RaiseReady™ CRE Bridge Loan Platform
Fast Capital for Transitional & Value‑Add Properties
You found a discounted asset, need to close before the seller blinks—or refinance a maturing loan while you reposition the building.
Conventional lenders move slow. RaiseReady™ lines up bridge lenders and debt funds that wire in 30‑45 days, then manages underwriting, negotiation, and closing.
$540 M
Bridge debt placed since 2023
28 days
Median term‑sheet timing
70 %
Average LTC achieved
Typical Transaction Scenarios
- Acquisition close while long‑term debt is arranged
- Cash‑out refi for cap‑ex and lease‑up
- Note‑on‑note take‑outs of distressed senior loans
- Value‑add re‑tenanting or minor repositioning
- Bridge‑to‑agency or bridge‑to‑CMBS exits
Mini Term Sheet (Illustrative)
| Loan Amount |
USD 5 m – 50 m |
| Collateral |
First‑lien mortgage on commercial real estate |
| LTC / LTV |
Up to 75 % of purchase price or as‑is value |
| Rate |
SOFR + 450 – 700 bps (fixed options available) |
| Term |
12 – 36 months, extensions by mutual agreement |
| Amortization |
Interest‑only |
| Origination Fee |
1.0 – 2.0 % |
| Exit Fee |
0 – 1 % (often waived if refi via lender) |
| Recourse |
Partial or full, negotiable case‑by‑case |
What Lenders Need to See
- Clear Business Plan
– Timeline, budget, leasing/exit assumptions
- Up‑front CapEx Schedule
– Uses & sources, contingency buffer
- Market Study
– Rent comps, absorption data, sponsor track‑record
- Environmental & Title
– Phase I (Phase II if flagged), clean title or curative plan
- Experience & Net‑Worth
– Sponsors with relevant asset and market history plus liquidity to cover shortfalls
- Updated Financials
– T‑12, rent roll, and pro‑forma tied to model
RaiseReady™ Underwriting Process
1 · Pre‑Screen (24 hrs)
We review OM, rent roll, and purchase contract. Fit verdict plus evidence list sent next day.
2 · Engagement & Retainer
USD 15 k – 50 k covers model build, data room, and lender mapping.
3 · Data‑Room Build (7 days)
Model, capex schedule, comps, environmental, and legal docs uploaded.
4 · Targeted Lender Outreach
Three – five bridge lenders / debt funds approached with matching appetite.
5 · Term‑Sheet Negotiation
Rate grid, advance rate, structure, and covenants hammered tight.
6 · Closing & Draw
Third‑party reports, legal docs, CP checklist tracked to funding—30‑45 days typical.
Fees & Economics
- Retainer: USD 15 k – 50 k (scope‑driven)
- Success Fee: 1.0 % – 1.5 % of loan proceeds
- Third‑Party Costs: appraisal, environmental, legal at cost
Not a Fit If …
- Asset < USD 5 m value or raw land with no near‑term permits
- No sponsor liquidity or experience
- Heavy construction (>40 % of basis) without permits
- Sanctioned jurisdictions or non‑compliant use
Need bridge debt before the window closes?
Send your OM, business plan, and purchase contract or payoff statement.
We’ll respond in one business day with a straight‑up view on speed, pricing, and next steps.
Request Bridge Loan Support
RaiseReady™ is a Financely Group service. We are not a deposit‑taking institution and cannot guarantee funding.
Engagements require executed terms, KYC, sanctions screening, and a retainer.
Loan funding is subject to lender approval, third‑party reports, and executed documentation. Misrepresentation ends the mandate and may trigger AML/CTF reporting.