Startup Business Loan Guarantor – Minimum $500K Guarantees

Startup Business Loan Guarantor – Minimum $500K Guarantees

Startup Business Loan Guarantor Service

If your bank or private lender requires a loan guarantee before approving funding, we offer full-scope credit enhancement to qualified early-stage businesses. Our guarantee support begins at $500,000 per transaction. Each case is underwritten on merit and risk tier. This is not insurance. This is a direct guarantee provided to reduce lender exposure and enable approvals.

Outcome: Loan approval backed by a formal guarantee letter issued in favor of your lender. Structured to meet their requirements. Covers commercial risk up to a defined limit.

Who Can Apply

Early-stage companies
With a signed term sheet or lender ask pending guarantee issuance.
Strong use case
Capital needs tied to revenue generation, contracts, asset acquisition, or growth.
Transparent structure
Disclosed shareholders, valid KYC, and clean compliance status.
Defined repayment plan
Business model or cash flows that show the ability to repay.

Pricing and Terms

Term Details
Minimum guarantee USD 500,000
Upfront premium 3% to 7%, risk-based
Annual fee 2% to 3% per annum
Underwriting fee Quoted separately on acceptance

What Underwriting Covers

  • Review of your current lender requirements and facility documents
  • Assessment of your business model, margin profile, and debt service coverage
  • Verification of your legal entity, ownership, and jurisdictional risks
  • Financial model review and key risk flag analysis
  • Negotiation of the guarantee wording with your lender

How the Process Works

1) Submit File
Send your loan offer or credit ask, plus financials and company docs.
2) Review
We conduct internal risk scoring and feasibility analysis.
3) Terms
You receive proposed guarantee terms, pricing, and wording draft.
4) Issuance
On acceptance, guarantee is issued and registered with your lender.

What We Reject

  • Anonymous UBOs or unclear source of repayment
  • Shell companies with no operating activity or banking track record
  • Fraudulent or copy-paste business plans with no support
  • Requests for speculative or crypto-based lending
  • Guaranteed loan approvals with no lender documentation

Documents to Submit

Document Purpose
Loan offer or facility proposal Defines the guarantee ask
Company KYC and UBOs Compliance check and eligibility
2-year financials and forecast Assessing debt capacity and risk
Guarantee use case summary Why the lender is requiring support

Apply for a Startup Loan Guarantee

Submit your file for risk review. If it qualifies, we will issue a term sheet and proposed guarantee scope.

Start the Application

All guarantees are subject to underwriting, legal review, and risk committee approval. We do not guarantee funding outcomes or lender decisions. Guarantees are provided on a standalone basis and may require collateral or co-guarantors. Annual fees apply while the guarantee remains in force.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

Submit a Request

For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.