Private Credit for Construction and Development Loans
Financely connects sponsors with $25M–$500M+
private credit facilities for construction and development projects. Traditional banks often step back when it comes to ground-up risk, but private lenders step in with flexible terms that match sponsor timelines and project realities.
Outcome:
Sponsors secure reliable financing for ground-up and large-scale developments without being restricted by rigid bank underwriting.
Types of Projects Financed
- Multifamily Developments
– High-demand apartment projects in urban and suburban markets.
- Industrial Facilities
– Warehouses, logistics centers, and manufacturing plants.
- Mixed-Use Complexes
– Retail, residential, and commercial spaces under one roof.
- Hospitality & Resorts
– Ground-up hotels, branded resorts, and lifestyle projects.
- Specialized Assets
– Data centers, life sciences labs, and film studios.
Key Lender Considerations
Private construction lenders emphasize sponsor track record and project fundamentals. Common requirements include:
- Loan-to-Cost (LTC)
– Typically 55%–70% of hard and soft costs.
- Sponsor Equity
– Minimum 20%–30% cash contribution.
- Completion Guarantees
– Performance or repayment guarantees from experienced sponsors.
- Interest Reserves
– Funded upfront to cover debt service during construction.
- Exit Strategy
– Sale, lease-up, or refinance post-stabilization.
Where Capital is Flowing
Private credit funds are actively allocating to high-demand sectors and regions:
| Region |
Focus |
| United States |
Multifamily, industrial, data centers |
| Europe |
Urban mixed-use, logistics, residential |
| Middle East |
Mega-projects, luxury hospitality, resorts |
| Asia-Pacific |
Mixed-use towers, manufacturing plants |
Financely underwrites your project against private credit models, presenting it with the data lenders demand — from detailed budgets and schedules to absorption studies.
Engagement & Pricing
Engagement fees for construction and development loan mandates start at $25,000
and scale to $150,000+
depending on project scope, jurisdiction, and complexity. Success-based placement fees apply only at closing.
Request a Quote for Construction Financing
Financely arranges $25M–$500M+
private credit facilities for real estate development. Minimum engagement fee: $25,000.
Request a Quote
Financely is an advisory and placement firm. We are not a direct lender. All financings are subject to due diligence, credit approval, and executed documentation. Engagement fees for construction financing mandates start at $25,000. Terms vary by sector, project size, and sponsor profile.