We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
The fastest way to get declined is to pitch a development deal like a stabilized asset. Construction lenders underwrite permits, budgets, contracts, contingency, draw controls, and takeout certainty. This page explains the capital stack and what lenders actually require.
| Tranche | Typical Role | What It Requires |
|---|---|---|
| Senior Construction Loan | Funds the majority of hard and soft costs via draws, with strict controls. | Permits, budget, GC contract, contingency, inspections, lien releases, and sponsor completion support. |
| Mezzanine / Junior Debt | Bridges the gap between senior proceeds and required equity. | Senior lender consent, intercreditor terms, clear takeout path, and reporting discipline. |
| Preferred Equity | Fills the stack with structured equity economics and controls. | Governance rights, priority return terms, and alignment with senior covenants. |
| Sponsor Equity | First-loss capital. Demonstrates alignment and absorbs execution risk. | Verified funds, timing of contribution, and sufficient liquidity after funding. |
| Credit Enhancement | Reduces risk for lenders in specific structures or corridors. | Instrument terms, conditions, and enforceability with the lender’s required form. |
Capital stacks vary by asset type, entitlement status, sponsor strength, and takeout certainty.
Use the menu to keep the page short. Select a topic to see what matters in underwriting.
Senior construction debt is sized to risk. The lender wants enough equity beneath them to absorb cost overruns and schedule slippage.
Construction loans are disbursed in draws. Controls protect the lender from paying ahead of progress.
Covenants are the operating guardrails. They exist because projects drift without them.
Mezz fills the stack when senior proceeds cap out. It is priced for risk and is tightly coordinated with the senior lender.
Preferred equity can fill gaps without a classic debt profile, but it adds governance and control provisions.
Sponsors get underwritten too. Lenders look at liquidity after funding, not only a proof of funds screenshot.
Equity timing is a negotiation point. Many lenders require equity to be funded first or pari passu with draws.
Development capital is won with documents. If your materials are scattered, you will pay for it in pricing, time, or a decline.
Construction debt is a bridge. A lender expects a clear path to payoff.
Most delays are predictable. They become fatal when they were never disclosed upfront.
Submit the project facts, status, and target capital need via Submit Your Deal.
We produce an indicative structure covering senior, gap, equity, and the conditions that will decide lender interest.
We produce lender-ready materials and distribute to fit counterparties. Outcome is term sheets or written declines.
We coordinate diligence requirements and closing steps through regulated counterparties, with tight process control.
If you have site control, a real budget, and a defined timeline, submit the deal. We respond with a structured path to capital.
It depends on entitlement status, asset type, and sponsor strength. Most lenders expect meaningful equity beneath the senior loan and clear funding timing.
Sometimes, but most gap providers require senior lender alignment. The stack needs to be coordinated, not assembled in isolation.
The full budget and sources and uses, supported by contracts, permits, and a draw schedule that matches reality.
No. Financing is provided by third-party funders and regulated counterparties, subject to underwriting and compliance.
Construction debt is temporary. A takeout is the plan to repay it through sale or permanent financing. Without it, lenders view the risk as open-ended.
Most projects are financeable once site control, permits or a credible path to permits, and a defensible budget are in place. Earlier stages can be possible but are more selective.
Disclaimer: Financely operates as a transaction-led capital desk. Financing is subject to third-party underwriting, compliance, sanctions screening, and documented terms. Nothing on this page is a commitment to lend or an offer of securities.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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