Private Credit for Construction and Development Loans

Private Credit for Construction and Development Loans

Financely connects sponsors with $25M–$500M+ private credit facilities for construction and development projects. Traditional banks often step back when it comes to ground-up risk, but private lenders step in with flexible terms that match sponsor timelines and project realities.

Outcome: Sponsors secure reliable financing for ground-up and large-scale developments without being restricted by rigid bank underwriting.

Types of Projects Financed

  • Multifamily Developments – High-demand apartment projects in urban and suburban markets.
  • Industrial Facilities – Warehouses, logistics centers, and manufacturing plants.
  • Mixed-Use Complexes – Retail, residential, and commercial spaces under one roof.
  • Hospitality & Resorts – Ground-up hotels, branded resorts, and lifestyle projects.
  • Specialized Assets – Data centers, life sciences labs, and film studios.

Key Lender Considerations

Private construction lenders emphasize sponsor track record and project fundamentals. Common requirements include:

  • Loan-to-Cost (LTC) – Typically 55%–70% of hard and soft costs.
  • Sponsor Equity – Minimum 20%–30% cash contribution.
  • Completion Guarantees – Performance or repayment guarantees from experienced sponsors.
  • Interest Reserves – Funded upfront to cover debt service during construction.
  • Exit Strategy – Sale, lease-up, or refinance post-stabilization.

Where Capital is Flowing

Private credit funds are actively allocating to high-demand sectors and regions:

Region Focus
United States Multifamily, industrial, data centers
Europe Urban mixed-use, logistics, residential
Middle East Mega-projects, luxury hospitality, resorts
Asia-Pacific Mixed-use towers, manufacturing plants
Financely underwrites your project against private credit models, presenting it with the data lenders demand — from detailed budgets and schedules to absorption studies.

Engagement & Pricing

Engagement fees for construction and development loan mandates start at $25,000 and scale to $150,000+ depending on project scope, jurisdiction, and complexity. Success-based placement fees apply only at closing.

Request a Quote for Construction Financing

Financely arranges $25M–$500M+ private credit facilities for real estate development. Minimum engagement fee: $25,000.

Request a Quote

Financely is an advisory and placement firm. We are not a direct lender. All financings are subject to due diligence, credit approval, and executed documentation. Engagement fees for construction financing mandates start at $25,000. Terms vary by sector, project size, and sponsor profile.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.