Profitability trends, liquidity runway, leverage, off-balance commitments, and cash conversion. Bank internal risk grade or third-party corporate credit reports where available.
Size, legal standing, payment record, and dispute history. Trade-credit insurer views and bureau scores help where public ratings do not exist.
On-time delivery, warranty claims, and inspection outcomes. Independent QA or logistics attestations are credit positive.
Many private companies do not hold a public rating. Banks rely on audited financials, tax filings, bank statements, trade-credit data, credit-insurer feedback, and their own internal ratings. A consistent data room shortens this step.
Cash deposits can range from zero to full coverage depending on risk and bank policy. New-to-bank applicants, long tenors, or unfamiliar jurisdictions often require higher deposits. If working capital is tight, the margin is raised first, then issuance proceeds.
Size the deposit by tenor and wording. Map sources and uses by shipment or milestone. Confirm advising and reimbursement paths.
Choose a bridge, receivables advance, UPAS support, mezzanine, or preferred equity. Set blocked accounts, escrow waterfall, assignment of proceeds, and reporting.
Obtain comparable terms from a targeted panel. Align intercreditor rules if a senior facility exists. Finalize funds-flow and draw conditions. Fund the deposit and issue.
Underwriting and drafts 1 to 3 weeks from a complete file. Issuer allocation 1 to 2 weeks after wording clears. Margin bridge 1 to 3 weeks depending on security and consents.
Issuance commission by tenor and risk, advising and reimbursement fees, SWIFT and legal. Paid at cost to the bank.
Bridge interest and fees sized to risk and controls. Retainer funds underwriting and wording. Success fee payable at issuance. Third-party costs pass through with estimates.
The SBLC wording must mirror commercial obligations. Contracts should align on delivery terms, inspection, cure periods, force majeure, and remedies. Funds-flow, advising and reimbursement instructions, and named roles must be consistent across documents to avoid amendments and delays.
Secure the SBLC your contract requires. We structure the margin solution, align wording, obtain issuer allocation, and coordinate issuance through regulated banks.
Discuss Your SBLC MandateFinancely Group is a capital advisory. We are not a bank. Issuance is performed by regulated institutions. All outcomes are subject to KYC, AML, sanctions, credit approval, legal documentation, and counterparty acceptance. Timelines and fees are indicative and depend on jurisdiction, wording, risk, and market conditions.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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