Supply-Chain Receivable Securitization | Financely

Supply-Chain Receivable Securitization

Convert large pools of trade receivables into rated, asset-backed notes. Financely structures the SPV, underwrites buyer risk, and places your paper with private-credit desks holding forward-flow mandates—freeing up working capital and compressing funding costs.

Start Structuring

What This Program Delivers

SPV & Note Issuance

We ring-fence receivables in an SPV and issue rated short-term notes to institutional investors.

Credit Enhancement

Trade-credit insurance and over-collateralization elevate note ratings and tighten spreads.

Forward-Flow Placement

Pre-committed private-credit desks absorb the notes, ensuring rapid execution and rollover appetite.

Balance-Sheet Relief

Off-balance-sheet funding releases working capital, improving leverage ratios and liquidity metrics.

Why Financely

Fast Execution

Term sheet in 10 days, closing in under 60—half the timeline of investment-bank routes.

Investor Network

Dedicated ABS desks with standing allocations to supply-chain paper.

Modular Tranches

Senior, mezzanine, and equity pieces tailored to your risk-return targets.

Reg-Compliant Structures

EU STS, US 144A, or Reg D formats—as your auditors and rating agency require.

End-to-End Process

Data Room

Upload aging schedules & buyer data.

Underwrite

Buyer credit scoring & loss-given-default model.

Term Sheet

Indicative size, advance rate, pricing, covenants.

SPV & Note Issue

Legal docs, rating opinion, ISIN allocation.

Placement & Funding

Notes sold to forward-flow desks; cash released.

Frequently Asked Questions

Minimum pool size?
Target pools start at €25 M of eligible receivables; optimal efficiency above €50 M.
Advance rate?
Typically 80–90 % of face value, subject to buyer mix, insurance coverage, and dilution history.
Tenor of issued notes?
3-, 6-, or 12-month rolling series; longer tranches possible for rated programs.