Private Debt Advisory For Trade Finance Transactions
Trade finance does not fail because the opportunity is bad. It fails because the capital stack is sloppy.
The lender sees weak controls, unclear contracts, unverifiable counterparties, insurance that does not match the risk,
and a funds flow that leaks cash. Private credit will fund trade, but only when the structure is disciplined and auditable.
Financely provides private debt advisory for trade finance transactions. We help companies and sponsors structure facilities,
build an underwriting-grade file, and approach a targeted panel of lenders and investors for execution.
Coverage includes borrowing base and revolving facilities, receivables programs, structured payables, inventory finance,
and LC and SBLC backed facilities under UCP 600 and ISP98 where appropriate.
Financely is an advisory firm. We are not a lender and we do not provide capital directly.
Any funding, LC, SBLC, confirmation, or facility is provided solely by regulated counterparties under their own approvals and documentation.
All transactions are subject to eligibility, KYC and AML, sanctions screening, credit approval, and definitive agreements.
What This Service Covers
Borrowing Base And Revolving Facilities
We structure working capital lines sized against eligible receivables, inventory, and in-transit goods where policy allows.
The focus is advance rates, eligibility rules, reserves, reporting cadence, and cash control that lenders can actually monitor.
Receivables Programs And SPV Structures
We advise on receivables funding via true sale or secured lending structures, including SPV programs for repeat trade flows.
This includes eligibility criteria, dilution and concentration limits, servicer duties, and waterfall design.
LC And SBLC Facility Design
We support LC issuance programs and collateral strategies where the client needs Documentary LCs under UCP 600
or SBLC structures under ISP98. The objective is bankable wording, clear draw mechanics, and a workable collateral plan.
Transaction Financing For Specific Shipments
For clients without a long track record or for concentrated counterparties, we structure transaction-based funding.
The work centers on contract mapping, controls at the shipment level, and a clear repayment pathway tied to settlement.
How We Underwrite A Trade Finance Deal
Private debt allocators care about the same things every time: who is paying, what can go wrong, and who controls the cash.
We build the file around those questions.
- Counterparties:
buyer and supplier verification, track record, and sanctions screening readiness.
- Contracts:
purchase and sale terms, Incoterms alignment, inspection regime, title transfer, and dispute pathways.
- Cash conversion:
timing map from purchase order to shipment to invoice to collection.
- Controls:
blocked accounts, assignment of proceeds, payment waterfalls, and step-in rights where relevant.
- Collateral and insurance:
what is pledged, what is insured, who is loss payee, and how claims actually pay.
- Financial profile:
historical statements, working capital dynamics, stress cases, and covenant forecast.
Common Structures We Advise On
Receivables Advances
- Eligibility criteria and reserves that reduce dilution risk.
- Servicing and reporting duties that lenders can audit.
- Concentration limits to avoid single-buyer blowups.
Inventory And Warehouse Structures
- Independent collateral management where required.
- Insurance and control over title, release, and disposition.
- Borrowing base reporting tied to verified stock.
LC Driven Trade Cycles
- UCP 600 Documentary LC terms aligned to the contract.
- UPAS structures where tenor is needed without breaking suppliers.
- Clean reimbursement mechanics and document presentation logic.
SBLC Supported Facilities
- ISP98 wording built for lender tests, not marketing claims.
- Haircuts, issuer screens, and jurisdiction policy constraints.
- Defined draw events, notices, and documentary requirements.
What Makes A Deal Bankable To Private Credit
This is where most deals die. We focus on the items that actually move capital committee decisions.
- Verifiable trade:
real contracts, real counterparties, real shipping logic.
- Auditable controls:
lender first access to cash flows and documented waterfall rules.
- Policy fit:
ticket size, tenor, commodity or sector appetite, and jurisdiction acceptance.
- Clean documentation:
no contradictory terms, no unrealistic performance conditions, no last-minute surprises.
- Credible sponsor:
decision makers available, transparent disclosure, and compliance readiness.
FAQ
Do you provide the capital directly?
No. Financely is an advisory firm. We structure and arrange. Capital is provided by lenders, banks, and professional investors under their own approvals and documentation.
Can you guarantee funding?
No. Outcomes depend on credit quality, structure, documentation, compliance outcomes, and market appetite. We accept mandates where the file can be defended in front of decision makers.
Can you arrange an LC or SBLC without underwriting?
No. Issuers and private credit providers require a defensible underwriting pack. We do not support shortcut requests like comfort messages, screenshots, or pre-advice claims.
What transaction sizes do you typically support?
It depends on product type and counterparties. In practice, most private debt trade finance mandates make sense when the client has repeatable flow, clear documentation, and enough scale to justify third-party diligence and monitoring.
What does the client need to provide to start?
At minimum: corporate documents, financials, trade flow summary, contracts or term sheets with counterparties, requested facility amount and tenor, and a clear description of how repayment occurs through settlement.
Request A Quote
If you are raising private debt for trade finance transactions and need a lender-ready structure, contact us with your trade flow,
contracts, requested size, timeline, and financials.
Request A Quote
Disclaimer: This page is for general information only. It does not constitute legal, tax, regulatory, investment, or credit advice and it is not an offer or commitment by Financely or any third party to provide any financing, LC, SBLC, confirmation, insurance, or guarantee. Financely is not a bank, lender, insurer, surety, broker-dealer, or investment adviser. Any facility described is provided solely by regulated or professional counterparties under their own licenses, approvals, policies, and documentation. All transactions are subject to eligibility, full KYC and AML review, sanctions screening, credit approval, and execution of definitive agreements.