| Feature | PXF (Pre-Export) | PPF (Prepayment) | BBF (Borrowing-Base) |
|---|---|---|---|
| Best when | You have forward sales/offtake and need working capital to lift, process, or ship production. | Offtaker prepays against a delivery schedule; you need cash now to secure feedstock or production. | You hold recurring eligible inventory and receivables and want a revolving line tied to collateral value. |
| Security | Assignment of offtake/receivables, export proceeds, account charges, shipping docs, often with fixed or floating asset security. | Offtake agreement with prepayment mechanics, title or charge over goods, step-in to export proceeds, and parent support where available. | First charge over inventory and receivables, cash dominion, eligibility tests, reserves, and frequent borrowing-base certificates. |
| Advance rates (typical) | 60–85% of expected receivables net of hedging and logistics costs. | 50–85% of contract value per draw, subject to progress and shipment confirmations. | 50–75% of eligible inventory at market minus haircuts; 70–90% on eligible receivables from rated buyers. |
| Title & risk transfer | Aligned to Incoterms and offtake; title passes on shipment or delivery; proceeds swept to controlled accounts. | Often early title transfer or specific security over goods in transit or storage; off-ramp via delivery. | Lender has perfected security; title stays with borrower until enforcement; tight control of warehouses and receipts. |
| Hedging | Mandatory for price-exposed commodities; ISDA/CSA in place; margin ring-fenced. | Required if prepay is priced on index-linked offtake; hedge proceeds pledged to the facility. | Hedge policy tied to the base; VAR and limit framework; daily marks feed eligibility. |
| Use cases | Mining concentrates, crude and products, LNG, sugar, grains, coffee, cocoa, palm, fertilizers. | Producer–offtaker prepay, tolling with supply prepay, strategic offtake with volume commitment. | Traders and processors with rolling stock; distributors with predictable receivables and storage control. |
A commodity repo is a cash-for-title trade with a forward repurchase. It suits in-tank or in-warehouse stock with clean receipts, reliable assays, and storage control. Haircuts reflect quality, location, and exit routes. Margining is standard. It sits well alongside a BBF when you need extra headroom on specific parcels.
Cargo mix, routes, storage, buyer list, and hedge policy mapped to a facility outline with initial advance rates and covenants.
Operator-grade dossier sent to target lenders. We compare responses on advance rates, reserves, controls, and timing.
Facility, security, warehouse, insurance, and hedge documents finalized. Accounts opened and control agreements signed. Conditions precedent completed.
Initial draw, shipment flow, and first sweeps. Borrowing-base reporting cadence established. Hedge compliance monitored.
Send the cargo mix, routes, buyer list, storage setup, and hedge policy. We respond with structure options, advance rates, and a checklist to get you to first draw.
Request Structured Trade Finance TermsWe act as an arranger on a best-efforts basis. Facilities remain subject to KYC/AML, sanctions screening, credit approval, collateral control, and final documentation by lenders and their counsel. Nothing here is a commitment to lend.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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