Structured Commodity Trade Finance Loans & Equity Solutions Up To USD 250M
Trade Finance
Structured Commodity Trade Finance Loans & Equity Solutions Up To USD 250M
Financely structures, underwrites, and places commodity trade facilities for producers, processors, and trading companies up to USD 250 million. Debt and equity are sized to contract strength, collateral control, and cash conversion. Engagements proceed on a retained basis through a single client portal from mandate to funding.
Where We Operate And What We Finance
European Union, United Kingdom, United States, Gulf Cooperation Council. Clear title and security regimes, active trade banks and credit funds.
Canada, Australia, Central and Eastern Europe, selected countries in Sub Saharan Africa, South and Southeast Asia, and Latin America where contracts and currency rules support enforcement.
Grains, oilseeds, sugar, coffee, cocoa, proteins, metals and concentrates, fertilizers, fuels and refined products, petrochemicals, selected softs with reliable grading and storage.
Structures We Arrange
| Structure | Use Case | Control Package | Indicative Tenor |
|---|---|---|---|
| Borrowing Base | Revolving line against eligible receivables and inventory across agreed locations | Borrowing base certificate, field audits, borrowing base agent, blocked accounts, concentration caps | 12 to 36 months revolving |
| Pre Export Finance (PXF) | Advance against contracted export flows with assignment of proceeds | Offtake contracts, assignment notices, collection account, hedging policy, political risk cover where needed | 6 to 36 months by shipment cycle |
| Transactional Trade Finance (TTF) | Deal by deal funding for purchase, storage, and sale | Title transfer or pledge, warehouse receipts, collateral manager agreement, inspection reports | 90 to 270 days |
| Structured Inventory Finance | Inventory monetization at port or inland depots | Tripartite storage, field warehousing, releases tied to sales, insurance and loss payee endorsements | Rolling with periodic redetermination |
| LC, SBLC And UPAS Support | Issuance or confirmation, margin solutions where deposits are required | SBLC or DLC wording, reimbursement setup, assignment of proceeds, escrow waterfall | As per instrument tenor |
| Preferred Equity Or Mezzanine | Growth in working capital, margin deposits, or trading book expansion | Board rights, information rights, cash sweep triggers, intercreditor terms | 1 to 3 years for trading programs |
Collateral Control And Risk Management
- Title transfer to SPV or lender where required
- Pledge over goods, warehouse receipts, trust receipts
- Tripartite collateral management agreements with approved inspectors
- Blocked accounts, proceeds assignment, escrow waterfall
- Inspection and sampling protocols with release conditions
- Hedging policy for price and FX risk with margining rules
- Named routes, storage terms, and insurance with lender as loss payee
- Sanctions, KYC, and export control checks on all parties
Eligibility And Credit Signals
Audited accounts or reviewed financials, track record in the commodity, working capital discipline, back office capacity to report on time.
Offtakers and suppliers with payment and delivery history, clear dispute resolution, trade credit insurer views where available.
Purchase, storage, transport, and sale contracts that agree on title, inspection, Incoterms, remedies, and assignment permissions.
Gap Equity And Margin Funding
Many qualified traders face shortfalls in cash margin or program equity at the point of scale. Financely arranges targeted solutions that raise deposits or working capital without interrupting flows.
| Solution | How It Works | Control Package | Typical Tenor |
|---|---|---|---|
| Receivables SPV | True sale of eligible invoices funds deposits and cycle growth | Eligibility tests, concentration caps, trustee or agent oversight, audit rights | Revolving 12 to 36 months |
| SBLC Backed Bridge | Bridge provider advances against agreed wording and assignment of proceeds | Blocked accounts, escrow waterfall, step in rights, reporting cadence | 3 to 12 months |
| Preferred Equity | Holdco or tradingco equity to support borrowing base and deposits | Board rights, distribution tests, redemption options | 12 to 36 months |
Standard Operating Procedure From Mandate To Funding
Kick off in the portal, checklist issued, timetable agreed, data room opened.
Borrowing base model or transactional model, contract and storage review, draft wording for LC or SBLC if required.
Targeted banks, funds, and specialty lenders. Comparable indications on pricing, advance rates, controls, and reporting.
Select structure, confirm collateral manager, agree inspection and release rules, fix funds flow and assignments.
Field audits, inventory tests, legal and insurance checks, sanctions and KYC clearance, hedging policy sign off.
Facility agreements, security and pledges, CMA, accounts and waterfall, conditions precedent satisfied, first draw released.
Materials And Data Room
- Financials, bank statements, AR and inventory aging
- Purchase, storage, transport, and sale contracts with schedules
- Warehouse and collateral manager agreements or drafts
- Insurance certificates and broker letters with loss payee language
- Hedging policy and sample trades where relevant
- KYC and sanctions pack for all parties
- Borrowing base certificate format and cadence
- Release and substitution rules for inventory
- Accounts map, escrow steps, funds flow
- Inspection and sampling protocols
- Audit and site visit schedule
Indicative Timelines And Costs
Underwriting 1 to 3 weeks from a complete file. Indications 1 to 2 weeks after. Documents and first draw follow diligence and consents.
Interest margins by risk, upfront and commitment fees, inspection, collateral manager, legal, and SWIFT where relevant. Paid at cost.
Retainer funds underwriting, materials, lender engagement, and control setup. Success fee payable at funding.
Client Outcomes
Advance rates and eligibility tests that support volume growth with discipline.
Title clarity, collateral management, blocked accounts, and tested reporting reduce disputes.
Funding aligned to shipment calendars and cash conversion, with clear release mechanics.
Financely Commodity Trade Finance Advisory
Submit your trading file. Receive a lender grade memo, comparable indications, and a dated plan to funding up to USD 250 million.
Start Your MandateLegal Disclaimer
Financely Group is a capital advisory, not a bank. Facilities are provided by regulated lenders and investors. All engagements are subject to KYC and AML, sanctions, documentation, and local law. Terms and timelines are indicative and depend on commodity, jurisdiction, counterparties, and evidence quality.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
