| Service Scope | We arrange Proof of Funds letters and bank comfort letters to evidence financial capacity for commercial counterparties. We handle requirements capture, wording control, bank routing, and compliance coordination through regulated banking institutions. Deliverables are designed for due diligence, tender submissions, vendor onboarding, and counterparty comfort. |
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| Eligible Use Cases |
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| Non-Eligible Requests | We do not support visa or immigration purposes, personal uses, “proof” for retail counterparties, unverifiable vendor requests, or any request that is not tied to a specific commercial requirement that can be documented. |
| Deliverables |
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| Issuing Institution Standard | Issuance is routed through regulated banks only. We do not arrange Proof of Funds or comfort letters from non-bank financial companies (NBFCs) or unregulated entities. If a recipient requires a bank-only format, we match to that requirement from the start. |
| Issuing Bank Selection | The issuing bank is determined by (1) where our liquidity providers have funds or eligible securities parked, and (2) the exact wording and jurisdiction your recipient requires. We align the bank choice to what your counterparty will accept, then lock the wording once compliance clears. |
| Banks Commonly Used By Region |
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| Wording Control | We draft to the recipient’s checklist while protecting the issuer and client from unintended obligations. POF and comfort letters are not guarantees, not payment undertakings, and not commitments to lend. If a recipient pushes for guarantee-style language, we either reframe the wording to a bank-acceptable form or decline the request. |
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| Engagement Process |
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| Required Inputs |
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| Verification & Authentication | Verification is handled through standard bank processes appropriate to the format. Bank letters can be verified through controlled bank contact channels. If authenticated transmission is required, the bank will apply its internal controls for interbank confirmation. We coordinate the verification path upfront to avoid last-minute rejection by the recipient. |
| Who It’s For | Buyers, sponsors, and corporates that must evidence funds or capacity to counterparties for transactions typically ranging from $500,000 to $100,000,000, subject to compliance profile and documented commercial purpose. |
| Key Benefits |
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| Limitations & Misuse | POF and comfort letters do not guarantee financing, do not function as credit lines, and cannot be monetized, traded, pledged, or sold. We will not support fabricated vendor requests, circular payment schemes, or any request designed to mislead a counterparty. Any suspected misuse results in immediate termination. |
| Parties Involved |
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| Compliance & Risk | We screen for KYC completeness, beneficial ownership clarity, sanctions exposure, and purpose consistency. Banks may require additional confirmations, corporate approvals, and supporting documents prior to issuance. If a bank declines a request based on policy or compliance, the request is not forced through. |
| Timeline | Typical issuance is 3 to 10 working days from engagement and payment, assuming complete inputs and a straightforward recipient requirement. Complex wording, missing KYC items, or recipient demands for non-standard authentication can extend timelines. |
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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