We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Business Acquisition Finance
Business acquisition financing is not a consultation. It is a closing plan backed by a lender-ready file, credible equity, and a timeline that survives diligence.
Financely operates a term-sheet-first process. We issue indicative financing terms with fees stated upfront, then execute to written outcomes. Minimum transaction size is USD 1,500,000.
Request a quote here: Request a Quote. For process context, see How It Works.
We arrange acquisition financing for profitable operating businesses across the United States, including the Northeast, Midwest, Southeast, Texas, Southwest, Mountain States, and West Coast. Common target profiles include manufacturing, distribution, logistics, industrial services, healthcare services, and recurring revenue business services. The minimum transaction size we evaluate is USD 1,500,000.
Process rule: Financely does not offer free consultations. We work from written terms and lender-ready documentation. If you want terms, request a quote and submit a complete file.
We run a transaction-led flow designed to move from submission to written outcomes. RFQ, Term Sheet, Closing, Funding.
You submit your transaction through our request-for-quote intake with an LOI or draft purchase agreement, target financials, sources and uses, equity plan, and your closing timeline.
We issue an indicative financing term sheet with structure, fees, conditions, and a bridge or gap tranche where timing or equity creates friction.
After written acceptance and cleared payment, we package the lender-ready file and manage underwriting, diligence Q and A, and term sheet comparison through executable terms.
The transaction funds with the agreed facility. If lenders decline, you receive a written decline with reasons so you can adjust structure or expectations.
Fees are stated before execution begins. We do not start execution work without written acceptance and cleared payment.
Payable upon acceptance of the indicative term sheet. Covers structuring, lender-ready packaging, submission strategy, and managed lender decisioning. Quoted based on deal size, complexity, timeline, collateral, and documentation quality.
2.5% to 4% of the funded loan amount, payable at closing. The rate depends on facility size, risk profile, and structure.
If a bridge or gap tranche is used, it carries separate pricing and fees. These are disclosed in the indicative term sheet for that tranche.
Borrowers should budget for lender, legal, appraisal, field exam, background, and filing costs payable to third parties where applicable.
The term sheet below is illustrative. Final terms depend on underwriting, diligence, lender credit approval, and definitive documentation.
| Term | Indicative Position |
|---|---|
| Transaction Type | SME business acquisition financing, United States |
| Minimum Transaction Size | USD 1,500,000 |
| Facility Type | Senior acquisition term loan, cash flow loan, asset based loan, or unitranche, depending on profile |
| Use of Proceeds | Purchase consideration, transaction costs, fees, and working capital as required |
| Tenor | Typically 3 to 7 years for senior facilities, deal dependent |
| Pricing | Risk-adjusted market pricing, quoted per transaction |
| Leverage and Equity | Deal dependent. Underwritten on cash flow quality, sponsor profile, collateral, and downside case |
| Security | Typically first lien on assets and cash flows, with guarantees as required |
| Covenants and Controls | Financial covenants and reporting appropriate to the credit profile, with account controls where required |
| Optional Bridge or Gap Tranche | Available where needed to solve timing or equity gaps. Separate pricing, fees, conditions, and approval. Requires a credible take-out plan |
| Financely Upfront Desk Fee | Disclosed and payable upon acceptance of indicative terms |
| Financely Success Fee | 2.5% to 4% of the funded loan amount, payable at closing |
| Validity | Indicative terms valid 7 to 10 business days from issuance, unless updated for material changes |
| Conditions Precedent | Underwriting, diligence, KYC and AML, sanctions screening, legal documentation, and lender approval |
| Outcome Standard | Executable lender term sheet or written decline with reasons |
No. Financely operates on written terms and a lender-ready workflow. If you want financing terms, request a quote and submit a complete file.
No. Financing is subject to independent lender underwriting, diligence, and approvals. Financely does not promise approvals or funding.
The upfront desk fee is payable upon acceptance of indicative terms. The success fee of 2.5% to 4% is payable only when the loan funds at closing.
Yes, where it improves the closing path. Bridge and gap tranches are priced separately and require a credible take-out plan. Terms are disclosed in writing.
At minimum: LOI or draft purchase agreement, last two to three years financials, interim financials, a sources and uses schedule, equity amount and source, and your target closing timeline.
Yes. We evaluate acquisitions nationwide, subject to lender appetite, sector, and credit profile.
If you are acquiring a U.S. business for USD 1,500,000 or more and want indicative financing terms with fees stated upfront, submit an RFQ. We will revert with a structured checklist and an indicative term sheet aligned to your timeline.
Acquisition financing is a documentation and execution discipline problem disguised as a capital problem. When the purchase terms are financeable, the file is reconciled, and the bridge plan is real, lenders can move.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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supportdesk@financely-group.com for general enquiries.
