Private Credit for Distressed Real Estate & Note Purchases

Private Credit for Distressed Real Estate & Note Purchases

Financely connects sponsors, operators, and opportunistic investors with $25M–$500M+ private credit solutions for distressed real estate and non-performing loan acquisitions. Banks and CMBS servicers often lack the flexibility to recapitalize or sell quickly — private credit steps in with tailored structures that unlock value.

Outcome: Investors acquire assets or notes at a discount, sponsors recapitalize broken capital stacks, and projects regain a clear exit path.

When Private Credit Steps In

  • Rescue Capital – Bridge financing for projects facing maturity defaults or covenant breaches.
  • DIP (Debtor-in-Possession) Loans – Priority financing for assets under bankruptcy protection.
  • Discounted Note Purchases – Capital for acquiring senior or mezzanine loans at a discount from banks or servicers.
  • Recapitalizations – Restructuring equity and debt to stabilize a project and restore liquidity.
  • Asset Turnarounds – Capital injections to reposition, re-tenant, or convert assets to higher and better uses.

Lender Priorities

Distressed real estate financing requires a different underwriting lens. Private credit groups focus on:

  • Asset Valuation – Current vs. stabilized values, liquidation scenarios.
  • Exit Horizon – Sale, refinance, or workout within 12–36 months.
  • Collateral Control – Security interests, assignment of leases, foreclosure rights.
  • Sponsor Capability – Proven ability to turn assets around under pressure.

Where Activity is Highest

Region Distress Drivers
United States Office defaults, CMBS maturities, hospitality volatility
Europe Leverage caps, bank deleveraging, retail obsolescence
Middle East Legacy projects requiring recapitalization
Asia-Pacific Developer liquidity crunches, cross-border workouts
Financely structures recapitalizations and note purchase financings to present opportunities clearly to private lenders, maximizing execution speed and protecting sponsor interests.

Engagement & Pricing

Engagement fees for distressed real estate and note purchase mandates start at $25,000 and scale to $150,000+ for complex workouts or multi-asset portfolios. Placement fees are success-based and charged at closing.

Request a Quote for Distressed Real Estate Financing

Financely arranges $25M–$500M+ private credit for note purchases, rescue capital, and distressed recapitalizations. Minimum engagement fee: $25,000.

Request a Quote

Financely is an advisory and placement firm. We are not a direct lender. All financings are subject to due diligence, credit approval, and executed documentation. Engagement fees for distressed financing mandates start at $25,000. Structures vary based on asset type, jurisdiction, and sponsor profile.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.