Trade Finance
Financely structures, underwrites, and places commodity trade facilities for producers, processors, and trading companies up to USD 250 million. Debt and equity are sized to contract strength, collateral control, and cash conversion. Engagements proceed on a retained basis through a single client portal from mandate to funding.
European Union, United Kingdom, United States, Gulf Cooperation Council. Clear title and security regimes, active trade banks and credit funds.
Canada, Australia, Central and Eastern Europe, selected countries in Sub Saharan Africa, South and Southeast Asia, and Latin America where contracts and currency rules support enforcement.
Grains, oilseeds, sugar, coffee, cocoa, proteins, metals and concentrates, fertilizers, fuels and refined products, petrochemicals, selected softs with reliable grading and storage.
| Structure | Use Case | Control Package | Indicative Tenor |
|---|---|---|---|
| Borrowing Base | Revolving line against eligible receivables and inventory across agreed locations | Borrowing base certificate, field audits, borrowing base agent, blocked accounts, concentration caps | 12 to 36 months revolving |
| Pre Export Finance (PXF) | Advance against contracted export flows with assignment of proceeds | Offtake contracts, assignment notices, collection account, hedging policy, political risk cover where needed | 6 to 36 months by shipment cycle |
| Transactional Trade Finance (TTF) | Deal by deal funding for purchase, storage, and sale | Title transfer or pledge, warehouse receipts, collateral manager agreement, inspection reports | 90 to 270 days |
| Structured Inventory Finance | Inventory monetization at port or inland depots | Tripartite storage, field warehousing, releases tied to sales, insurance and loss payee endorsements | Rolling with periodic redetermination |
| LC, SBLC And UPAS Support | Issuance or confirmation, margin solutions where deposits are required | SBLC or DLC wording, reimbursement setup, assignment of proceeds, escrow waterfall | As per instrument tenor |
| Preferred Equity Or Mezzanine | Growth in working capital, margin deposits, or trading book expansion | Board rights, information rights, cash sweep triggers, intercreditor terms | 1 to 3 years for trading programs |
Audited accounts or reviewed financials, track record in the commodity, working capital discipline, back office capacity to report on time.
Offtakers and suppliers with payment and delivery history, clear dispute resolution, trade credit insurer views where available.
Purchase, storage, transport, and sale contracts that agree on title, inspection, Incoterms, remedies, and assignment permissions.
Many qualified traders face shortfalls in cash margin or program equity at the point of scale. Financely arranges targeted solutions that raise deposits or working capital without interrupting flows.
| Solution | How It Works | Control Package | Typical Tenor |
|---|---|---|---|
| Receivables SPV | True sale of eligible invoices funds deposits and cycle growth | Eligibility tests, concentration caps, trustee or agent oversight, audit rights | Revolving 12 to 36 months |
| SBLC Backed Bridge | Bridge provider advances against agreed wording and assignment of proceeds | Blocked accounts, escrow waterfall, step in rights, reporting cadence | 3 to 12 months |
| Preferred Equity | Holdco or tradingco equity to support borrowing base and deposits | Board rights, distribution tests, redemption options | 12 to 36 months |
Kick off in the portal, checklist issued, timetable agreed, data room opened.
Borrowing base model or transactional model, contract and storage review, draft wording for LC or SBLC if required.
Targeted banks, funds, and specialty lenders. Comparable indications on pricing, advance rates, controls, and reporting.
Select structure, confirm collateral manager, agree inspection and release rules, fix funds flow and assignments.
Field audits, inventory tests, legal and insurance checks, sanctions and KYC clearance, hedging policy sign off.
Facility agreements, security and pledges, CMA, accounts and waterfall, conditions precedent satisfied, first draw released.
Underwriting 1 to 3 weeks from a complete file. Indications 1 to 2 weeks after. Documents and first draw follow diligence and consents.
Interest margins by risk, upfront and commitment fees, inspection, collateral manager, legal, and SWIFT where relevant. Paid at cost.
Retainer funds underwriting, materials, lender engagement, and control setup. Success fee payable at funding.
Advance rates and eligibility tests that support volume growth with discipline.
Title clarity, collateral management, blocked accounts, and tested reporting reduce disputes.
Funding aligned to shipment calendars and cash conversion, with clear release mechanics.
Submit your trading file. Receive a lender grade memo, comparable indications, and a dated plan to funding up to USD 250 million.
Start Your MandateFinancely Group is a capital advisory, not a bank. Facilities are provided by regulated lenders and investors. All engagements are subject to KYC and AML, sanctions, documentation, and local law. Terms and timelines are indicative and depend on commodity, jurisdiction, counterparties, and evidence quality.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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