SBLC monetization is a short term financing solution where a lender advances a portion of the SBLC face value and the SBLC secures repayment. Think bridge capital, not free money. The instrument must be genuine, irrevocable, operative by MT760, and usually linked to a verifiable network of contracts that generates repayment cash flows.
SBLC is issued under ISP98 and delivered by MT760 from a bank the funder accepts. Draft wording mirrors the beneficiary annex. Issuance is verified with the bank and through SWIFT evidence.
Lender reviews counterparties, contracts, shipment or milestone plan, and cash flow timing. Where available, a counter guarantee or offtake reduces invocation risk.
Typical advance ranges 60% to 80% depending on issuer strength, confirmation, tenor, and structure. Proceeds fund the underlying transaction and are repaid from its cash flows.
Funding documents set controls and repayment sources. At maturity or cancellation, the SBLC is released if no claim is outstanding.
Banks, private credit funds, and select NBFCs may fund against an SBLC when the transaction is real, the issuer is acceptable, and repayment is mapped. Pricing reflects issuer or confirmer rating, tenor, controls, and market risk. Total cost often includes SBLC commission, discount yield or bridge interest, and third party legal or SWIFT charges. The tool makes sense only when transaction margins justify the expense.
Discounting ( assignment + proceeds control ) converts the SBLC into upfront cash. The beneficiary assigns rights to the funding vehicle, the bank acknowledges control, and the lender advances a single discounted amount. Discounting fits one off liquidity needs tied to a specific standby and a defined settlement date.
Collateralization ( borrowing base support ) pledges the SBLC to secure a revolving facility. Draws fund against eligible receivables or milestone claims rather than a single upfront discount. Collateralization fits repeat draw cycles where account controls and sweeps are required.
Private Placement Programs, managed buy sell trades, and “bullet” monetization schemes are frauds. No regulated lender pays weekly returns for signing templates or uploading passports. Avoid any offer that bypasses due diligence, bank acknowledgments, or legal documentation.
We work with sponsors that have credible transactions and verifiable instruments. Our team verifies the SBLC and issuer, tests the contract file, aligns wording to ISP98, and distributes the opportunity to funders that underwrite standbys. We support term negotiation, closing, monitoring, and release at expiry.
If your deal is real and documents are ready, you can pursue SBLC backed funding, a private credit solution, or raise under a compliant private offering. If your margins do not support the cost, consider standard trade finance or purchase order funding aligned to your cash cycle.
Submit your deal to request indicative terms. We review the instrument, structure the approach, and connect you with qualified funders.
Submit Deal Book CallWe act as an arranger on a best efforts basis through regulated partners. All transactions are subject to KYC and AML, sanctions screening, instrument verification, legal review, and lender approval. We do not work with leased SBLCs or unverified issuers. Nothing on this page is a commitment to fund.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
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Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
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