Startup Business Loan Guarantor Service
If your bank or private lender requires a loan guarantee before approving funding, we offer full-scope credit enhancement to qualified early-stage businesses. Our guarantee support begins at $500,000
per transaction. Each case is underwritten on merit and risk tier. This is not insurance. This is a direct guarantee provided to reduce lender exposure and enable approvals.
Outcome:
Loan approval backed by a formal guarantee letter issued in favor of your lender. Structured to meet their requirements. Covers commercial risk up to a defined limit.
Who Can Apply
Early-stage companies
With a signed term sheet or lender ask pending guarantee issuance.
Strong use case
Capital needs tied to revenue generation, contracts, asset acquisition, or growth.
Transparent structure
Disclosed shareholders, valid KYC, and clean compliance status.
Defined repayment plan
Business model or cash flows that show the ability to repay.
Pricing and Terms
| Term |
Details |
| Minimum guarantee |
USD 500,000 |
| Upfront premium |
3% to 7%, risk-based |
| Annual fee |
2% to 3% per annum |
| Underwriting fee |
Quoted separately on acceptance |
What Underwriting Covers
- Review of your current lender requirements and facility documents
- Assessment of your business model, margin profile, and debt service coverage
- Verification of your legal entity, ownership, and jurisdictional risks
- Financial model review and key risk flag analysis
- Negotiation of the guarantee wording with your lender
How the Process Works
1) Submit File
Send your loan offer or credit ask, plus financials and company docs.
2) Review
We conduct internal risk scoring and feasibility analysis.
3) Terms
You receive proposed guarantee terms, pricing, and wording draft.
4) Issuance
On acceptance, guarantee is issued and registered with your lender.
What We Reject
- Anonymous UBOs or unclear source of repayment
- Shell companies with no operating activity or banking track record
- Fraudulent or copy-paste business plans with no support
- Requests for speculative or crypto-based lending
- Guaranteed loan approvals with no lender documentation
Documents to Submit
| Document |
Purpose |
| Loan offer or facility proposal |
Defines the guarantee ask |
| Company KYC and UBOs |
Compliance check and eligibility |
| 2-year financials and forecast |
Assessing debt capacity and risk |
| Guarantee use case summary |
Why the lender is requiring support |
Apply for a Startup Loan Guarantee
Submit your file for risk review. If it qualifies, we will issue a term sheet and proposed guarantee scope.
Start the Application
All guarantees are subject to underwriting, legal review, and risk committee approval. We do not guarantee funding outcomes or lender decisions. Guarantees are provided on a standalone basis and may require collateral or co-guarantors. Annual fees apply while the guarantee remains in force.