We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
A commercial private lender focuses on collateral quality, sponsor capability, and exit clarity. This credit path is commonly used for acquisitions, bridge periods, time-sensitive refinances, and properties that need repositioning before conventional debt becomes available.
In the market, teams often compare private lenders for commercial real estate with hard money lenders for commercial property. The overlap is real, but private structures can be more tailored around business plans, tenancy transitions, and refinance milestones.
Where execution speed matters more than headline pricing and bank process cannot match the purchase timeline.
Where the property requires lease-up, renovation, or stabilization before long-term institutional debt is feasible.
Where an existing maturity or covenant pressure requires immediate replacement capital.
Where ownership structure, tenancy mix, or transitional cash flow needs a customized underwriting narrative.
Private mortgage lenders for commercial property still require disciplined files. The difference is not weaker standards. The difference is faster decisioning on asset-backed risk.
| Underwriting Focus | What Lenders Check |
|---|---|
| Collateral and Value | Asset quality, location, tenancy profile, marketability, and downside protection under conservative assumptions. |
| Sponsor Profile | Execution track record, liquidity support, guarantor quality, and ability to complete the business plan. |
| Loan Structure | Purpose, repayment source, covenant design, and contingency paths if business-plan timing slips. |
| Commercial Real Estate Loan Down Payment | Borrower equity contribution based on asset risk, leverage level, and exit feasibility. |
| Commercial Real Estate Loan Terms | Tenor, extension mechanics, fee structure, and conditions tied to refinance or sale milestones. |
Owner occupied commercial real estate loans can also be structured through private capital when timelines, asset condition, or documentation complexity limit standard bank execution. The approval logic still centers on collateral, repayment visibility, and sponsor reliability.
Define purpose, timeline, collateral scope, and required structure before distribution begins.
Build the lender-facing file with transaction logic, risk analysis, and documentation controls.
Route to private lenders for commercial real estate aligned with asset type, leverage, and execution speed.
Coordinate clarifications, compare structures, and support progression toward definitive closing.
Financely structures private commercial real estate loans for acquisitions, bridge periods, and refinance scenarios where execution quality determines outcome.
They are non-bank lenders that provide asset-backed financing for commercial properties, usually with faster execution than conventional channels.
They overlap. Hard money is often collateral-first and short-tenor. Private lender structures can be broader, depending on sponsor and business plan quality.
Yes. They are commonly used for commercial real estate loan refinance when maturity pressure requires immediate execution.
Yes. Commercial real estate loan down payment requirements depend on leverage, asset quality, and exit certainty.
Yes, when collateral quality, sponsor profile, and repayment pathway satisfy lender risk standards.
Financely structures the mandate, prepares lender-ready underwriting, and coordinates targeted outreach and term-sheet progression.
Financely operates as a transaction-led capital advisory desk. Services are provided on a best-efforts basis and remain subject to underwriting, KYC and AML, sanctions screening, lender approvals, and definitive legal documentation. Financely does not provide guaranteed approvals or direct lending.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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