Securitization Advisory & Asset-Backed Financing Solutions for Middle-Market Originators
Securitization Advisory & Asset-Backed Financing Solutions for Middle-Market Originators
1 Why Middle-Market Lenders Tap the ABS Market
Private credit funds, specialty finance companies, and fintech originators reach scale fast—and then hit balance-sheet limits. Securitization converts revolving receivables, leases, or loan pools into capital-markets term funding, cutting advance-rate haircuts and freeing equity for growth. Financely guides issuers through every step: collateral analytics, structure design, rating-agency engagement, documentation, syndication, and post-close investor reporting.
2 Collateral Types We Package
- Consumer & SME loans(prime, near-prime, specialty)
- Equipment leases & loans
- Auto & fleet leases
- Trade-finance receivables and supply-chain assets
- Invoice & merchant-cash advances
- Solar & energy-efficiency contracts
3 Transaction Timeline
| Phase | Key Outputs | Lead Time |
|---|---|---|
| Feasibility | Collateral audit, pool-strat tape, advance-rate model. | 2 weeks |
| Structure Design | SPV waterfall, eligibility matrix, trigger tests. | 10 days |
| Rating-Agency Process | Management Q&A, scenario runs, pre-sale report draft. | 3–4 weeks* |
| Documentation | Indenture, pooling & servicing, reps & warranties. | 3 weeks* |
| Marketing & Pricing | Investor deck, roadshow, order-book build, tranche sizing. | 1 week |
| Closing & Funding | DTC settlement, cash release to originator, reporting stack live. | 3 days |
*rating and doc timelines run in parallel
4 Capital-Structure Options
- 144A/Reg S Term ABS – investment-grade A-notes, mezzanine B-notes, equity strip.
- Club-style private ABS – insurance investors buy whole-loan pass-through in a single close.
- Warehouse-to-Term – revolving conduit priced at SOFR + 200–350 bp, rolls into bond take-out at target collateral seasoning.
- On-chain tokenised notes – digital securities settled via qualified DLT, lowering minimum ticket sizes for family-office demand.
5 Why Financely
- Structuring pedigree: USD 12.4 bn aggregate ABS volume across 60 transactions since 2018.
- Rating-agency fluency: ex-Big-3 analysts on staff, pre-negotiated templated models reduce iteration cycles.
- Investor depth: 420 dedicated ABS accounts (banks, insurers, asset managers) with mandate filters in CRM.
- Full-cycle support: post-closing surveillance, loan-level data tapes, and investor-relations dashboards included in retainer.
Ready to convert loan or lease pools into term funding and recycle equity faster? Financely structures, rates, and distributes asset-backed transactions so originators can scale without balance-sheet drag. Connect with our securitization team to explore feasibility.
Contact UsGet Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
