We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Project Finance
“Closing” in project finance is not a single meeting. It is a controlled sequence where contracts, permits, model, and risk allocation are tightened until lenders can sign, fund, and live with the downside.
If you want to run a lender process with a clear path to close, start with How It Works and submit your file through Request A Quote.
A surprising number of projects fail early because the sponsor is pitching a moving target. Lenders want a stable scope, a defined capex, a site, a schedule, and a clear revenue story. If any of those are still guesses, treat financing as premature.
Project finance lenders underwrite downside protection. They will ask how much sponsor equity is committed, how cost overruns are covered, and what reserves exist to prevent technical issues from becoming payment defaults.
| Layer | What it funds | Typical lender focus |
|---|---|---|
| Sponsor equity | Development costs, first-loss cushion, required minimum equity | Proof of funds, source of funds, governance, draw conditions |
| Senior debt | Majority of capex at the SPV level | DSCR, contract strength, completion risk, security package, controls |
| Mezzanine or preferred equity | Equity gap, late-stage costs, flexibility | Intercreditor terms, cash waterfall, cure rights |
| Contingency and reserves | DSRA, major maintenance, liquidity buffers | How quickly stress turns into default, and who cures it |
Deal killer: “We will raise equity later.” In real underwriting, equity is either committed and provable, or the debt sizing collapses.
Project finance is contract finance. The lender is lending to an SPV that is only as strong as its contracts. Your job is to make the agreements readable, enforceable, and consistent with the model.
Lenders do not fund regulatory uncertainty. They want a clean view on permits, land tenure, and any consents required for construction and operations. If approvals are staged, lenders will either wait or impose strict conditions precedent.
The financial model is not marketing. It is the control tower for sizing, covenants, reserves, and distribution lockups. Lenders will stress revenue, capex, schedule, and operating costs, then test whether the project still pays.
Most delays are self-inflicted: documents scattered across email, missing versions, no naming discipline, no ownership or KYC package, no coherent summary. Your data room should be boring, complete, and easy to diligence.
You want written terms that are comparable. That means you standardize what lenders receive, set clear deadlines, and manage Q&A without letting the process drift.
Lenders will not rely on sponsor opinions. They hire third parties, and they want their reports to match the contracts and the model.
| Workstream | Typical focus | What sponsors should prepare |
|---|---|---|
| Technical | Technology, yields, performance, EPC feasibility, schedule | Specs, vendor data, EPC terms, interconnection details |
| Legal | Contract enforceability, security, assignability, step-in | Near-final forms, disclosure of side letters, clean corporate authority |
| Insurance | Coverage, exclusions, deductibles, insured parties | Broker letter, target coverages, claims history if applicable |
| Financial and tax | Model logic, assumptions, taxes, distributions, covenant math | Model audit trail, assumptions tied to docs, reconciled inputs |
| Compliance | KYC, sanctions, source of funds, corruption risk | Complete KYC pack, UBO clarity, funds trail for equity |
Documentation should reflect the term sheet, the model, and the risk allocation. The fastest closings happen when sponsors stop renegotiating core economics during drafting.
Conditions precedent are the lender’s “proof that the world matches the story.” Expect a detailed list. The job is to manage it like a project plan, not a last-minute scramble.
| CP Category | Examples | How to avoid delays |
|---|---|---|
| Corporate and authority | Resolutions, incumbency, signing powers, SPV documents | Prepare early, keep versions controlled, align signatories |
| Equity funding | Equity contributions, evidence of funds, subordinated sponsor support | Prove source of funds, document transfers, confirm timing |
| Contracts and permits | Executed contracts, key permits, consents, legal opinions | Track approvals with owners and dates, lock contract forms |
| Security and accounts | Perfection filings, account controls, pledge agreements | Confirm bank requirements early, coordinate counsel and banks |
| Insurance | Binders, endorsements, named insureds, lender loss payee | Run broker early, align coverage to lender checklist |
Financial close happens when documents are executed, CPs are satisfied or waived, security is in place, and the lender is ready to fund. “First draw” is its own event. It often requires a draw notice, invoices, certifications, and evidence that draw conditions are met.
Closing is not the finish line. During construction and ramp-up, lenders monitor progress, budgets, and performance. Sponsors that manage reporting cleanly keep flexibility. Sponsors that miss reporting or hide issues lose trust fast.
If you have a real project and need a lender process that leads to written terms and a close path, we help you package the file, manage diligence workstreams, and coordinate term sheet and documentation through signing and first funding.
Start with How It Works , then submit through Request A Quote or message us via Contact Us.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank and does not custody client funds. All outcomes are subject to diligence, compliance screening including KYC, AML, and sanctions, lender and counterparty approvals, and definitive documentation. Where regulated execution is required, delivery is coordinated through appropriately licensed firms under their own approvals.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
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request a quote
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All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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