Receivables Securitization-as-a-Service
Receivables Securitization-as-a-Service
Trade-receivable pools tie up capital and cap lending headroom. Converting those short-dated claims into rated asset-backed notes releases balance-sheet space and attracts low-cost institutional funding. Financely delivers a turnkey securitization solution covering structure, rating and placement—so you keep originating while we bring the capital market to you.
Core Service Modules
| Module | Key Outputs |
|---|---|
| Asset Tape & Eligibility | Clean data tape, aging buckets, dilution study, proposed eligibility criteria |
| SPV Structuring | True-sale legal opinion, purchase & servicing agreement, collateral accounts |
| Credit Enhancement | OC levels, reserve build, excess-spread mechanics, insurance wrap options |
| Cash-Flow Modelling | Waterfall, stress scenarios, rating-agency base-case assumptions |
| Rating Process | Engagement letter, data book, Q&A coordination, preliminary and final ratings |
| Investor Placement | Private placement memo, roadshow deck, note subscription agreements |
| Ongoing Servicing | Monthly servicer reports, trigger monitoring, investor notices |
Execution Timeline
- Week 1-2 — Diagnostic & Data Tape – Confirm asset pool size, performance history and jurisdictional mix.
- Week 3-4 — Structure & Model – Set eligibility, OC, reserves and draft waterfall cash-flows.
- Week 5-7 — Legal & Rating – Form SPV, draft purchase docs, engage rating agency, run scenarios.
- Week 8-9 — Investor Roadshow – Release PPM, hold investor calls, price tranches.
- Week 10-12 — Closing – Sign, fund, transfer receivables, issue notes and wire proceeds.
Capital & Pricing Benefits
- Up to 90 % advance rate on eligible receivables.
- Senior tranche pricing inside bank warehouse lines once rated A/BBB or better.
- True sale removes assets from balance sheet, freeing RWA and leverage.
- Programmatic replenishment lets you scale originations without repeated due diligence.
Ideal Sponsor Profile
- Receivables pool USD 50 million – 500 million, revolving.
- Historic default rate below 2 % and concentration limits manageable.
- Systems capable of daily or weekly reporting feed (CSV/API).
- Jurisdictional and legal compliance for true-sale transfer.
Fee Framework
Structuring fee USD 150 000 – 400 000 based on complexity, plus a placement fee of 0.75 % on note proceeds. Third-party costs—rating, legal, audit—passed through at cost.
Ready to unlock institutional capital via securitization? Request a feasibility call today.
Discuss SecuritizationFinancely Group structures and places securitizations on a best-efforts basis. Transactions are subject to due diligence, regulatory compliance and a signed engagement letter.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
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Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
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Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
