RaiseReady™ CRE Bridge Loan Platform
RaiseReady™ CRE Bridge Loan Platform
Fast Capital for Transitional & Value‑Add Properties
You found a discounted asset, need to close before the seller blinks—or refinance a maturing loan while you reposition the building. Conventional lenders move slow. RaiseReady™ lines up bridge lenders and debt funds that wire in 30‑45 days, then manages underwriting, negotiation, and closing.
Typical Transaction Scenarios
- Acquisition close while long‑term debt is arranged
- Cash‑out refi for cap‑ex and lease‑up
- Note‑on‑note take‑outs of distressed senior loans
- Value‑add re‑tenanting or minor repositioning
- Bridge‑to‑agency or bridge‑to‑CMBS exits
Mini Term Sheet (Illustrative)
Loan Amount | USD 5 m – 50 m |
---|---|
Collateral | First‑lien mortgage on commercial real estate |
LTC / LTV | Up to 75 % of purchase price or as‑is value |
Rate | SOFR + 450 – 700 bps (fixed options available) |
Term | 12 – 36 months, extensions by mutual agreement |
Amortization | Interest‑only |
Origination Fee | 1.0 – 2.0 % |
Exit Fee | 0 – 1 % (often waived if refi via lender) |
Recourse | Partial or full, negotiable case‑by‑case |
What Lenders Need to See
- Clear Business Plan – Timeline, budget, leasing/exit assumptions
- Up‑front CapEx Schedule – Uses & sources, contingency buffer
- Market Study – Rent comps, absorption data, sponsor track‑record
- Environmental & Title – Phase I (Phase II if flagged), clean title or curative plan
- Experience & Net‑Worth – Sponsors with relevant asset and market history plus liquidity to cover shortfalls
- Updated Financials – T‑12, rent roll, and pro‑forma tied to model
RaiseReady™ Underwriting Process
1 · Pre‑Screen (24 hrs)
We review OM, rent roll, and purchase contract. Fit verdict plus evidence list sent next day.
2 · Engagement & Retainer
USD 15 k – 50 k covers model build, data room, and lender mapping.
3 · Data‑Room Build (7 days)
Model, capex schedule, comps, environmental, and legal docs uploaded.
4 · Targeted Lender Outreach
Three – five bridge lenders / debt funds approached with matching appetite.
5 · Term‑Sheet Negotiation
Rate grid, advance rate, structure, and covenants hammered tight.
6 · Closing & Draw
Third‑party reports, legal docs, CP checklist tracked to funding—30‑45 days typical.
Fees & Economics
- Retainer: USD 15 k – 50 k (scope‑driven)
- Success Fee: 1.0 % – 1.5 % of loan proceeds
- Third‑Party Costs: appraisal, environmental, legal at cost
Not a Fit If …
- Asset < USD 5 m value or raw land with no near‑term permits
- No sponsor liquidity or experience
- Heavy construction (>40 % of basis) without permits
- Sanctioned jurisdictions or non‑compliant use
Need bridge debt before the window closes? Send your OM, business plan, and purchase contract or payoff statement. We’ll respond in one business day with a straight‑up view on speed, pricing, and next steps.
Request Bridge Loan SupportRaiseReady™ is a Financely Group service. We are not a deposit‑taking institution and cannot guarantee funding. Engagements require executed terms, KYC, sanctions screening, and a retainer. Loan funding is subject to lender approval, third‑party reports, and executed documentation. Misrepresentation ends the mandate and may trigger AML/CTF reporting.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
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Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.