We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Buyers ask the same question when SBA is not available: “What else is bankable?” The answer is not one magic product. It is a structured stack that fits the target’s cash flow, assets, and purchase agreement terms. This page explains the options and how Financely runs execution through closing.
| Underwriting Focus | What Gets Tested | What Breaks Deals |
|---|---|---|
| Cash Flow Quality | Normalized EBITDA, margin stability, customer retention, addback support | Weak addbacks, one-time earnings, customer churn, unstable pricing power |
| Collateral And Structure | Asset coverage, lien package, working capital mechanics, covenants | Over-leverage, unclear collateral, aggressive earnouts, loose purchase agreements |
| Operating Risk | Customer concentration, supplier dependency, key-person risk, management depth | Single customer dependence, no management bench, fragile vendor base |
| Equity And Alignment | Buyer equity contribution, seller rollover or note, post-close liquidity | No equity, no seller support, thin working capital at close |
Use the menu to view the structures. This keeps the page short while still giving full detail.
Senior secured debt sized to stable cash flow. Best for profitable targets with clean financials and a credible operating plan.
A single lender solution that blends senior and junior risk in one facility. Useful when speed and simplicity matter.
Borrowing base facility against receivables and inventory. Strong when the target has meaningful working capital assets.
Asset-level financing against machinery, vehicles, or heavy equipment. Useful to reduce the equity check and preserve liquidity.
Seller-financed tranche that reduces your cash at close and signals seller confidence. Terms must fit senior lender rules.
Seller retains equity in the business post-close. Reduces cash out and improves alignment.
Deferred price component tied to performance. Useful when forecast is strong but not fully underwriteable today.
Subordinate tranche that fills the equity gap when senior sizing is insufficient. Not a substitute for equity, but it can reduce it.
Equity-like capital with a defined return and controls. Useful for sponsors who want to limit dilution while closing.
Post-close liquidity that prevents immediate cash stress. Commonly used for payroll cycles, inventory builds, and growth capex.
Monetize eligible receivables to increase liquidity without refinancing the acquisition facility.
We review the target, the purchase agreement status, and the capital need. Submit through Submit Your Deal.
We issue an indicative financing term sheet path with required documents, process controls, and target counterparties.
We produce lender-ready materials and run distribution. Outcome is term sheets or written declines.
We coordinate lender diligence workflows, term sheet alignment, and closing steps through regulated counterparties.
If you have an LOI, APA, or a near-term closing timeline, submit the deal and we will respond with a structured path to financing.
In most legitimate structures, some equity or seller support is required. If someone says otherwise, treat it as a risk signal.
Speed depends on financial quality, documentation readiness, and purchase agreement terms. Clean packaging compresses timelines.
Often yes, if it is subordinated and structured to satisfy senior lender rules and covenant constraints.
LOI or APA, historical financials, interim statements, customer and vendor concentration, and a summary of purchase terms.
No. Financing is provided by third-party funders and regulated counterparties, subject to underwriting and compliance.
Whether the target’s cash flow and documentation support senior credit. If that fails, the stack becomes expensive or unworkable.
Disclaimer: Financely operates as a transaction-led capital desk. Financing is subject to third-party underwriting, compliance, sanctions screening, and documented terms. Nothing on this page is a commitment to lend or an offer of securities.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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here to download our brochure. Email
supportdesk@financely-group.com for general enquiries.
