Serious projects and cross-border trades can stall when a counterparty requires bank-backed assurance of payment or performance. A Standby Letter of Credit (SBLC), issued by a rated bank under ISP98
or URDG 758, can bridge that gap. It does not replace the need for project equity, cash flow, or trade controls — it reallocates and documents risk so the other side can proceed with confidence. We arrange the issuance and manage the process so the instrument is structured for actual acceptance.
Outcome:
a verifiable SBLC, issued by a recognised bank, with terms aligned to the transaction and a clear draw mechanism acceptable to the beneficiary.
Real bank issuance
No “leased” paper — direct from issuer
Bank-grade terms
Drafted under ISP98 or URDG 758
Execution control
From application to SWIFT MT760
Where SBLCs make a difference
Project finance where lenders require standby support for debt service or completion risk.
Trade credit where suppliers demand payment assurance before shipping high-value goods.
Performance obligations on construction or infrastructure contracts.
Bid bonds and advance payment guarantees converted to SBLC format for global acceptance.
Underwriting file:
applicant and beneficiary profiles, transaction rationale, and risk mitigants.
Issuer selection:
matching bank rating, jurisdiction, and correspondent network to the deal.
Terms matrix:
issuance fees, confirmation costs, advising bank fees, and renewal provisions.
SWIFT management:
MT799 pre-advice, MT760 issuance, and any required MT767 amendments.
Closing plan:
compliance checks, draft approval, SWIFT release, and beneficiary acknowledgment.
Indicative SBLC term sheet
Item
Range or term
Notes
Face value
USD/EUR 1m+
Smaller by exception
Tenor
6–36 months, renewable
Longer case by case
Governing rules
ISP98 or URDG 758
Chosen at structuring
Issuance fees
1.5%–4.0% p.a.
of face value
Upfront or periodic
Confirmation
Optional by beneficiary request
Extra cost
Draw mechanism
Complying demand + statement
As per standby rules
Final terms depend on credit approval, issuer appetite, and beneficiary acceptance.
Process
1) Scope
Define purpose, amount, tenor, and beneficiary requirements.
2) Structure
Select governing rules, expiry, draw conditions, and issuer profile.
3) Underwrite
Prepare credit file, compliance, and draft instrument text.
4) Issue
Coordinate draft approval, SWIFT transmission, and beneficiary receipt.
Eligibility at a glance
Applicants: creditworthy corporates or SPVs with verifiable transaction.
Purpose: tied to a real project, trade, or contractual obligation.
Security: cash, liquid collateral, or bank-approved credit line.
Documentation: draft contract, pro forma, and beneficiary details.
Frequently asked
Is this a “leased” SBLC? No. We only arrange direct bank issuance backed by actual applicant credit support.
Can I discount or use the SBLC as collateral? Yes, if the beneficiary’s lender accepts it. We structure it to meet those requirements from the outset.
How long to issue? Clean files can be issued within 2–4 weeks from application.
Can it be confirmed? Yes. We can arrange confirmation through a top-tier bank if required by the beneficiary.
Request an SBLC issuance plan
Send us the transaction details, beneficiary requirements, and applicant profile. We will match with a suitable issuer and manage the process to delivery.
This page is informational. Any engagement and any SBLC issuance are subject to independent credit approval, KYC and AML checks, and executed documentation. Terms, fees, and conditions vary by applicant, beneficiary, and market conditions.
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using oursecure intake form, and receive a quotewithin 1-3 business days. Existing clients can connect with theirrelationship managerthrough oursecure web portal.
All submissions arepromptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500
is required upon completion of each form. This fee covers the time and effort we invest in reviewing
your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those
that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address
the challenge of global transaction risk through structured strategies that foster cross-border
growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive
ventures. We mitigate capital constraints by isolating project assets and focusing on risk
management. Provide your details to receive a structure that drives growth and maximizes returns.
Secure financing for business or real estate acquisitions. We ease transaction hurdles by
reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized
proposal that supports your strategic investment objectives.
Financely assists banks facing Basel III pressures by distributing trade finance deals and
providing collateral for letters of credit. We reduce capital burdens while preserving client
relationships and fostering service expansion. Submit your request to optimize your trade finance
offerings.
Once we receive your submission, our team will review your information to determine feasibility. If
eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ
and Procedure
pages for more information.
Disclaimer:
Financely provides financing based on due diligence and feasibility.
Approval is not guaranteed, and past performance does not predict future outcomes. All terms are
subject to review. Financely primarily assists with structuring and distribution. Qualified parties
carry out the project if the client approves the proposal.
Still Have Questions? Schedule a Consultation
If you still have questions after visiting ourFAQandProcedurepages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.
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About Financely
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Trade Finance
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
LCs and Confirmations
SBLC and Guarantees
AR/AP and Supply Chain
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue.
See our FAQ
and Procedure.
Not sure which solution fits your deal?
If you are comparing options or not sure which service matches your transaction, email our team and we will help you choose the right structure.
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support@financely.io
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.Clickhereto download our brochure.