree to respond to reasonable follow-up questions promptly. You understand that incomplete, inconsistent, or late information can result in delays, revised pricing, reduced limits, or a refusal by Third-Party Surety Providers.
We maintain strict compliance and integrity standards. We may immediately suspend or terminate your access to Surety Services, without refund, if we reasonably believe you have engaged in any of the following:
If we terminate services after work has started, all fees remain payable and non-refundable.
Any Third-Party Surety Provider is an independent party. Your bond transaction, if any, will be governed by that provider’s underwriting process and its own contracts and disclosures.
We are not responsible for a Third-Party Surety Provider’s decisions, pricing, internal timelines, collateral requirements, or claims practices.
Our surety-related content is provided for general information. It does not constitute legal, insurance, tax, or financial advice. You should obtain independent professional advice where appropriate.
To the maximum extent permitted by law, you release and waive any claims against us arising from or related to Third-Party Surety Provider decisions, including declines, revised pricing, reduced limits, increased collateral or indemnity requirements, delays, or changes in market appetite.
You also waive claims based on reliance on preliminary or informal indications that were not confirmed in a written scope document issued by us.
To the maximum extent permitted by law:
You agree to indemnify and hold us harmless from any claims, losses, liabilities, costs, and expenses arising out of or related to:
All content, templates, research summaries, and materials we provide remain our property or the property of our licensors. You may not copy, redistribute, or resell them without our written consent.
We may suspend Surety Services if you do not provide requested documentation, if compliance checks cannot be satisfied, or if your conduct falls below the standards described in these Surety Services Terms and the main Terms at https://www.financely-group.com/terms-of-service.
These Surety Services Terms follow the governing law stated in the main Terms at https://www.financely-group.com/terms-of-service.
The dispute resolution and arbitration framework in the main Terms at https://www.financely-group.com/terms-of-service applies to these Surety Services Terms.
To the extent the main Terms are silent on a mandatory arbitration process for Surety Services, you and we agree that any dispute, claim, or controversy arising out of or relating to these Surety Services Terms or the Surety Services will be resolved by final and binding arbitration.
Unless the main Terms specify otherwise, the arbitration will be conducted:
You and we waive the right to participate in any class action or representative proceeding to the maximum extent permitted by law.
Either party may seek injunctive or equitable relief in a court of competent jurisdiction for fraud, misuse of name or brand, or unauthorized use of intellectual property.
We may update these Surety Services Terms from time to time. Updated versions will be posted on our website. Continued use of Surety Services after posting constitutes acceptance of the updated terms.
Financely provides surety-related content, preliminary file review, and introductions. We do not issue bonds. Our consulting fees are charged for early-stage work and are not contingent upon issuance. Final underwriting and issuance remain solely with the Third-Party Surety Provider.
Request A QuoteDisclaimer: This addendum explains our surety-related service scope and fee policy. It does not modify or replace any bond documentation issued by a Third-Party Surety Provider. Your bond transaction, if any, will be governed by the Third-Party Surety Provider’s underwriting process and legal documentation.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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