Trade Finance And Credit Enhancement
SBLC Issuance Advisory & Bank Introduction Services
Financely prepares lender-grade SBLC issuance files and introduces transactions to credible issuing banks and capital partners. We do not sell “programs.” We structure, underwrite, and package real transactions so banks can make a credit decision.
The outcome is simple: term sheets or written declines. No guessing. No screenshots. No off-channel processes.
For firm-level process context, see How It Works
and What We Do.
Who This Service Is For
This service is designed for corporates, project sponsors, traders, and counterparties that require a standby letter of credit to support a defined commercial obligation such as payment security, performance support, or advance payment protection.
If you do not have a real transaction, defined counterparties, or a clear source of repayment, an SBLC is not the solution. We filter aggressively because issuing banks do.
What Clients Actually Want From an SBLC Advisor
Bankable file, not “connections”
Clients want their transaction translated into a credit-memo-ready package. That means a coherent narrative, documented cash flows, clear risk allocation, and documentary conditions that align with how issuing banks approve guarantees and standby instruments.
Early realism
Minimum ticket sizes, acceptable industries, jurisdictional constraints, collateral expectations, and rating/confirmation considerations must be stated upfront. Serious clients value clarity more than optimism.
Predictable process
A defined sequence from intake → underwriting memo → structure → issuer approach → term sheet → issuance. Not ad-hoc outreach.
Channel integrity
Clean banking channels, verifiable counterparties, no random payment instructions, and no unverifiable “bank charges.”
SBLC Use Cases We Structure
- Payment SBLC supporting commodity purchase contracts
- Performance SBLC for EPC, construction, or supply agreements
- Advance Payment Guarantee (APG)
- Bid bond or tender support
- Counter-guarantee backed structures
Instrument Framework
Most bank-issued SBLCs are governed by ISP98 or UCP 600. The choice matters because it determines how draws are examined, what constitutes a compliant presentation, and how disputes are handled.
We draft indicative instrument language covering tenor, auto-extend mechanics, draw conditions, documentary requirements, and governing rules before approaching issuers.
Our Deal Preparation Scope
Transaction structuring
Define how the SBLC fits into the commercial contract, what risk it mitigates, and how it is called.
Financial capacity review
Liquidity, leverage, cash flow sources, contingent liabilities, and repayment logic.
Credit support mapping
Cash collateral, eligible securities, guarantees, monetizable assets, or reserves where required.
Underwriting memo
Lender-style memo summarizing risks, mitigants, structure, and proposed terms.
Bank Introduction & Placement
Once the file is complete, Financely routes the transaction to issuing banks and capital partners whose mandates align with the structure, geography, and ticket size.
We do not blast requests. Distribution is controlled and targeted.
What You Receive
- Written underwriting memo
- Indicative structure and instrument terms
- Issuer feedback
- Term sheets or written declines
Fees & Engagement Model
Financely operates on a paid engagement model covering underwriting, structuring, and placement. We do not work on success-fee-only mandates.
Fees, scope, and milestones are set out in an engagement letter prior to work commencing.
Common Reasons Transactions Fail
- No clear repayment source
- Weak or unverifiable counterparties
- Unrealistic collateral expectations
- Sanctions or jurisdictional risk
- Misuse of SBLC as a “funding instrument” rather than a credit enhancement
Request SBLC Structuring & Placement
If you have a defined transaction requiring an SBLC, submit your details for structuring and issuer routing.
Request A Quote
Important:
Financely is not a bank and does not guarantee SBLC issuance. All transactions are subject to KYC/AML, sanctions screening, and issuing bank credit approval.