Private Credit for Acquisition Financing
Private Credit for Acquisition Financing
- Financial sponsors and independent sponsors
- Corporate acquirers and carve-out buyers
- Management teams executing MBOs
- Family offices building buy-and-hold platforms
- Control buyouts and majority recapitalizations
- Roll-ups and bolt-ons with tight closing windows
- Bridge to refinance after integration and audited close
- Cross-border acquisitions with FX and tax constraints
Structures We Arrange
Single-tranche term debt to fund the purchase price with a simple intercreditor behind any RCF. Favours speed and certainty when auctions are competitive.
Contractual coupon with PIK options, light governance rights where needed, and an equity kicker only when the credit risk demands it.
Quick-to-document holdco notes for signing and closing. Refinanced post-close into a longer-dated stack once audits, filings, and consents are complete.
Vendor paper aligned to performance. Bridges valuation gaps and preserves cash at close while keeping the seller engaged.
Borrowing bases on receivables, inventory, and select PP&E. Supports working capital and integration without strangling term covenants.
Hard-currency holds with local cash sweep mechanics, waterfall escrows, and hedging so debt service matches cash generation.
Terms Snapshot
Ranges are indicative and depend on sector, jurisdiction, and documentation quality.
Security & Control
- Share pledges at Bidco and Opco, guarantees where legal and practical
- Fixed and floating charges over assets, IP, and key contracts
- Blocked accounts, escrow waterfalls, and cash sweep mechanics
- Assignment of material contracts with counterparty consents
- Intercreditor and subordination that match the capital stack
- Change of control approvals and insurance assignments at close
Underwriting Requirements
- Three years of audited financials and latest management accounts
- Quality of earnings scope and tax diligence plan
- Customer and supplier concentration, churn, and margin analysis
- Working capital seasonality and borrowing base evidence
- Draft SPA, sources & uses, and integration plan
- Beneficial ownership KYC and sanctions screening
- Security perfection roadmap by jurisdiction
- FX policy and hedging plan for debt service
- Regulatory and licensing confirmations where required
- Board governance and reporting cadence post-close
Execution Timeline
Teaser, model, audited history, SPA outline. We confirm feasibility and lender appetite.
Indicative structure, pricing ranges, covenants, collateral, and timetable.
QoE, legal, tax, technical workstreams. Intercreditor and security perfected.
CPs satisfied, funds scheduled, cash controls live. Post-close monitoring begins.
What Drives Approval
- Free cash flow to debt service with headroom under downside cases
- Visibility on pipeline, churn, and margin durability
- Integration plan with accountable owners and monthly targets
- Clean legal structure and practical enforcement
- Refinance or exit path inside tenor
Frequently Asked Questions
Eight to twelve weeks from complete data. Faster where security filings and approvals are straightforward.
Meaningful equity at risk. Vendor notes and earnouts can supplement but do not replace equity.
Yes. We often combine a private credit term loan with a local RCF or guarantees to improve liquidity and enforcement.
Consumer, healthcare, logistics, essential B2B services, power services, telecom adjacencies, and export-oriented manufacturing.
Request Acquisition Financing Terms
Share your teaser, SPA outline, audited financials, and integration plan. We will revert with structure options and a closing checklist.
Start in CLOSEFinancely Group acts as an arranger through regulated partners. Engagements require KYC, AML, sanctions screening, credit and legal diligence, and approval by counterparties. Nothing here is a commitment to lend or a solicitation to purchase securities.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
