Structured Trade Advisory
We act as your trade finance provider through a curated network of banks, private credit funds, and insurers. Our trade finance advisory covers letters of credit, LC confirmation, purchase order financing, pre-export finance, borrowing base facilities, receivables discounting with non payment insurance, and commodity trade finance structures across metals, energy, and agriculture. Every mandate is screened for KYC, AML, sanctions, and documentary quality.
Structured Trade & Commodity Finance Product Suite
Letters Of Credit
Import and export LCs under UCP 600 with advising and confirmation. Sight, deferred, and usance payable at maturity. Clean wording to reduce discrepancies.
Purchase Order Financing
Funding against approved POs with controls over suppliers, inspection, and shipment. Suits distributors and OEM supply chains that need pre-shipment cash.
Pre-Export Finance
Working capital for producers against forward sales and offtake. Collateralized by warehouse receipts, export contracts, and hedging where applicable.
Borrowing Base ABL
Revolvers secured by inventory and receivables. Ineligibles, dilution caps, and concentration limits are set to protect liquidity through cycles.
Receivables Discounting
Non payment insurance on named buyers lifts advance rates and reduces cost. True sale or secured loan options based on jurisdiction and tax.
SBLC, APG, And Performance Support
Standby letters of credit, advance payment guarantees, and performance guarantees sized to contract triggers. Optional confirmation and surety where useful.
Sectors We Cover
Metals & Minerals
Copper, nickel, cobalt, aluminum, concentrates, and scrap. Title control and assay procedures aligned with inspection reports and warehouse receipts.
Energy & Fuels
Petroleum products and biofuels with tank farm and throughput controls. Pricing tied to index-linked formulas and quality certificates.
Agriculture & FMCG
Grains, edible oils, sugar, and consumer staples. Storage, insurance, and release procedures to manage seasonality and spoilage risk.
How Our Trade Finance Advisory Works
1
Screening And Route
We validate counterparties, goods, Incoterms, and jurisdictions. We pick the right route across banks, private credit, and insurers based on size, tenor, and risk.
2
Structuring And Collateral
We map the documentary flow, title transfer, inspection points, and security package. Where cash is tight we add asset based lending or policy cover to lift advance rates.
3
Underwriting And Term Sheet
We prepare the file, obtain issuer or lender pricing, and secure a term sheet with covenants, borrowing base formula, and draw mechanics tied to documents.
4
Documentation And Issuance
We finalize LC or SBLC wording, borrowing base agreements, receivables assignments, insurance endorsements, and warehouse or collateral control terms. Issuance follows acceptance.
Capital And Security Expectations
Cash And Margins
10 to 30 percent for well rated counterparties. Higher where performance or country risk is elevated. Margins fall with clean history and policy cover.
Inventory And Receivables
Borrowing base advance rates set by commodity, storage, and buyer quality. Ineligibles and dilution caps apply to protect liquidity.
Insurance And Confirmation
Non payment insurance and LC confirmation de-risk obligors and jurisdictions. Both support higher limits and longer tenor.
Pricing Bands And Typical Costs
- LC Issuing And Confirmation.
60 to 180 bps per year combined depending on bank rating, tenor, and country risk.
- Purchase Order Financing.
SOFR plus 400 to 700 bps or fixed 12 to 16 percent per year in private credit markets based on controls.
- Borrowing Base ABL.
SOFR plus 350 to 600 bps with collateral audits, field exams, and monthly certificates.
- Non Payment Insurance.
40 to 140 bps per year on covered exposure with named buyers and endorsed loss payee.
- SBLC Or APG.
50 to 200 bps per year plus SWIFT and legal at cost. Confirmation adds 30 to 120 bps per year.
Documentation We Prepare
Trade Documents
- LC and SBLC wording under UCP 600 or ISP 98
- Purchase order financing agreements and supplier undertakings
- Warehouse receipts, collateral control, and inspection milestones
- Borrowing base agreement and certificate templates
Risk & Assignments
- Receivables assignment and notices to buyers
- Non payment insurance endorsements with loss payee
- Board resolutions, indemnities, and security agreements
- Sanctions, KYC, and adverse media file
Why Companies Choose Our Trade Finance Provider Model
Clients use our trade finance advisory when banks are slow or risk-averse. We deliver structured trade and commodity finance that aligns collateral, documents, and cash flow. The result is practical capacity for letters of credit, purchase order financing, and commodity trade finance lines sized to real turnover. We stay close to documents and keep lenders, insurers, and counterparties synced so goods move and cash arrives on time.
Frequently Asked Questions
Are you a trade finance provider or a broker?
We operate as an arranger and underwriter with direct routes to banks, private credit funds, and insurers. We lead structuring and stay on the file to issuance and renewal.
What files get approved fastest?
Clean trade chains with verified suppliers or buyers, clear title transfer, storage controls, and buyer quality supported by policy cover or confirmation. Strong reporting speeds credit decisions.
How large can a line be?
It depends on turnover, collateral quality, tenor, and sector. We commonly place single bank lines in the low to mid eight figures with syndication available above that level.
Do you support start-ups?
We focus on post-revenue companies with repeat trade flows. New entities can be considered where sponsors provide security, confirmation, or policy cover to underpin risk.
Can you work only on purchase order financing?
Yes. We can run a standalone PO financing track or fold it into a broader structured trade and commodity finance facility with LCs, ABL, and insurance.
Request A Structured Trade Finance Term Sheet
Share your goods, counterparties, Incoterms, tenor, and collateral plan. We will reply with the route, pricing bands, and the documentation checklist.
Start Your Structured Trade Advisory Mandate
Financely is an arranger and underwriter. We are not a lender or issuing bank. Services are best efforts and subject to due diligence, regulatory KYC and AML, sanctions screening, collateral audits, and approval by banks, funds, and insurers. Nothing here is a commitment to lend, issue, confirm, or insure.