We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Trade Finance
Financely structures, underwrites, and places commodity trade facilities for producers, processors, and trading companies up to USD 250 million. Facilities are sized to contract strength, collateral control, and cash conversion, then executed through third-party capital providers and regulated partners where required.
European Union, United Kingdom, United States, and GCC, where security, enforcement, and reporting expectations are clear.
Canada, Australia, Central and Eastern Europe, and selected countries in Sub Saharan Africa, South and Southeast Asia, and Latin America where contracts and currency rules support enforcement.
Grains, oilseeds, sugar, coffee, cocoa, proteins, metals and concentrates, fertilizers, fuels and refined products, petrochemicals, and selected softs with reliable grading and storage.
Each structure has a different credit logic. If you are choosing between revolving vs. transactional, start with the constraint you cannot avoid: margin, inventory control, receivable quality, or counterparty risk. For deeper primers, see borrowing base facilities , pre-export finance , inventory finance , and receivables finance.
| Structure | Use Case | Control Package | Indicative Tenor |
|---|---|---|---|
| Borrowing Base | Revolving line against eligible receivables and inventory across agreed locations | Borrowing base certificate, field audits, agent oversight, blocked accounts, concentration caps | 12 to 36 months revolving |
| Pre Export Finance | Advance against contracted export flows with assignment of proceeds | Offtake contracts, assignment notices, collections account, hedging policy, political risk cover where needed | 6 to 36 months by shipment cycle |
| Transactional Trade Finance | Deal-by-deal funding for purchase, storage, and sale | Title transfer or pledge, warehouse receipts, collateral manager agreement, inspection reports | 90 to 270 days |
| Structured Inventory Finance | Inventory monetization at port or inland depots | Tripartite storage, field warehousing, releases tied to sales, insurance with lender as loss payee | Rolling with periodic redetermination |
| LC, SBLC And UPAS Support | Issuance or confirmation, and solutions where deposits or margin are required | Instrument wording, reimbursement setup, assignment of proceeds, escrow waterfall | As per instrument tenor |
| Preferred Equity Or Mezzanine | Working capital growth, margin deposits, or trading book expansion | Governance, information rights, cash sweep triggers, intercreditor positioning | 1 to 3 years for trading programs |
Commodity finance is control finance. If a lender cannot control title, possession, and cash collections, pricing worsens or the deal dies. This is why the data room and controls map matter as much as the contracts. If your structure involves documentary credits, align rules and document discipline early using our UCP 600 guide. If SBLC support is proposed, start with fundamentals in our SBLC guide.
Reviewed or audited financials, shipment history, working capital discipline, and the ability to report on time without excuses.
Offtakers and suppliers with delivery and payment history, clear dispute terms, and a settlement path that can be verified.
Purchase, storage, transport, and sale contracts that agree on title, inspection, Incoterms, remedies, and assignment permissions.
Traders often have profitable flows but cannot post margin or deposits at scale. The fix is a disciplined capital stack, not guesswork. Common routes include receivables programs, inventory-backed lines, and structured equity. If your objective is improving liquidity against confirmed sales, start with receivables finance.
| Solution | How It Works | Control Package | Typical Tenor |
|---|---|---|---|
| Receivables SPV | True sale or pledged pool of eligible invoices supports deposits and cycle growth | Eligibility tests, concentration caps, agent oversight, audit rights | Revolving 12 to 36 months |
| SBLC Backed Bridge | Bridge provider advances against agreed wording and assignment of proceeds | Blocked accounts, escrow waterfall, step-in rights, reporting cadence | 3 to 12 months |
| Preferred Equity | HoldCo or TradingCo equity supports borrowing base capacity and margin deposits | Governance, distribution tests, redemption options | 12 to 36 months |
Kick off in the portal, checklist issued, timetable agreed, data room opened.
Facility model, contract review, controls map, and instrument wording where required.
Targeted banks, funds, and specialty lenders. Comparable indications on pricing, advance rates, controls, and reporting.
Confirm collateral manager, inspection and release rules, funds flow, and assignments.
Field audits, inventory tests, legal and insurance checks, KYC and sanctions clearance, hedging sign-off where applicable.
Facility agreements, security, CMA, accounts and waterfall, conditions satisfied, first draw released.
Underwriting typically starts within 1 to 3 weeks from a complete file. Indications follow. Documents and first draw depend on diligence and approvals.
Interest margins by risk plus third-party costs such as inspections, collateral management, legal, and SWIFT where relevant. Paid at cost.
Retainer funds underwriting, lender engagement, and control setup. Any success fee, where applicable, is payable only at funding.
Advance rates and eligibility tests that support volume growth with discipline.
Title clarity, collateral management, blocked accounts, and consistent reporting reduce disputes.
Funding aligned to shipment calendars and cash conversion, with clear release mechanics.
Submit your trading file. Receive an underwriting-driven plan, control requirements, and a clear path to a facility sized for your contracts and collateral.
Start Your MandateFinancely Group is an advisor and arranger, not a bank and not a direct lender. Facilities are provided by regulated banks, credit funds, and investors. All engagements are subject to diligence, KYC and AML, sanctions screening, legal documentation, security perfection, and counterparty approvals. Terms and timelines are indicative and depend on commodity, jurisdiction, counterparties, and evidence quality.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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