Private Credit for Distressed Real Estate & Note Purchases
Financely connects sponsors, operators, and opportunistic investors with $25M–$500M+
private credit solutions for distressed real estate and non-performing loan acquisitions. Banks and CMBS servicers often lack the flexibility to recapitalize or sell quickly — private credit steps in with tailored structures that unlock value.
Outcome:
Investors acquire assets or notes at a discount, sponsors recapitalize broken capital stacks, and projects regain a clear exit path.
When Private Credit Steps In
- Rescue Capital
– Bridge financing for projects facing maturity defaults or covenant breaches.
- DIP (Debtor-in-Possession) Loans
– Priority financing for assets under bankruptcy protection.
- Discounted Note Purchases
– Capital for acquiring senior or mezzanine loans at a discount from banks or servicers.
- Recapitalizations
– Restructuring equity and debt to stabilize a project and restore liquidity.
- Asset Turnarounds
– Capital injections to reposition, re-tenant, or convert assets to higher and better uses.
Lender Priorities
Distressed real estate financing requires a different underwriting lens. Private credit groups focus on:
- Asset Valuation
– Current vs. stabilized values, liquidation scenarios.
- Exit Horizon
– Sale, refinance, or workout within 12–36 months.
- Collateral Control
– Security interests, assignment of leases, foreclosure rights.
- Sponsor Capability
– Proven ability to turn assets around under pressure.
Where Activity is Highest
| Region |
Distress Drivers |
| United States |
Office defaults, CMBS maturities, hospitality volatility |
| Europe |
Leverage caps, bank deleveraging, retail obsolescence |
| Middle East |
Legacy projects requiring recapitalization |
| Asia-Pacific |
Developer liquidity crunches, cross-border workouts |
Financely structures recapitalizations and note purchase financings to present opportunities clearly to private lenders, maximizing execution speed and protecting sponsor interests.
Engagement & Pricing
Engagement fees for distressed real estate and note purchase mandates start at $25,000
and scale to $150,000+
for complex workouts or multi-asset portfolios. Placement fees are success-based and charged at closing.
Request a Quote for Distressed Real Estate Financing
Financely arranges $25M–$500M+
private credit for note purchases, rescue capital, and distressed recapitalizations. Minimum engagement fee: $25,000.
Request a Quote
Financely is an advisory and placement firm. We are not a direct lender. All financings are subject to due diligence, credit approval, and executed documentation. Engagement fees for distressed financing mandates start at $25,000. Structures vary based on asset type, jurisdiction, and sponsor profile.